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icon Two Wheeler Insurance icon Honda icon Activa 4g

Activa 4G Insurance

Honda Activa 4G is a motor scooter manufactured by Honda Motorcycle and Scooter India Private Limited (HMSI). HMSI is a wholly owned Indian subsidiary of Honda Motor Company Limited, Japan.

The new version of Honda Activa was launched in the Indian market on 8th May 2009, with a new 109 cc engine. 4G stands for the fourth generation of the Activa scooter series. Honda launched their 5th generation of Honda Activa in 2018. The 4G Scooter was discontinued on March 2018 and has been replaced with the 5th generation scooter. Two wheeler insurance is mandatory in India.

Note: All information has been sourced from the official website of Honda Two Wheelers India.

  • Insurance Price
  • Types of Insurance
  • How to Buy
  • Add Ons
  • Why is Important
  • Essential
  • What is Covered
  • Top Models
  • What is Covered
  • Features
  • Top Insurer
  • Review
  • Frequently Asked Questions
  • Explore More

Best Honda Two Wheeler Models with Insurance Price

Check out the best available premium rates for Honda Activa 4G Models.

Honda Activa 4G Models(2019 Registration) Honda Activa 4g Model Variant Insured Declared Value Zero Depreciation Net Premium More Plans
Honda Activa 4g
110 CC
₹ 34,693
₹ 104
₹ 965*

View Plans

Disclaimer: The above Honda Activa 4G insurance premium rates may change as per the Honda Activa 4G model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of insurance to purchase for Activa 4G Insurance

You can buy or renew Activa 4G insurance with the below types of insurance

Third party bike insurance

  • It is necessary to purchase this policy to be able to ride on Indian roads
  • You get coverage against damages, death or disability caused to third person or property
  • Provides coverage for legal liablities arising out of third party claim
  • Maximum coverage in case of third party property damage is Rs. 7.5 lakhs
  • Not buying third party cover for Activa 4G insurance can land you in legal trouble, attracting fine up to Rs. 2,000 or imprisonment up to 3 months
  • Premium for this type of insurance is fixed by the IRDA

Comprehensive bike insurance

  • This type of insurance offers comprehensive coverage, offering cover both for own damage as well as third party
  • It protects the vehicle against man-made, natural calamity and theft
  • Insured cover up to IDV is given in case of total loss or theft of the vehicle
  • The premium for this type of cover is decided based on the IDV, engine capacity, deductible, add ons, etc.

Types of Two Wheeler Insurance Policy

Comprehensive Two Wheeler Insurance
Comprehensive Two Wheeler Insurance
Third Party Two Wheeler Insurance
Third Party Two Wheeler Insurance
Own Damage Two Wheeler Insurance
Own Damage Two Wheeler Insurance

How to Buy/Renew Insurance for Honda Activa 4G?

You can simply visit the official website of Coverfox and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as the make, model, registration number, manufacturer, and the manufacturing date. Then, you can select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

Add-ons For Your Bike Insurance

Looking to get additional protection for your Activa 4G bike, here are few add on covers you can purchase by paying additional premium

  • Zero depreciation cover: No depreciation is deducted at the time of claim
  • No claim bonus: NCB benefit is retained even in case you make a claim
  • Engine protection: Cost incurred towards replacement or repair of engine are covered
  • Passenger: In case of death or disability, coverage is provided for co-passengers
  • Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
  • Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Add-Ons for Your Honda Activa 4G Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover

Why Is It Important to Have Honda Activa 4G Insurance Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Coverage upto the insured declared value in case of theft or
  • Comprehensive coverage for your own two wheeler.
  • Benefits of cashless transactions through network garages.

Essential Information about Insurance for your Honda Activa 4G

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

What is Covered under a Comprehensive Honda Activa 4G Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Own-damage cover
  • Personal accident cover

Honda Activa Top Models

Activa
Activa
Activa 5G
Activa 5G
Activa 3G
Activa 3G

What is Not Covered under a Comprehensive Honda Activa 4G Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Usage outside geographical limits
  • Nuclear Wars and Perils

Activa 4G Specifications

SPECIFICATIONS DETAILS
Engine Type Single Cylinder, 4-Stroke, SI Engine
Max power 8.11 PS @ 7500 rpm
Displacement 109.19 cc
Kerb weight 108 kg
Front brake Drum
Speedometer Analogue
Max Torque 9 Nm @ 5500 rpm
Fuel capacity 53.00L

Activa 4G Variants

Variant Price
Standard BS IV Rs. 52,705

Activa 4G on-road prices in different cities of India

City On-road Price
Mumbai Rs. 52, 705
Delhi Rs. 52, 705
Bangalore Rs. 52, 705
Chennai Rs. 52, 705
Kolkata Rs. 52, 705
Chandigarh Rs. 52, 705
Ahmedabad Rs. 52, 705

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Review of Honda Activa 4G Insurance

Buying Honda Activa 4G is a smart move with the latest BS-IV emission engine. The overall design, engine competency, mileage efficiency are of 4th generation model as expected. People of all age groups can ride Honda Activa 4G comfortably and smoothly even on the heavily trafficked roads.

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Frequently Asked Questions

  • Q. What is the mileage of Activa 4G?
    • Activa gives an average mileage of around 60kmpl.

  • Q. Why should you insure your Honda Activa 4G?
    • Having a third party liability insurance is mandatory in India for all the vehicles plying on the road as per the Indian Motor Vehicles Act, 1988. However, a third party insurance does not cover own damage of the vehicle. To ensure any loss or damage incurred to your Honda Activa 4G, you need to opt for a comprehensive cover. A comprehensive cover ensures that you stay financially covered in case of loss or damage due to natural or man-made calamities including theft.

      If you want your insurance company to pay the damage bills in case of an unfortunate accident, you must opt for a comprehensive insurance cover.

  • Q. How to make a claim on your Honda Activa 4G insurance?
    • You need to contact your insurance company and intimate about the incident immediately. If you buy an insurance cover from Coverfox.com, we will help you at every step at the time of claims. You can directly take help of our claims assistance team. You need to support the claim with the legal and valid insurance policy along with the other necessary documents that may be required as per the case: third party liability, own damage, or theft.

  • Q. What is the Ex-Showroom price of Activa 4G in Mumbai and Delhi?
    • The price of Activa 4G is Rs. 51, 460 in Delhi and Rs. 53,079 in Mumbai.

  • Q. What is the fuel capacity of this scooter?
    • The fuel capacity of Activa 4G is 5.3 litres.

  • Q. What are the available models of Activa 4G bike?
    • The Activa 4G is available in a single model - STD.

  • Q. What is the engine type in Activa 4G?
    • The Activa 4G consists of a Single Cylinder, 4-Stroke, SI Engine.

  • Q. What is the ground clearance of Activa 4G scooter?
    • The ground clearance of Activa 4G is 153 mm.

  • Q. What is the type of tyre used in Activa 4G scooter?
    • The Activa 4G scooter uses tubeless tyres - Front: 90/100-10, Rear: 90/100-10.

  • Q. What is the top speed of Activa 4G scooter?
    • The max speed of Activa 4G scooter is 83 kmph.

  • Q. How to insurer or renew the insurance of Activa 4G?
    • You can simply visit the official website of Coverfox.com and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as the make, model, registration number, manufacturer, and the manufacturing date. Then, select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

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