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icon Two Wheeler Insurance icon Honda icon Hness Cb350

Honda Hness CB350 Bike insurance

The Honda Hness CB350, updated in April of 2025, is a premium retro-modern motorcycle that has classic styling, refined performance and advanced engineering. With its powerful 350cc engine, smooth ride quality, and premium build, it appeals to riders who value both heritage and modern comfort.

Honda Hness CB350 Bike Insurance

Why Is Insurance Mandatory for the Honda H’ness CB350?

Under the Motor Vehicles Act, 1988, it is legally mandatory for every two-wheeler owner in India to have at least third-party insurance coverage. This applies to all bikes, including premium models like the Honda H’ness CB350. Riding without valid insurance can result in:

  • Fines and penalties imposed by traffic authorities

  • Legal complications in case of an accident

  • Potential suspension of your driving licence in severe cases

However, insurance goes beyond just legal compliance. It acts as a financial safety net by:

  • Covering damages caused to third parties (injury, property damage)

  • Protecting you from heavy out-of-pocket expenses after accidents

  • Offering optional coverage for your own bike against theft, fire, or natural disasters (under comprehensive plans)

Honda H’ness CB350 Variants & Insurance Price

Here are the prices associated with the Honda H’ness CB350 alongside its different variants.

Variant Ex-Showroom Price (₹) IDV Range (₹)
Standard 1.92 – 2.05 lakh 1,48,000 – 2,34,728
DLX 1.92 – 2.10 lakh 1,48,000 – 2,42,655
DLX Pro 1.95 – 2.13 lakh 1,44,400 – 2,33,577
Legacy Edition ~2.16 lakh 1,55,318 – 2,46,646

Note: Ex-showroom prices and IDV range may differ as per region. The above mentioned prices are for bikes in Mumbai.

Key Specifications of Honda H’ness CB350

  • Engine Capacity

  • 348.36 cc

  • Power

  • 20.7–21.07 PS @ 5500 rpm

  • Torque

  • 30 Nm @ 3000 rpm

  • Mileage

  • 35 - 45 km/l

  • Transmission

  • 5-speed manual

  • Brakes

  • Front disc and rear disc with dual-channel ABS

  • Kerb Weight

  • 181 kg

  • Fuel Tank Capacity

  • 15 litres

Features of Honda H’ness CB350

  • Traction control (Honda Selectable Torque Control)

  • Dual-channel ABS

  • Assist and slipper clutch

  • Bluetooth connectivity (Honda RoadSync)

  • LED lighting (headlamp, tail lamp, indicators)

  • Digital-analogue instrument cluster

How to Buy Honda H’ness CB350 Insurance Online

Buying bike insurance for your Honda Hness CB350 through Coverfox is quick, fully digital, and allows you to compare multiple insurers before making a decision.

  1. Visit the Coverfox Website: Go to the Coverfox Bike Insurance section and start your two-wheeler insurance journey.

  2. Enter Bike Details: Enter your registration number or select: Honda ⇒ H’ness CB350 ⇒ Fill in details like registration year, city, and previous policy status.

  3. Compare Insurance Plans: View quotes from multiple insurers and Compare premiums, coverage, and benefits side-by-side.

  4. Choose Coverage Type: Third-Party Insurance [ Mandatory by law; covers damages or injuries caused to third parties], Third-Party Multi-Year Insurance [ Long-term third-party cover ensures compliance without yearly renewal hassle], and Hybrid / Comprehensive Plan [Combines third-party liability with own damage cover; protects against accidents, theft, fire, and natural disasters].

  5. Add Optional Covers (Add-ons): Zero depreciation, Engine protection, Roadside assistance, Invoice Cover, and Consumable Cover.

  6. Check IDV & Final Premium: Select your preferred IDV and Review the final premium before payment.

  7. Make Secure Payment: Pay via UPI, cards, or net banking.

  8. Get Instant Policy: Policy is issued instantly and shared digitally.

Quick Tip: For a premium bike like the Honda H’ness CB350, a hybrid (comprehensive) plan with add-ons offers the best protection by covering both legal liabilities and your own bike’s damages.

IDV Explained for Honda H’ness CB350

For your Honda Hness CB350, IDV (Insured Declared Value) directly impacts both your premium and the claim amount.

  • Higher IDV

  • Higher premium, but better payout if your bike is stolen or declared a total loss

  • Lower IDV

  • Lower premium, but reduced claim amount

For a premium bike like the H’ness CB350, setting the right IDV ensures you don’t end up underinsured. With Coverfox, you’ll see a recommended IDV range automatically, so you can either select the suggested value or manually adjust it within the range mentioned above.

Honda H’ness CB350 Competitors

The Honda H’ness CB350 competes with some of the most popular retro motorcycles in India, including the Royal Enfield Classic 350, Royal Enfield Meteor 350, Jawa 42, and Yezdi Roadster.

Bike Performance Mileage Price Range (₹)
Honda H’ness CB350 Smooth, refined engine with strong low-end torque ~42–45 km/l ~1.92 – 2.16 lakh
Royal Enfield Classic 350 Relaxed, thumpy performance with strong road presence ~35–38 km/l ~1.83 – 2.20 lakh
Royal Enfield Meteor 350 Cruiser-focused, tuned for comfort over speed ~32–41 km/l ~1.91 – 2.25 lakh
Jawa 42 More powerful and peppy engine, sportier feel ~30–33 km/l ~1.60 – 2.00 lakh
Yezdi Roadster Highest power output, aggressive performance ~28–30 km/l ~1.94 – 2.20 lakh

*Discount up to 85% is calculated by comparing different insurers and may vary depending on the insurer, vehicle details, location, and policy terms.

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FAQs on Hness CB350 Bike Insurance

  • Q. What are the types of insurance available for Honda H’ness CB350?

    • Insurance options for the Honda H’ness CB350 include third-party insurance (mandatory by law), third-party multi-year insurance for long-term compliance, and hybrid or comprehensive insurance, which covers both third-party liabilities and damages to your own bike such as accidents, theft, fire, and natural disasters.

  • Q. What are the add-ons available for Honda H’ness CB350?

    • Add-ons for the Honda H’ness CB350 include zero depreciation cover, engine protection, roadside assistance, consumables cover, and return-to-invoice cover, all of which enhance your base policy by reducing out-of-pocket expenses and improving overall protection.

  • Q. How to renew Honda H’ness CB350 insurance online?

    • You can renew Honda H’ness CB350 insurance online by visiting Coverfox, entering your bike or policy details, comparing available renewal plans, selecting suitable coverage and add-ons, and completing the payment to receive your policy instantly.

  • Q. How to claim Honda H’ness CB350 insurance online?

    • To claim Honda H’ness CB350 insurance online, inform your insurer immediately after an incident, register the claim, upload required documents, get the bike inspected, and either opt for a cashless repair at a network garage or reimbursement after repairs, depending on your policy.

  • Q. What is covered and not covered under H’ness CB350 insurance?

    • Honda H’ness CB350 insurance typically covers accidental damage, theft, fire, natural disasters, and third-party liabilities, while it does not cover normal wear and tear, mechanical or electrical breakdowns, riding without a valid licence, or damage caused under intoxication.

  • Q. Is the Honda H’ness CB350 worth buying?

    • The Honda Hness CB350 is considered worth buying for riders looking for a refined engine, premium build quality, and a comfortable riding experience, making it a strong competitor in the 350cc retro motorcycle segment.

  • Q. What is the mileage of Honda H’ness CB350 in city and highway?

    • The Honda H’ness CB350 delivers an average mileage of around 35 km/l in city conditions and up to 40–45 km/l on highways, depending on riding style and traffic conditions.

  • Q. What are the common problems in Honda H’ness CB350?

    • Common issues reported in the Honda H’ness CB350 include faster brake pad wear, occasional electronic sensor glitches, and slightly higher service costs, although overall reliability remains strong.

  • Q. Is the Honda H’ness CB350 good for long rides and touring?

    • The Honda H’ness CB350 is well-suited for long rides and touring due to its comfortable ergonomics, stable highway performance, and strong low-end torque, which make extended journeys less tiring.

  • Q. What is the service cost of Honda H’ness CB350?

    • The service cost of the Honda H’ness CB350 typically ranges from ₹1,500 to ₹2,000 for initial services and ₹3,000–₹4,500 for regular paid services, depending on usage and parts replaced.

  • Q. What is the on-road price of Honda H’ness CB350 in India?

    • The on-road price of the Honda H’ness CB350 in India generally falls between ₹2.20 lakh and ₹2.50 lakh, depending on the variant, city, insurance, and additional charges.

  • Q. Does Honda H’ness CB350 have heating issues?

    • The Honda H’ness CB350 does not have major heating issues, and while mild heat can be felt in heavy traffic, it remains manageable and typical for bikes in the 350cc segment.

  • Q. What is the top speed of Honda H’ness CB350?

    • The Honda H’ness CB350 has a top speed of approximately 120–130 km/hr, making it suitable for both city rides and highway cruising.

  • Q. Is the Honda H’ness CB350 suitable for beginners?

    • The Honda H’ness CB350 is suitable for beginners because of its smooth power delivery, predictable handling, and stable ride, although new riders may need some time to get comfortable with its weight.

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