Honda Dio Insurance

With the growing popularity of its Activa and Aviator scooters, Honda decided to pitch in another product in the segment to cap a wider audience.

This bike revolutionised the way we looked at scooters earlier because of its sturdy looks.

It was noted that the average age of owners of the Activa lineup was increasing substantially, owing to its bland design characteristics. As a counter measure, Honda launched the Dio scooter, which was aimed to encapsulate the young consumers of the country. A very futuristic and significantly unisex design further helped the Dio to expand its target audience.

Variants of Honda Dio

Variant	109 cc
Power	6 hp
Torque	8 Nm
Transmission	6-Speed
Acceleration (0-60 kmph)	Automatic Chain Drive
Fuel Economy (kmpl)	52 kmpl

Other Models Manufactured by Honda

Dream

This series of motorcycle has three models with each having their versions.

Activa

This series of scooters has 4 models with each having standard and/or deluxe version.

This series of motorcycle has 6 models with each having their own versions with different engine type, manual transmission and offered at different ex-showroom price.

Aviator

This scooter has Drum and Deluxe version with 109 cc engine and automatic transmission.

Stunner

This series of motorcycle has Disc Self version with 125 cc engine and manual transmission.

CBR

This series has 3 models with each having different version.

This series has one Standard version with 1312 cc engine and manual transmission.

VFR

This series has DCT version with 1237 cc engine and manual transmission.

Goldwing

This series has two versions Standard and Anti-Lock Braking System (ABS) ex-showroom price.

Why is it Important to Insure your Honda Dio

Coverage for any damages/losses caused to a third party.
Comprehensive coverage for your own two-wheeler.
Coverage upto the insured declared value in case of theft or
Benefits of cashless transactions through network garages.

Essentials about Honda Dio Insurance

Third-party Liability Insurance:

Covers bodily injury and /or death of third party
Property damage to a third party

Comprehensive Insurance:

Third-party liability coverage
Loss and damage to the two-wheeler due to accident, theft, natural calamities, etc.
Personal accident cover for the owner-driver

What two-wheeler insurance covers for your Honda Dio

Loss or damage caused by natural calamities
Total loss because of fire, explosions or an act of terror
Total loss because of theft
Personal accident cover for owner driver
Own-damage cover
Third party liability cover

What two-wheeler insurance doesn’t cover for your Honda Dio

Normal Wear and Tear and Electrical or Mechanical Breakdowns
Damage to Tyres (unless vehicle also damaged)
Driver without a Valid Driving License
Driving under the influence (DUI) of intoxicants such as liquor or drugs
When the two-wheeler is used for any illegal purpose
Usage outside geographical limits
If the vehicle is used for hire or reward, carriage of goods, organized

FAQs on Honda Dio

My Honda bike insurance has already expired. Is vehicle inspection mandatory?

Yes it is mandatory- Fix up an appointment for the inspection of your Honda bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

Is an online policy valid?

Yes-an online policy is very much valid. You can also renew your Honda bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

Should I opt for a single year insurance plan or a long-term insurance plan?

You should opt for a long-term or multi-year two-wheeler insurance plan for your Honda bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

Will I get reminder for policy renewals if I buy from Coverfox.com?

Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

How is third-party insurance different from comprehensive two-wheeler insurance?

The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.