Honda CB 300 F

Honda CB 300 F is an entry level motorcycle packed with a host of attractive features and a powerful engine. The bike offers good value for money with a great fuel tank capacity, great looks and split style seats. The bike is available in 2 variants and 3 attractive colors. While riding the bike does promise an amazing experience, but being a responsible citizen, it is necessary to insure it with a third party or comprehensive bike insurance cover. Buying third party cover for Honda CB 300 F insures the bike against third party liablity.

With the easy steps given below, you can buy or renew Honda CB 300 F Insurance online on Coverfox.com.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Looking to buy Honda CB 300 F insurance, then here are two types of bike insurance you can choose from.

• Third party Insurance

• This type of insurance is mandatory to purchase as per the Motor Vehicles Act, 1988
• It covers damages caused to third person or property
• Damages, death or disability caused to third person are covered
• Provides coverage for legal liablities arising out of third party claim
• Maximum coverage in case of third party property damage is Rs. 7.5 lakhs
• Not buying third party cover for Honda CB 300 F can land you in legal trouble, attracting fine up to Rs. 2,000 or imprisonment up to 3 months
• Premium for this type of insurance is fixed by the IRDA

• Comprehensive Insurance

• As the name suggests, coverage is comprehensive, offering cover both for own damage as well as third party
• It protects the vehicle against man-made, natural calamity and theft
• Insured cover up to IDV is given in case of total loss or theft of the vehicle
• The premium for this type of cover is decided based on the IDV, engine capacity, deductible, add ons, etc.

Looking to get additional protection for your Honda CB 300 F bike, here are few add on covers you can purchase by paying additional premium

• No claim bonus protection: Keeps the no claim bonus intact without making you lose out on the NCB benefits even after you make multiple claims
• Zero depreciation: Claim amount is offered without deducting the value of the depreciated parts of the bike
• Passenger cover: Provides coverage to the pillion
• Return to invoice: Amount mentioned in the vehicle’s invoice is offered in case of total loss or theft of the vehicle
• Roadside assistance: In case of breakdown of the vehicle in the middle of the road or in an emergency situation, assistance is provided by the insurer.

Given below are steps to claim Honda CB 300 F bike insurance

Honda CB 300 F third party claims process

• Inform the insurance company
• File an FIR at the nearest police station
• The insurance company will transfer the matter to the tribunal who will decide on the claim amount

Honda CB 300 F comprehensive insurance claims process

• Inform the insurance company
• File an FIR in case of damages caused to third party car and your car
• Surveyor is appointed to inspect the vehicle, give an estimate of the repair work
• Do not get the vehicle repaired by yourself
• The vehicle will be then transferred to the nearby garage for repair work
• In case if the vehicle is being repaired at a network garage, cashless coverage is offered
• In case if the vehicle is being repaired at non network garage, reimbursement will have to be done by submitting the required bills

Honda CB 300 F Theft Claims Process

In case of theft of the Honda CB 300 F vehicle, immediately inform the insurance company

• Inform the insurance company
• File an FIR at the nearest police station
• The insurance company will ask you to submit documents such as the keys of your bike, RC certificate, insurance policy, etc
• Non-traceable certificate issued by the police will have to be submitted
• The claim amount will be settled by the insurance company based on the IDV of the bike and the policy terms and conditions