Honda Activa 125 Bike Insurance

Honda Activa 125 is one of the popular models produced by Honda. This model comes with a slightly bulkier front body, but offers a perfect blend of efficiency and performance that gives you a smooth riding experience. This scooter makes up for a good ride in city traveling. While you may think of yourself as a responsible driver and would never cause any accident on the road, but even in that case buying bike insurance is significant.

Buying Honda Activa 125 bike insurance is a good sign of being a responsible and law abiding citizen as the Motor Vehicles Act makes it mandatory for you to do so.

Insuring your Honda ACTIVA 125 is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your Honda Activa scooter on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Honda Activa 125 scooter can be insured online with the below types of bike policies

Third party insurance

Under this type of insurance, you get the following

• Damages caused to third party person, vehicle or property
• Hospitalization cost of third party
• Coverage for legal liabilities
• Coverage for death or injury caused to third party person

Comprehensive insurance

Under this type of coverage, you get the following

• Coverage for own damage expenses as well as damages caused to third party person, vehicle or property
• Damages caused due to natural or man-made calamities or theft of the vehicle

With comprehensive coverage for Honda Activa 125, you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for Honda Activa 125

Step 1: Insurer should be informed in case the vehicle owner causes damage to the third party or property

If the vehicle owner is the victim, the insurance details of the third party policy are to be noted down. The issue should be reported to the insurance company of the third party vehicle.

Step 2: The matter is then transferred to the Motor Insurance Tribunal who decides on the compensation amount to be granted to the third party.

Own-damage two wheeler insurance claim for Honda Activa 125.

Step 1: Inform the insurance company about the damages caused.

Step 2: Inform the nearest police station and file FIR report.

Step 3: Insurance company will appoint a surveyor to check on the extent of damages caused.

Step 4: The surveyor will prepare a report and share with the garage.

Step 5: Post the garage work is done, the insurance company will directly settle the bill with the garage if the repair work is done at a network garage.

Step 6: Insurance company will compensate for the damages after subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Honda Activa 125

Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.

Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.