Super bikes, also known as sports bikes, help you travel long distances at high speed. These bikes have great speed, agility and aesthetic appeal compared to other regular bikes. Sports bikes also feature an engine with 600cc or more due to which the frequency of accidents on this type of bike is higher compared to others. Hence, buying insurance for a sports bike is essential. Moreover, the third party insurance cover is mandatory to purchase as per the Motor Vehicles Act, 1988. Read this article to know all about bike insurance for super bikes.
A sports bike or a super bike can be defined as a bike that is designed and optimized to operate at a high speed. These bikes have an engine capacity of 600cc or more. These bikes are also known as racing bikes owing to its superior sporty element compared to a standard bike. This type of bike is expensive compared to other bikes due to which the cost of bike insurance for sports bikes is also high.
The chances of an accident on a sports bike are more compared to regular bikes as the bike is operational at a pretty high speed. Sports bikes are also not fully insulated due to which the chances of mishaps, natural calamity, etc. increases. Thus, buying bike insurance for superbikes is imperative as these bikes are high in value and also because they feature expensive spare parts.
You can choose from over two types of bike insurance for your superbike i.e. third party bike insurance or comprehensive bike insurance. Third party bike insurance is mandatory as per the law under the Motor Vehicles Act, 1988, whereas, buying comprehensive bike cover for sports bikes is optional. Buying comprehensive cover for a sports bike is ideal as it offers coverage against third parties as well as damage. A comprehensive bike insurance for super bike offers the below coverage:
Super bike insurance does not offer any coverage in case of the following: