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icon Car Insurance icon Add Ons icon Tyre Damage Cover
  • Overview
  • How it Works
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  • Exclusions
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  • More About Insurance
  • Who Should Buy
  • Frequently Asked Questions

Tyre Damage Cover

When it comes to your car, the one component that bears the highest wear and tear is the tyres. Tyres are one of the most expensive parts of the car that don’t come for cheap. Considering the road conditions in India, it is essential that you take utmost care of the tyres by opting for tyre protect cover that insures it against unexpected repair and replacement costs. You can opt to purchase tyre damage cover along with your car insurance policy by paying additional premium.

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs
Disclaimer - Above mentioned prices are for a Maruti Wagon R, 1.2 VXI (1197 CC) registered in Mumbai on 2013 & previous policy has not expired.

How does Tyre Damage Cover Add-on Work?

A comprehensive car insurance policy does not provide coverage in case the tyres of the car are damaged or need replacement. During such times, a tyre protection cover can come to your rescue by providing you with financial coverage for replacement or repair of the tyre. All you need to do is file a claim and the insurer company will verify the claim and provide you with the required compensation.

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What is Covered Under Tyre Damage Cover Add-on?

Tyre protection damage provides the below coverage

  • Cost of replacing the damaged tyre with a new one
  • Tyre removal, refitting and replacement charges are covered
  • Loss or damage caused to the tyre or its tubes which would make it unfit for use are covered. This includes scenarios such as tyre burst, bulge in tyre, and damage or cut caused to the tyre

What is not Covered Under Tyre Damage Cover Add-on?

Tyre damage cover add on does not provide coverage for the following

  • Puncture cost and tyre repair is not covered
  • Manufacturing defect
  • Damages caused due to participation in rally, racing, etc
  • Improper storage or transportation is not covered
  • Claim registered for theft or vandalism of tyre or tube
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Other Addons for Car Insurance

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No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

Who Should Purchase Tyre Damage Cover?

The below individuals should purchase tyre damage cover

  • People residing in hilly regions
  • People traveling long distance
  • People using car to travel daily
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Frequently Asked Questions

  • Do all insurance companies offer tyre damage cover add on?

    • No, all insurance companies do not offer tyre protection damage cover

  • How can I purchase tyre damage cover?

    • You can purchase tyre damage cover add on online when buying or renewing insurance for your car

  • Can I purchase tyre damage add-on with a third party car insurance policy?

    • No, you cannot purchase tyre protection add on cover with third party insurance cover.

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