For your Mahindra BE 6, you can get the following types of car policies:
1. Third-Party Insurance (Mandatory for BE 6)
This is the legally required cover for every BE 6 owner in India.
Covers injury, death, or property damage caused to others
Does not cover damages to your BE 6’s battery, motor, or body
Lowest premium, but very limited protection
2. Standalone Own Damage (OD) Insurance
Made to specifically protect your BE 6’s expensive components.
Covers damage from accidents, fire, theft, floods, and cyclones
Especially important for battery pack and electronic systems, which are costly to repair
Needs to be paired with a third-party policy
3. Comprehensive Insurance (Most Recommended for BE 6)
This is the most practical choice for BE 6 owners.
Covers both third-party liabilities and own vehicle damage
Protects high-value EV parts like battery, sensors, and connected tech features
Can be customised with EV-specific add-ons
4. Bundled Insurance (Best for New BE 6 Buyers)
Commonly offered when purchasing a new BE 6.
Includes 3-year third-party + 1-year own damage cover
Ensures uninterrupted coverage from day one
Simplifies insurance management for new EV owners