Mahindra Scorpio Getaway Car Insurance

Mahindra Scorpio Getaway is a popular Sports Utility Vehicle (SUV). Like most of the SUVs, the outside of the car is attractive as well as aggressive. However, the pick-up trailer in this car makes it look like a Multi-Utility Vehicle (MUV). The large perforated air damp along with muscular bumper along with bonnet with air intake scoop completes the overall aggressive look of the car from the front. The headlights of the car are large with halogen. The car has great pick up speed.

The car has spacious interior which provides ample space for its occupants.

It has high performance disk break for the front wheels and drum brakes for the rear wheels which together offers the desired performance. The car is equipped with shock absorber which helps during off-road drive. Safety feature is also considered while designing the car in the form of child lock, voice assist system, remote central locking and unlocking system, etc. which are specially equipped for the purpose.

Why Is It Important to Insure Your Mahindra Scorpio Getaway

  • Covers for any damages/losses caused to the third party

  • Provides comprehensive coverage for your own car

  • Protects your car against theft, natural calamities, etc.

  • Offers cashless transactions through network garages

  • Provides complete peace of mind through stress-free rides

Essentials about Insurance for your Mahindra Scorpio Getaway

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What car insurance covers for your Mahindra Scorpio Getaway car
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What car insurance does not cover for your Mahindra Scorpio Getaway car
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Third-party liability cover
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Protect Your Mahindra Scorpio Getaway Thoroughly with These Worthy Add-ons

Choose The Right IDV
ZERO DEPRECIATION COVER

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus
ENGINE PROTECTION

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices
NO CLAIM BONUS PROTECTION

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member
PASSENGER COVER

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Mahindra Scorpio Getaway’s Premium with these Discounts

  • NO CLAIM BONUS

    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.

  • INSTALLATION OF SECURITY DEVICES

    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.

  • MEMBERSHIP OF AAI

    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.

  • ACCIDENT COVER

    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

FAQs
Frequently Asked Questions

Is it mandatory to insure my Mahindra Scorpio Getaway in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

How will the engine’s CC affect my Mahindra Scorpio Getaway’s car insurance premium?

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc

Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

What are the documents required to buy Insurance for my Mahindra Scorpio Getaway?

With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required

What if I had provided wrong policy information while buying my Mahindra Scorpio Getaway’s car insurance?

You may wish to make changes to your existing Mahindra Scorpio Getaway’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Mahindra Scorpio Getaway’S car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Mahindra Scorpio Getaway car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does Coverfox.com assist me with car insurance comparison?

When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Mahindra Scorpio Getaway’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.