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The Maruti Suzuki Brezza is one of India’s favorite subcompact SUVs, known for its bold design, spacious cabin, and reliable performance. Along with its impressive Maruti Brezza mileage, modern tech, solid fuel efficiency, and built-in safety features like 6 airbags and Electronic Stability Control make it a top choice for both daily city driving and long road trips.
Getting proper car insurance for your Brezza is key to protecting your vehicle from unexpected costs caused by accidents, theft, or natural disasters. Choosing a comprehensive car insurance policy covers third-party liabilities and lets you add helpful extras like zero depreciation and roadside assistance, giving you total peace of mind on every drive.
Here are the Maruti Suzuki Brezza variants along with prices:
| Variant of Maruti Suzuki Brezza | Insured Declared Value | Zero Depreciation | Net Premium |
|---|---|---|---|
| LXI VI | ₹6,10,736 | ₹2,763 | ₹21,006 |
| VXI AT | ₹7,80,000 | ₹3,631 | ₹23,994 |
| ZXI AT BS VI | ₹8,26,880 | ₹3,906 | ₹24,943 |
| ZXI PLUS AT BS VI | ₹8,68,585 | ₹4,138 | ₹25,741 |
| ZXi Plus BS VI | ₹7,59,525 | ₹3,623 | ₹23,968 |
| ZXI Plus Dual Tone | ₹7,80,000 | ₹3,675 | ₹24,146 |
NOTE: The Maruti Suzuki Brezza insurance premiums mentioned above are indicative and may vary based on location, driving history, and other factors. Please contact your insurer for an accurate quote.
The Maruti Suzuki Brezza offers a solid blend of performance, modern technology, and safety features:
1.5L K15C Smart Hybrid Engine: Delivers a smooth driving experience with idle start-stop technology to optimize fuel economy.
Transmission Options: Available in a 5-speed manual or a 6-speed automatic gearbox with steering-wheel-mounted paddle shifters.
S-CNG Variant: Factory-fitted bi-fuel CNG option for low running costs.
Electric Sunroof: Adds natural light and an open-air feel to the cabin.
Head-Up Display (HUD): Projects key driving data—such as speed and navigation cues—directly into your line of sight.
9-Inch SmartPlay Pro+ Touchscreen: Features wireless Apple CarPlay & Android Auto paired with an Arkamys premium sound system.
Comfort Conveniences: Rear AC vents, wireless charging dock, ambient lighting, automatic climate control, and cruise control.
6 Airbags & Suzuki-TECT Body: Built on high-strength steel with comprehensive airbag protection across the cabin.
360-Degree Camera: Displays a complete view around the vehicle for effortless parking in tight spots.
ESP & Hill Hold Assist: Electronic Stability Program maintains vehicle traction, while Hill Hold prevents rollback on steep inclines.
Next-Gen Suzuki Connect: Offers 40+ connected car features, including remote door lock/unlock, vehicle tracking, and smartwatch integration.
Here are the official specifications and details for the Maruti Suzuki Brezza:
| Specifications | Details |
|---|---|
| Engine Type | 1.5L K15C Smart Hybrid / 1.5L S-CNG |
| Displacement | 1462 cc |
| Cylinders | 4 Cylinders, 16 Valves |
| Max Power (Petrol) | 100.6 PS @ 6,000 rpm |
| Max Torque (Petrol) | 137.1 Nm @ 4,300 rpm |
| Max Power (CNG Mode) | 87.8 PS @ 5,500 rpm |
| Max Torque (CNG Mode) | 121.5 Nm @ 4,200 rpm |
| Transmission Options | 5-Speed Manual / 6-Speed Automatic with Paddle Shifters |
| Drive Layout | Front-Wheel Drive (FWD) |
| Emission Compliance | BS VI Phase 2 (E20 Compliant) |
| ARAI Mileage (Petrol MT) | 17.38 – 19.89 km/l |
| ARAI Mileage (Petrol AT) | 19.80 km/l |
| ARAI Mileage (CNG) | 25.51 km/kg |
| Fuel Tank Capacity | 48 Litres (Petrol) / 55 Litres Water Equivalent (CNG) |
| Overall Length | 3,995 mm |
| Overall Width | 1,790 mm |
| Overall Height | 1,685 mm |
| Wheelbase | 2,500 mm |
| Ground Clearance (Unladen) | 198 mm |
| Boot Space | 328 Litres |
| Seating Capacity | 5 Persons |
| Front Brakes | Ventilated Disc |
| Rear Brakes | Drum |
| Front Suspension | MacPherson Strut with Coil Spring |
| Rear Suspension | Torsion Beam with Coil Spring |
| Tyre Size | 215/60 R16 (Steel / Dual-Tone Alloy Wheels) |
Here are the standard inclusions covered under a comprehensive Maruti Suzuki Brezza Insurance Policy:
Accidental Damage: Covers repair costs for physical damages to your Brezza resulting from collisions, overturns, or road accidents.
Third-Party Liability: Mandatory protection covering legal expenses, bodily injury, death, or property damage caused to a third party by your car.
Theft & Total Loss: Financial reimbursement up to the Insured Declared Value (IDV) if your vehicle is stolen or damaged beyond repair.
Natural Calamities: Covers damages caused by events like floods, cyclones, earthquakes, landslides, and tempests.
Man-Made Disasters: Protection against losses caused by riots, strikes, vandalism, terrorist activities, or malicious acts.
Fire & Self-Ignition: Covers loss or damage resulting from fire, lightning, explosions, or self-ignition.
In-Transit Damage: Coverage for any damage occurring while your car is being transported by road, rail, inland waterways, or lift.
Personal Accident Cover: Compulsory cover providing up to ₹15 Lakhs financial protection for the owner-driver in case of accidental disability or death.
Here are the standard exclusions (what is NOT covered) under a Maruti Suzuki Brezza car insurance policy:
Wear and Tear & Ageing: Gradual deterioration of parts like tyres, tubes, brake pads, and battery due to regular usage.
Mechanical or Electrical Breakdown: Internal engine failure, electrical short circuits, or mechanical glitches not caused by an external accident.
Driving Without a Valid License: Claims filed when the driver at the time of the incident did not hold a valid, active driving license.
Drunk Driving or Substance Abuse: Any accidental damages occurring while the driver is under the influence of alcohol or drugs.
Consequential Damage: Indirect damages, such as restarting the Brezza in a flooded area causing hydrostatic lock in the engine.
Commercial Use: Loss or damage caused while using a private Brezza for commercial purposes, cabs, or racing events.
Contributory Negligence: Losses arising from deliberate recklessness, such as leaving the car unlocked or ignoring immediate safety measures.
Policy Invalidation: Incidents occurring after the insurance policy has expired or before renewal.
War & Nuclear Hazards: Damages resulting from nuclear radiation, war, invasions, or civil strikes.
Here is why car insurance is essential for Maruti Suzuki Brezza owners:
Fulfills mandatory legal requirements under the Indian Motor Vehicles Act to avoid hefty fines and legal penalties while driving on public roads.
Subcompact SUVs like the Brezza carry costly repair bills for modern parts (like the 360-degree camera, SmartPlay touchscreen, and high-strength body panels) after an accident.
Shields you from unexpected legal liabilities and financial claims if your vehicle causes injury, loss of life, or property damage to others.
Reimburses your vehicle's Insured Declared Value (IDV) if your Brezza is stolen or damaged beyond economical repair.
Covers expensive repairs caused by floods, heavy rain, cyclones, earthquakes, riots, or vandalism.
Provides mandatory financial security (up to ₹15 Lakhs) for the owner-driver in the event of accidental injury or death.
Gives you stress-free driving with access to cashless repair networks and 24x7 emergency roadside assistance anywhere in the country.
Here is a step-by-step guide to buying Maruti Suzuki Brezza insurance online via Coverfox:
Visit the Coverfox website, navigate to the Car Insurance tab, and enter your Brezza’s registration number. (If buying for a brand-new car, select "Bought a new car?" and pick Maruti Suzuki > Brezza > variant/fuel type).
Browse and compare live quotes from 20+ top insurers. Review key factors like the Insured Declared Value (IDV), premium pricing, and Claim Settlement Ratios (CSR).
Choose your preferred coverage type (Comprehensive, Standalone Own Damage, or Third-Party). Customise it with key Brezza add-ons like Zero Depreciation, Engine Protect, or 24x7 Roadside Assistance.
Fill in your personal details (contact info, address) and existing policy details. Declare your No Claim Bonus (NCB) discount if transferring from a previous policy.
Verify the final premium breakdown and complete the payment using a secure gateway via Credit/Debit Card, Net Banking, UPI, or Wallet.
Once payment is successful, your digital car insurance policy is generated instantly and sent directly to your registered email ID.
You can choose between Third-Party Insurance, which is mandatory by law, and Comprehensive Insurance, which covers third-party liabilities as well as damage to your own Brezza due to accidents, theft, fire, or natural calamities.
Popular add-ons for Maruti Suzuki Brezza insurance include Zero Depreciation Cover, Engine Protection, Roadside Assistance, Return to Invoice, and Consumables Cover for enhanced financial protection.
Yes. Comprehensive insurance generally covers damage caused by natural calamities such as floods, cyclones, storms, earthquakes, and landslides, subject to the policy terms and conditions.
You can renew your Maruti Suzuki Brezza insurance online by entering your vehicle details, reviewing available plans and add-ons, making the payment, and downloading the renewed policy instantly.
The insurance premium for a Maruti Suzuki Brezza depends on factors such as the vehicle's variant, age, Insured Declared Value (IDV), location of registration, chosen coverage, add-ons, and your No Claim Bonus (NCB).
Yes. If you sell your Brezza, the insurance policy can be transferred to the new owner. The transfer should be completed promptly to ensure uninterrupted coverage.
Yes. Many insurers offer Roadside Assistance as an add-on, providing services like towing, battery jump-start, flat tyre assistance, fuel delivery, and minor on-site repairs.
You can reduce your Brezza insurance premium by maintaining a No Claim Bonus, choosing suitable add-ons, opting for a voluntary deductible, and comparing plans before renewal.