Maruti Suzuki Ertiga Car Insurance

Maruti Suzuki Ertiga is a large family car which is more of a Light Utility Vehicle or an unconventional Multi Passenger Vehicle. Unlike the Innova, Tavera and the Xylo which have a typical format this car has a different form which gives it a better look. Since its inception in 2012, this car is winning every heart, due to its spacious interior, exceptional mileage and irresistible exterior.

Its power steering comes with audio controls full control of the vehicle.

Its wide and horizontal slats grille finished in black-tinge is accompanied with headlight cluster and in-built fog lamps to provide clear vision of the road ahead.

Why Is It Important to Insure Your Maruti Ertiga

  • Covers for any damages/losses caused to the third party

  • Provides comprehensive coverage for your own car

  • Protects your car against theft, natural calamities, etc.

  • Offers cashless transactions through network garages

  • Provides complete peace of mind through stress-free rides

Essentials about Insurance for your Maruti Ertiga

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What car insurance covers for your Maruti Suzuki Ertiga car
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What car insurance does not cover for your Maruti Suzuki Ertiga car
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Third-party liability cover
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Protect Your Maruti Suzuki Ertiga Thoroughly with These Worthy Add-ons

Choose The Right IDV

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Maruti Suzuki Ertiga's Premium with these Discounts


    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.


    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.


    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.


    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

FAQs on Maruti Suzuki Ertiga

What is the specification of Maruti Suzuki Ertiga?

The specifications of Maruti Suzuki Ertiga are:

Engine TypeDiesel
Engine Displacement1248 cc
Maximum power89 bhp @ 4000 RPM
Torque200 Nm @ 1750 RPM

What is the mileage of Maruti Suzuki Ertiga?

The mileage of Maruti Suzuki Ertiga is 22kmpl.

What are the best features of Maruti Suzuki Ertiga?

The best features of Maruti Suzuki Ertiga are as follows:

  • Airbags
  • Engine Immobilizer
  • Child Safety Lock
  • Headlamp Beam Adjuster
  • Electronic Brakeforce Distribution
  • Central Locking
  • Turn Indicators On ORVM
  • Power Door Lock
  • Steering Adjustment
  • Power Outlets 12V
  • Rear Parking Sensor
  • Electrically Adjustable Rear View Mirror
  • Height Adjustable Driver Seat
  • Seat Belt Warning
  • Low Fuel Warning
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