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The Maruti Suzuki Alto was replaced by Alto 800 on 16th October 2012. It is also the successor to the M800. The Alto 800 has been upgraded with new bodywork and interiors. An interesting fact is that the price of the new Alto 800 was lowered through modular changes. Also, the new Alto 800 is exported to European markets under the name of Suzuki Alto 800.
The new Alto 800 is priced between Rs. 2.94 lakhs and Rs 3.72 lakhs (ex-showroom New Delhi) and is available in 5 different variants - Std, Std (O), LXi, LXi (O) and VXi. The latest update on the Maruti Suzuki Alto 800 is the new BS 6 petrol engine and a new set of standard safety features. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.
Note: All information regarding the Maruti Suzuki Alto 800 has been sourced from the official website of Maruti Suzuki India.
Third-party Liability Insurance:
145/80 R12 (Tubeless)
The above configuration is of the basic variant of the Alto 800.
|Maruti Alto STD 796 cc, Manual, Petrol, 24.7 kmpl||Rs.2.94 Lakh|
|Maruti Alto STD Opt 796 cc, Manual, Petrol, 24.7 kmpl||Rs.2.97 Lakh|
|Maruti Alto LXI 796 cc, Manual, Petrol, 24.7 kmpl||Rs.3.5 Lakh|
|Maruti Alto LXI Opt 796 cc, Manual, Petrol, 24.7 kmpl||Rs.3.55 Lakh|
|Maruti Alto VXI 796 cc, Manual, Petrol||Rs.3.72 Lakh|
In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.
The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimeters (cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC). The premium calculation is done as per below:
Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.
With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.
You may wish to make changes to your existing Maruti Suzuki Alto’s 800 car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.
Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.
Yes, you can renew your car insurance with another insurance company without any hassles.
In such a case, what should I do? - There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.
You can compare car insurance policies offered by all the top-rated insurers in India for Maruti Alto 800 at Coverfox and choose the plan which best suits your needs. With Coverfox, you can buy an insurance policy in just 5 minutes.
The most opted insurance add-ons with Maruti Alto 800 cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover, and engine cover among others.
Acko General Insurance, Bharti AXA General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Maruti Alto 800 car.