- Insurance
- About Coverfox
- Claims
Launched in the year 1985, Omni has been like the car next door which many have been looking at since there childhood. It has played man roles right from being courier delivery van to ambulance. This has been a very basic van model which facilitates transportation of large families in India.
Getting a complete insurance of vehicle will lead to a confident driving experience.
The last major update for this car has been almost a decade ago so the car lack most of the style features which would make it appealing. The design of this car is more or less like box with not so good built in quality and no sound insulation. Even the plastic used for this car is not of an excellent quality.
Covers for any damages/losses caused to the third party
Provides comprehensive coverage for your own car
Offers cashless transactions through network garages
Get end to end claims assistance
A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.
If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.
Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.
The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.
You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.
If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.
