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Maruti Suzuki Alto Car Insurance

The Maruti Suzuki Alto is one of the most successful city cars to run in the streets of India. It has been a prized possession of the average middle class Indian. The Maruti Suzuki Alto is the Indian built version of the fifth generation Alto. It was launched in India on 27th September 2000 by Maruti Suzuki. Soon, it became the best-selling hatchback with over 1 million production figure in February 2008. Currently, the model has expired and has been replaced by two upgraded versions - Alto 800 and Alto K10

The Maruti Suzuki Alto is a small segment car and is a successor of M800 model.

Back in the days, the Maruti Suzuki Alto was available in the following variants - Std, LX, XCITE, Vxi 1.1, LXi, LX BSIV and CNG. It was priced between Rs. 2.4 lakhs to 3.39 lakhs.
Note: All information regarding the Maruti Suzuki Alto has been sourced from the official website of Maruti Suzuki India.

Maruti Suzuki Alto Specifications

  • ARAI Mileage: 19.7 kmpl
  • City Mileage: 15.7 kmpl
  • Fuel Type: Petrol
  • Engine(cc): 796
  • Max Power: 46.3bhp@6200rpm
  • Max Torque: 62Nm@3000rpm
  • Seating: 5
  • Engine Description: 0.8L 46.3bhp FC engine
  • Transmission Type: Manual
  • Cargo Volume: No

Engine & Transmission

  • Engine Type: In-Line Engine
  • Engine Description: 0.8L 46.3bhp FC engine
  • Engine Displacement(cc): 796
  • No. of cylinder: 3
  • Maximum Power: 46.3bhp@6200rpm
  • Maximum Torque: 62Nm@3000rpm
  • Valves Per Cylinder: 4
  • Valve Configuration: SOHC
  • Fuel Supply System: MPFI
  • Bore x Stroke: 68.5 x 72.0 mm
  • Transmission Type: Manual
  • Gear Box: 5 Speed
  • Drive Type: 2WD
  • Synchronizers: All Gears

Performance & Fuel

  • Top Speed: 137km/hr
  • Acceleration (0-100 kmph): 17.7 seconds
  • ARAI Mileage (kmpl): 19.7
  • Fuel Type: Petrol
  • Fuel Tank Capacity (Liters): 35

Suspension System, Steering & Brakes

  • Front Suspension: McPherson Strut with torsion type roll control device
  • Rear Suspension: Coil spring with three link rigid axle & isolated trailing arms
  • Shock Absorbers Type: Gas Filled
  • Steering Type: Manual
  • Steering Column: Collapsible
  • Steering Gear Type: Rack & Pinion
  • Turning Radius (wheel base): 4.6m
  • Front Brake Type: Disc
  • Rear Brake Type: Drum

Dimensions & Capacity

  • Length: 3495mm
  • Width: 1475mm
  • Height: 1460mm
  • Ground Clearance Unladen: 160mm
  • Wheel Base: 2360mm
  • Front Tread: 1295mm
  • Rear Tread: 1290mm
  • Kerb Weight: 690kg
  • Gross Weight: 1140kg
  • Tyre Size: 145/80 R12
  • Tyre Type: Tubeless, Radial
  • Alloy Wheel Size: 12 Inch
  • Seating Capacity: 5
  • No of Doors: 5

The above configuration is of the basic variant of the Alto.

Maruti Suzuki Features

  1. Bluetooth Connectivity
  2. USB & Auxiliary input
  3. Brake Assist
  4. Halogen Headlamps
  5. Power Steering
  6. Engine Check Warning
  7. Side Impact Beams
  8. Rear Seat Belts
  9. Low Fuel Warning Light

Maruti Suzuki Exterior and Interior

Exterior:

  1. Manually Adjustable exterior Rear View Mirror
  2. Tinted Glass
  3. Integrated Antenna
  4. Smoke Headlamps

Interior:

  1. Air Conditioner
  2. Electronic Multi-Tripmeter
  3. Heater
  4. Glove Compartment

List of Maruti Suzuki Models/Variants

Maruti Suzuki Alto Price in India

VariantsEx-Showroom Price
Std 796 cc, Manual, Petrol, 19.7 kmplRs.2.4 Lakh
LX 796 cc, Manual, Petrol, 19.7 kmplRs.2.73 Lakh
XCITE 796 cc, Manual, Petrol, 19.7 kmplRs.2.73 Lakh
Vxi 1.11061 cc, Manual, Petrol, 18.9 kmplRs.2.81 Lakh
Green Std 796 cc, Manual, CNG, 26.83 km/kgRs.2.88 Lakh
LXi 796 cc, Manual, Petrol, 19.7 kmplRs.2.92 Lakh
Green LX BSIV 796 cc, Manual, CNG, 26.83 km/kgRs.3.21 Lakh
Green LXi (CNG) 796 cc, Manual, CNG, 26.83 km/kgRs.3.39 Lakh

Note: The prices may vary from state to state and are subject to change.

Why is it important to have Maruti Suzuki Alto car insurance through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive coverage for your own car
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Essential Information about your Maruti Suzuki Alto Car Insurance

Third-party Liability Insurance

  • Covers bodily injury and /or death of third party.
  • Property damage to third party.

Comprehensive Coverage

  • Third-party coverage.
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants.

What is covered under a Comprehensive Car Insurance?

  1. Loss or damage caused by natural calamities
  2. Total loss because of fire, explosions or an act of terror
  3. Total loss because of theft
  4. Personal accident cover which could include passengers also
  5. Own-damage cover
  6. Third-party liability cover

What is not covered under a comprehensive car insurance plan?

  1. Normal Wear and Tear and Electrical or Mechanical Breakdowns
  2. Damage to Tyres (unless vehicle also damaged)
  3. Driver without a Valid Driving License
  4. Driving under the influence (DUI) of intoxicants such as liquor or drugs
  5. When the vehicle is used for any illegal purpose
  6. Usage outside geographical limits
  7. Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  8. Nuclear Wars and Perils

Increase Protection of Maruti Suzuki Alto car with these Add-ons

  • Zero Depreciation Cover: A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, and glass or fiber parts.
  • Engine Protection: If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.
  • No Claim Bonus Protection: Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make a claim as per the policy terms.
  • Passenger Cover: The Passenger Cover protect the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Comprehensive Car Insurance Premium with these Discounts

  • NO CLAIM BONUS: You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.
  • INSTALLATION OF SECURITY DEVICES: If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
  • MEMBERSHIP OF AAI: A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
  • ACCIDENT COVER: If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

How to buy/renew car insurance for Maruti Suzuki Alto?

You can simply visit the official website of Coverfox.com and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as make, model, registration number, manufacturer, and the manufacturing date and then select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

Review of Maruti Suzuki Alto

Being India’s largest selling car, it is the third Maruti model to cross the million mark in India after Maruti 800 and Maruti Omni and fourth overall joining Hyundai Santro. The Alto was also the successor to the all time-tested and equally popular Maruti 800 (MB 308).

FAQs on Maruti Suzuki Alto

Is it mandatory to insure my Maruti Suzuki Alto in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

How will the engine’s CC affect my Maruti Suzuki Alto’s car insurance premium?

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

• Cars not exceeding 1000 cc

• Cars exceeding 1000 cc but not exceeding 1500cc

• Cars exceeding 1500cc

Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

What are the documents required to buy Insurance for my Maruti Suzuki Alto?

With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

• The copy of your Registration Certificate (RC) of your vehicle

• The invoice copy for a new car

• Previous insurance policy

• No claim bonus reserving letter, whenever required

What if I had provided wrong policy information while buying my Maruti Suzuki Alto’s car insurance?

You may wish to make changes to your existing Maruti Suzuki Alto’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Maruti Suzuki Alto’S car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Maruti Suzuki Alto car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does Coverfox.com assist me with car insurance comparison?

When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Maruti Suzuki Alto’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.

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