Maruti Suzuki Alto Car Insurance

The Maruti Suzuki Alto is one of the most successful city cars to run in the streets of India. It has been a prized possession of the average middle class Indian. The Maruti Suzuki Alto is the Indian built version of the fifth generation Alto. It was launched in India on 27th September 2000 by Maruti Suzuki. Soon, it became the best-selling hatchback with over 1 million production figure in February 2008. Currently, the model has expired and has been replaced by two upgraded versions - Alto 800 and Alto K10

Back in the days, the Maruti Suzuki Alto was available in the following variants - Std, LX, XCITE, Vxi 1.1, LXi, LX BSIV and CNG. It was priced between Rs. 2.4 lakhs to 3.39 lakhs. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

Note: All information regarding the Maruti Suzuki Alto has been sourced from the official website of Maruti Suzuki India.

Offline Process:

• Call the motor insurance company of your preference.
• Get in touch with third party aggregator of your choice.

Online Process:

• Most insurance companies offer its customers the convenience of applying for car insurance online through their official websites. All you need to do is enter details the model and make of the car that you want to insure, your personal details, the premium that you would prefer to pay, etc. The softcopy of your car insurance policy will be generated and forwarded to the email ID that you have registered with them.
• Alternately, you can visit the website of any TPA, enter the required information to view quotes for various car insurance policies.

Comprehensive Coverage

• Third-party coverage
• Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
• Personal accident cover for the occupants

Third-party Liability Insurance:

• Covers bodily injury and /or death of third party
• Property damage to third party

• Loss or damage caused by natural calamities
• Total loss because of fire, explosions or an act of terror
• Total loss because of theft
• Personal accident cover which could include passengers also
• Own-damage cover
• Third-party liability cover

• Normal Wear and Tear and Electrical or Mechanical Breakdowns
• Damage to Tyres (unless vehicle also damaged)
• Driver without a Valid Driving License
• Driving under the influence (DUI) of intoxicants such as liquor or drugs
• When the vehicle is used for any illegal purpose
• Usage outside geographical limits
• Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
• Nuclear Wars and Perils

• ARAI Mileage: 19.7 kmpl
• City Mileage: 15.7 kmpl
• Fuel Type: Petrol
• Engine(cc): 796
• Max Power: 46.3bhp@6200rpm
• Max Torque: 62Nm@3000rpm
• Seating: 5
• Engine Description: 0.8L 46.3bhp FC engine
• Transmission Type: Manual
• Cargo Volume: No

Engine & Transmission

• Engine Type: In-Line Engine
• Engine Description: 0.8L 46.3bhp FC engine
• Engine Displacement(cc): 796
• No. of cylinder: 3
• Maximum Power: 46.3bhp@6200rpm
• Maximum Torque: 62Nm@3000rpm
• Valves Per Cylinder: 4
• Valve Configuration: SOHC
• Fuel Supply System: MPFI
• Bore x Stroke: 68.5 x 72.0 mm
• Transmission Type: Manual
• Gear Box: 5 Speed
• Drive Type: 2WD
• Synchronizers: All Gears

Performance & Fuel

• Top Speed: 137km/hr
• Acceleration (0-100 kmph): 17.7 seconds
• ARAI Mileage (kmpl): 19.7
• Fuel Type: Petrol
• Fuel Tank Capacity (Liters): 35

Suspension System, Steering & Brakes

• Front Suspension: McPherson Strut with torsion type roll control device
• Rear Suspension: Coil spring with three link rigid axle & isolated trailing arms
• Shock Absorbers Type: Gas Filled
• Steering Type: Manual
• Steering Column: Collapsible
• Steering Gear Type: Rack & Pinion
• Turning Radius (wheel base): 4.6m
• Front Brake Type: Disc
• Rear Brake Type: Drum

Dimensions & Capacity

• Length: 3495mm
• Width: 1475mm
• Height: 1460mm
• Ground Clearance Unladen: 160mm
• Wheel Base: 2360mm
• Front Tread: 1295mm
• Rear Tread: 1290mm
• Kerb Weight: 690kg
• Gross Weight: 1140kg
• Tyre Size: 145/80 R12
• Tyre Type: Tubeless, Radial
• Alloy Wheel Size: 12 Inch
• Seating Capacity: 5
• No of Doors: 5

The above configuration is of the basic variant of the Alto.

Exterior:

1. Manually Adjustable exterior Rear View Mirror
2. Tinted Glass
3. Integrated Antenna
4. Smoke Headlamps

Interior:

1. Air Conditioner
2. Electronic Multi-Tripmeter
3. Heater
4. Glove Compartment