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Maruti Suzuki SX4 Car Insurance

Maruti Suzuki SX4 was one of the good looking cars of the Maruti Suzuki troop with powerful and super turbo engine that got launched in India in May 2007.It was the most successful car in the market then. Maruti Suzuki launched the diesel version of SX4 in 2011.

In short Maruti Suzuki SX4 is a complete blend of stylishness, power, safety and performance

Post which the company also launched New SX4 in five different variants in which there have been tremendous changes in the interiors as well as the exteriors of the cars. The car has a very compact bonnet and comes along with the power steering wheel which is adjustable.

Maruti Suzuki SX4: Specifications

ARAI Mileage16.51 kmpl
City Mileage12.0 kmpl
Fuel TypePetrol
Engine Displacement (cc)1586
Max Power (bhp@rpm)103.2bhp@5600rpm
Max Torque (nm@rpm)145Nm@4100rpm
Seating Capacity5
Transmission TypeManual
Boot Space (Litres)504
Fuel Tank Capacity50
Body TypeSedan
Service Cost (Avg. of 5 years)No

Engine and Transmission

Engine TypeVVT Petrol Engine
Displacement (cc)1586
Max Power (bhp@rpm)103.2bhp@5600rpm
Max Torque (nm@rpm)145Nm@4100rpm
No. of cylinder4
Valves Per Cylinder4
Valve ConfigurationDOHC
Fuel Supply SystemMPFI
Bore X Stroke78 X 83 mm
Turbo ChargerNo
Super ChargeNo
Transmission TypeManual
Gear Box5 Speed
Drive TypeFWD

Fuel & Performance

Fuel TypePetrol
Mileage (ARAI)16.51
Fuel Tank Capacity (Litres)50
Emission Norm ComplianceBS IV + OBD II

Suspension, Steering & Brakes

Front SuspensionIndependent Suspension With Gas Filled McPherson Strut & Anti Roll Bar
Rear SuspensionSemi Independent Torsion Beam With Gas Filled Shock Absorbers
Shock Absorbers TypeGas Filled
Steering TypePower
Steering ColumnTilt Adjustable Steering
Turning Radius (Metres)5.3 meters
Front Brake TypeVentilated Disc
Rear Brake Typesemi Independent Torsion Beam With Gas Filled Shock Absorbers

Dimensions and Capacity

Length (mm)4500
Width (mm)1735
Height (mm)1550
Boot Space (litres)504
Seating Capacity5
Ground Clearance Unladen (mm)170
Wheel Base (mm)2500
Front Tread (mm)1500
Rear Tread (mm)1495
Kerb Weight (Kg)1170
No of Doors5

Comfort and convenience

Power SteeringYes
Power Windows-FrontYes
Power Windows-RearYes
Air ConditionerYes
HeaterYes
Adjustable SteeringYes
Automatic Climate ControlNo
Air Quality Control No
Remote Trunk OpenerYes
Remote Fuel Lid Opener Yes
Low Fuel Warning Light Yes
Accessory Power Outlet No
Trunk Light Yes
Vanity Mirror Yes
Rear Reading Lamp No
Rear Seat Headrest Yes
Rear Seat Centre Arm Rest Yes
Height Adjustable Front Seat Belts Yes
Cup Holders-Front Yes
Cup Holders-Rear Yes
Rear AC Vents No
Heated Seats Front No
Heated Seats - Rear No
Seat Lumbar Support No
Cruise Control No
Parking Sensors No
Navigation System No
Foldable Rear Seat No
Smart Access Card Entry No
KeyLess Entry Yes
Engine Start/Stop Button No
Glove Box Cooling No
Voice Control No
Steering Wheel Gearshift Paddles No

Safety

Anti-Lock Braking SystemNo
Brake AssistNo
Central LockingYes
Power Door LocksYes
Child Safety LocksYes
Anti-theft AlarmNo
Driver AirbagNo
Passenger AirbagNo
Side Airbag-FrontNo
Side Airbag-RearNo
Day & Night Rear View MirrorYes
Passenger Side Rear View MirrorYes
Xenon HeadlampsNo
Halogen HeadlampsYes
Rear Seat BeltsYes
Seat Belt WarningYes
Door Ajar WarningYes
Side Impact BeamsYes
Front Impact BeamsYes
Traction ControlNo
Adjustable SeatsNo
Tyre Pressure MonitorNo
Vehicle Stability Control SystemNo
Engine ImmobilizerYes
Crash SensorNo
Centrally Mounted Fuel TankYes
Engine Check WarningNo
Automatic HeadlampsNo
Clutch LockNo
EBDNo
Follow Me Home HeadlampsNo
Rear CameraNo
Anti-theft DeviceNo

Entertainment and Communication

CD PlayerNo
CD ChangerNo
DVD PlayerNo
RadioYes
Audio System Remote ControlYes
Speakers FrontYes
Speakers RearYes
Integrated 2DIN AudioNo
USB & Auxiliary inputYes
Bluetooth ConnectivityNo
Touch ScreenNo

Maruti Suzuki SX4: Features

Interior

TachometerYes
Electronic Multi-TripmeterNo
Leather SeatsNo
Fabric UpholsteryYes
Leather Steering WheelNo
Glove CompartmentYes
Digital ClockYes
Outside Temperature DisplayYes
Cigarette LighterNo
Digital OdometerNo
Electric Adjustable SeatsNo
Driving Experience Control EcoNo
Folding Table in The RearNo
Height Adjustable Driver SeatNo

Exterior

Adjustable HeadlightsYes
Fog Lights – FrontNo
Fog Lights – RearYes
Power Adjustable Exterior Rear View MirrorYes
Manually Adjustable Ext. Rear View MirrorNo
Electric Folding Rear View MirrorNo
Rain Sensing WiperNo
Rear Window WiperNo
Rear Window WasherNo
Rear Window DefoggerYes
Wheel CoversYes
Alloy Wheel Size (Inch)No
Power AntennaYes
Tinted GlassNo
Rear SpoilerNo
Removable/Convertible TopNo
Roof CarrierNo
Sun RoofNo
Moon RoofNo
Side StepperNo
Outside Rear View Mirror Turn IndicatorsNo
Integrated AntennaNo
Chrome GrilleNo
Chrome GarnishYes
Smoke HeadlampsNo
Roof RailNo
Tyre Size195/65 R15
Tyre TypeTubeless, Radial
Additional FeaturesNo

Maruti Suzuki SX4: Variants

Below are the variants of Maruti Suzuki SX4:

  • SX4 VXI (Manual, Petrol, 13.50 kmpl)
  • SX4 VXI CNG (Manual, Petrol+CNG, 19.80 kmpl)
  • SX4 ZXI MT (Manual, Petrol, 13.50 kmpl)
  • SX4 VDI (Manual, Diesel, 19.30 kmpl)
  • SX4 ZXI AT (Automatic, Petrol, 12.40 kmpl)
  • SX4 ZXI MT Leather (Manual, Petrol, 13.10 kmpl)
  • SX4 ZXI AT Leather (Automatic, Petrol, 15.00 kmpl)
  • SX4 ZDI (Manual, Diesel, 19.30 kmpl)
  • SX4 ZDI Leather (Manual, Diesel, 19.30 kmpl)
  • SX4 Celebration (Petrol) (Manual, Petrol, N/A)
  • SX4 Celebration (Diesel) (Manual, Diesel, N/A)

Maruti Suzuki SX4: Price in India

Maruti Suzuki SX4 VariantsPrice
SX4 VXI (Manual, Petrol, 13.50 kmpl)Rs. 7.32 lakhs
SX4 VXI CNG (Manual, Petrol + CNG, 19.80 kmpl)Rs. 7.92 lakhs
SX4 ZXI MT (Manual, Petrol, 13.50 kmpl)Rs. 8.16 lakhs
SX4 VDI (Manual, Diesel, 19.30 kmpl)Rs. 8.32 lakhs
SX4 ZXI AT (Automatic, Petrol, 12.40 kmpl)Rs. 8.5 lakhs
SX4 ZXI MT Leather (Manual, Petrol, 13.10 kmpl)Rs. 8.74 lakhs
SX4 ZXI AT Leather (Automatic, Petrol, 15.00 kmpl)Rs. 8.85 lakhs
SX4 ZDI (Manual, Diesel, 19.30 kmpl)Rs. 9.27 lakhs
SX4 ZDI Leather (Manual, Diesel, 19.30 kmpl)Rs. 9.85 lakhs
SX4 Celebration (Petrol) (Manual, Petrol, N/A)NA
SX4 Celebration (Diesel) (Manual, Diesel, N/A)NA

Source: Auto NDTV

Types of Car Insurance Policies for Maruti Suzuki SX4

Third Party Liability Insurance

Third Party Liability insurance covers the owner of a car against damage, loss and physical injuries caused to a third-party car or property due to an accident. It is a mandatory insurance coverage that every car owner has to purchase on buying a car.

Comprehensive Insurance

A comprehensive car insurance offers coverage beyond damage, loss and injuries caused to third party property and lives. It extends its coverage to damage caused to the insured vehicle and the owner-driver, along with the hired driver on certain car insurance plans. A comprehensive car insurance policy offers the car owner the financial protection from such unfortunate expenses whenever they arise. This ensures that the owner of Maruti Suzuki SX4 does not burn a hole in his/her pocket due to such mishaps. The owner can rest assured that he/she will be financially protected against natural and manmade incidents, as mentioned in the policy document.

Benefits of Car Insurance for Maruti Suzuki SX4

Below are the benefits of a car insurance policy for your Maruti Suzuki SX4:

  • Cashless facilities: Car insurance companies have a list of network garages that are authorized to offer cashless service for vehicle repairs.
  • Quick and easy claim settlement process: The claim settlement process is generally quick and smooth to cater to the requirements of the owners.
  • Towing facility: Towing facilities ensure that the car owner can avoid the hassle of being stranded due to a sudden breakdown of his/her car. In such a case, the car owner has to call the insurer, for assistance with towing services.
  • No Claim Bonus (NCB): Not making a claim in a certain policy year enables the owner of the vehicle to become eligible for an attractive discount on the premium for the next policy year. Not just that, it can also be switched over to another policy or insurance company, without losing out on the accumulated No Claim Bonus.
  • Online and offline purchase/renewability: The purchase and renewal of an insurance policy for your Maruti Suzuki SX4 can be done either online or offline, as per your preference.

How to Buy/Renew Car Insurance for Maruti Suzuki SX4

Online Process:

  • Visit the official website of your preferred insurance company. All you need to do is enter the required information regarding your Maruti Suzuki SX4 variant, along with some personal details, the premium that you want to pay, etc. Complete the payment process to generate the car insurance policy, which will be forwarded to your registered email ID.
  • Alternatively, you can visit the website of any Third Party Aggregator, enter the required details to view the quotes for a varied range of car insurance plans across insurers.

Offline Process:

  • Do a comparative analysis of car insurance policies across insurance companies and take a well informed decision.
  • Get in touch with third party aggregators and take a pick.

Coverfox Benefits

  • Call Coverfox on 1800 209 9930
  • Know the premium quotes from Coverfox by following these simple steps:
    • Visit Coverfox’s website
    • Enter your car number, mobile number and other personal information as required
    • Click on the ‘View Quotes’ option to view and compare between car insurance premiums offered across insurers.
    • You can also enter your mobile number for expert customer service professional to guide you with the premium quotes

Review of Maruti Suzuki SX4

Maruti Suzuki SX4 is manufactured by the well-known Indian car maker - Maruti Suzuki. Founded in 1985, it received its last major facelift in 1997. Maruti Suzuki SX4 is powered by a robust range of features and specs, which makes it one of the most coveted sedans in India.

FAQs on Maruti Suzuki SX4

Is it mandatory to insure my Maruti Suzuki SX4 in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

How will the engine’s CC affect my Maruti Suzuki SX4’s car insurance premium?

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc

Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

What are the documents required to buy Insurance for my Maruti Suzuki SX4?

With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required

What if I had provided wrong policy information while buying my Maruti Suzuki SX4’s car insurance?

You may wish to make changes to your existing Maruti Suzuki SX4’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Maruti Suzuki SX4’s car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Maruti Suzuki SX4 car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does Coverfox.com assist me with car insurance comparison?

When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Maruti Suzuki SX4’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.

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