The grape city of India, Nashik, is famous for its vineyards. It is one of the four cities that hold the Kumbh Mela every 13 years. Nashik has a blend of traditional and modern healthcare facilities. Its Ayurvedic legacy attracts many tourists for preventive health and rejuvenation. From natural therapies to well-established 1002 hospitals (Medindia) and yoga centres, Nashik supports holistic living, making health insurance a wise companion in this spiritually and physically uplifting setting.
Nashik is rapidly growing, and although the standard of living is quite affordable, unlike cities like Mumbai, inflation is still on the rise. In this growing inflation, health insurance will be your best friend. Here is why you should buy health insurance in Nashik:
As Nashik is prospering, the cost of medical facilities is also on the rise. In this economy, not everyone can afford quality healthcare. Here, healthcare insurance steps in. Health insurance ensures you get proper medical attention and does not completely wash out on money.
Nashik has a stable and good healthcare system, along with traditional healthcare facilities like Ayurveda. However, it does come at a price, which not everyone can afford. But, health insurance ensures you get the best quality insurance without denting your wallet.
Health insurance ensures you get proper medical attention on time, without the fear of lacking funds. The constant fear of financial instability goes away, at least when speaking in terms of health. You can live a peaceful life and not worry about financial troubles associated with health problems if you have healthcare insurance.
Prevalence of lifestyle diseases like hypertension, diabetes and obesity is getting higher and higher daily in Nashik. These diseases require long-term treatment, and can cost you thousands. Health insurance ensures you get proper medical attention for these diseases and have financial support while getting treatment.
Cancer, heart problems, and pulmonary disorders come under the category of critical illnesses as they can prove fatal. Treatment costs for these diseases are also quite high in Nashik, and without health insurance, treating these illnesses will definitely eat up your savings. Make sure you have a critical illness plan included in your health insurance policy.
These are the common health problems that people of Nashik face that are on the rise:
Nashik has some serious vector-borne disease problems. Malaria, Dengue and Chikungunya are on the rise in the city of Nashik. Every year, monsoons in Nashik see a surge in Dengue and Malaria cases. In a recent study by SATHEE, the first half of 2024 saw 553 cases, out of which 200 were recorded in the first 2 weeks of July itself. In a study by ResearchGate, July 2021 marked 113 dengue and 107 chikungunya cases in Nashik city. This showcases the rise of vector-borne diseases, especially in the rainy months.
Lifestyle diseases include hypertension, diabetes and obesity. The root cause of these diseases is a sedentary lifestyle. Bad food habits, laziness, and insufficient physical activity lead to obesity and diabetes. Stress is also considered a major trigger for hypertension or high blood pressure. According to a survey report by Motiwala Medical College, the major culprits behind hypertension were tobacco, alcohol, diabetes and obesity. The NITI Aayog report also shows that 415,050 women (15-49 years) in Nashik are classified as overweight or obese.
Tobacco use and smoking are major health threats, especially to respiratory disorders. Persistent respiratory issues include dry cough, chest irritation, pneumonia, bronchitis, and asthma flare-ups. Local roadside cooks exposed to biomass smoke report work-related respiratory symptoms and high COPD risk (ResearchGate).
Nashik also faces the problem of waterborne diseases due to water contamination. Cholera is the leading waterborne disease in Nashik. Previously, Maharashtra faced a Cholera outbreak in 53 districts, including Nashik. 2022 and 2023 have reports showing an increase in water-borne diseases like cholera, diarrhoea prevalence in Nashik’s tribal and rural areas. (NIH).
Buying health insurance online has multiple benefits, and is a smart choice in Nashik because:
Get different health insurance prices at the luxury of your home through Coverfox.
Coverfox offers an excellent online platform to compare health insurance prices from different insurers across Nashik.
You can get direct discounts, seasonal discounts and NCB benefits if you buy health insurance online through Coverfox.
Coverfox provides one of the best support and help during claims for health insurance in India.
You can make cashless claims across the network hospitals of your insurer if you purchase a health insurance policy online.
There are different types of health insurance available in Nashik, for every type of need of the policyholder that including:
This type of coverage plan covers health insurance for your entire family.
This type of insurance covers an individual person only.
In case of severe diseases like strokes, organ failure, cancer, etc., a critical illness insurance policy is needed.
Insurance plan catering specially for the elderly and aged people.
The sum insured amount of your health insurance policy should be able to cover the entire treatment bill. This is in an ideal situation. For treatments in Nashik, you should have at least ₹5-10 lakh worth of sum insured. This would be enough for any treatment in the city (non-critical). You can make as many claims as you want, as long as it is under the sum insured limit. In Nashik, as per the average treatment costs, it is recommended to have at least:
Here are the key benefits of a health insurance plan in Nashik:
Here is what is covered under health insurance and what is not, in Nashik:
| What is Covered | What is Not Covered |
|---|---|
| Sum Insured: ₹5 lakh to ₹6 crore | Pre-existing conditions during the waiting period |
| Hospital & Treatment Expenses: Includes daycare procedures, maternity expenses, OPD cover, ICU charges, and ambulance charges | Cosmetic surgeries and aesthetic treatments |
| Pre & Post Hospitalisation (30 to 60 days) | Dental and oral treatments (unless due to an accident) |
| Facility Benefits: Covers room rent, pre & post-existing diseases (as per terms), organ donor expenses, and free health check-up | Illnesses during the initial waiting period (30–90 days) |
| Add-ons: Optional and customisable | Injuries due to war, terrorism, or hazardous activities |
| Tax Benefits: Under Section 80D | Substance abuse-related complications |
| Claim Process: Easy cashless transactions through network hospitals or reimbursement process | Non-medical expenses like toiletries or administrative charges |
Keep these things in mind before buying a health insurance policy to ensure you get a proper, structured and best possible healthcare insurance plan in Nashik:
Buy health insurance online in Nashik from Coverfox by following these steps:
NOTE: You can ask for a call from Coverfox to help and guide you in buying a health insurance policy. Just click on “Call me” to connect to an excellent support staff.
If you wish to renew your health insurance policy online in Nashik, all you have to do is follow these simple steps:
You would need these documents to buy or renew a health insurance plan in Nashik:
In Nashik, there are 2 types of claims that you can file for which include:
Ans: Health insurance gives financial assistance when you seek medical care as per the policy. With this increasing inflation, you should opt for a health insurance plan to safeguard yourself from financial mishaps.
Ans: Yes, many network hospitals provide cashless claims in Nashik.
Ans: Yes, a vector-borne disease is covered under health insurance. Make sure you check the coverage scope of your health insurance policy to be sure.
Ans: Visit Coverfox to buy a health insurance policy online in Nashik.
