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TWO WHEELER INSURANCE

Comparison of 110CC and 125CC Bikes - Fuel, Power & Price

Shashi Kumar 10 July 2025

Many often find themselves stuck between the choice of deciding between 110 cc and 125 cc bikes for their daily commutes. But at the end of the day, it all boils down to your needs, preferences and budget.

Comparison of 110CC Bikes and 125CC Bikes

While both offer their own unique set of advantages, there may also be a slight difference between 110 cc and 125 cc bikes that you are not yet aware of. Understanding what these are gives you a better idea of what you need to go ahead and purchase! So, here’s a comparison between the two to guide your decision, including why it’s essential to buy two-wheeler insurance - ideally, buy two-wheeler insurance online for convenience and savings.

Advantages of Opting for a 110cc Motorcycle Instead of a 125cc

Want to go with the range of 110 cc bikes? Here are the benefits of opting for them:

  1. Better Fuel Efficiency

  2. These bikes are known to offer superior fuel economy due to their smaller engines in comparison to the 125 cc bike range. It grants you efficient fuel savings that minimise your running costs - ideal for travellers on a daily commute.

  3. Lower Upfront and Ongoing Costs

  4. These bikes have a simpler design, offering a more affordable purchase price. Due to their small engine design and easily affordable spare parts, it becomes easier to maintain these bikes, as well as handle repair costs. In all, it is built for a budget-conscious traveller!

  5. Lighter and Easier to Handle

  6. These are lightweight bikes, offering more agility. Due to this design, it is easier to manoeuvre through congested city traffic, park in tight spots, and handle them for riders of all sizes. For people who can find the size of a bike intimidating, this is the perfect solution.

  7. Smart Features

  8. These bikes are equipped with various technological features, from Bluetooth connectivity and digital speedometers to real-time mileage indicators, making them a suitable choice for your journeys.

  9. Great for New Riders

  10. If you have just started learning to ride a bike, there is no better option than these models! It offers a gentle learning curve, as these bikes consist of a lower power output and a lightweight frame, reducing mishaps when one is just starting to gain confidence.

Drawbacks of Picking a 110cc Motorcycle Over a 125cc

While we have seen the benefits 110 cc bikes have to offer, let us see the certain disadvantages of choosing them over 125 cc bikes:

  1. Reduced Engine Power

  2. Due to the smaller size of these engines, these bikes offer a lower power output and ultimately struggle with quick acceleration, overtaking, or carrying heavy loads, especially on highways or steep inclines. This bike does not offer the brisk performance you are looking for, especially on highways.

  3. Lower Maximum Speed

  4. Those riders who are looking for speed and acceleration will not find it in a 110 cc bike, as compared to its 125 cc counterparts. They offer a lower top speed, which is not ideal for highway trips where higher speeds are valued.

  5. Not Ideal for Long-Distance Travel

  6. Comfort and stability can be compromised on extended trips with these bikes. This is because of the smaller engine size and frame these bikes offer, which may cause discomfort to the riders during touring or frequent long travels.

Difference between 110 cc and 125 cc Bikes

Let us look at the key differences between the two bikes:

Aspect 110cc Bike 125cc Bike
Performance Provides adequate performance with moderate speed and acceleration. Delivers stronger acceleration and higher top speeds.
Fuel Efficiency More fuel-efficient, making it economical for daily use. Slightly less fuel-efficient, but compensates with greater speed.
Price Generally more affordable to buy. Typically comes with a higher price tag.
Comfort Offers decent comfort for short rides. Usually equipped with enhanced seating and suspension for improved comfort.
Suitability for Beginners Very beginner-friendly due to manageable power and weight. Suitable for beginners but requires caution because of increased power and heavier build.
Weight Lightweight and easy to handle. Heavier, which can affect manoeuvrability.
Insurance Cost Insurance premiums tend to be lower, reflecting reduced maintenance costs. Insurance costs are higher compared to 110cc models.
Best Use Case Ideal for everyday commuting and new riders. Better suited for longer trips and riders seeking more performance.

Key Points to Weigh When Deciding Between 110cc and 125cc Motorcycles

Make sure to meet all the below mentioned key points while deciding between 110cc bikes and 125cc bikes

  1. Your Intended Use

  2. For driving within the city, you cannot go wrong with a 110 cc bike; however, a 125 cc bike will give you comfort for extra power for longer trips and frequent highway use.

  3. Financial Plan

  4. With cheaper purchase and maintenance costs, 110 cc bikes are an affordable option. However, if you have the budget and need a bike with more performance, a 125 cc bike is a superb choice.

  5. Level of Riding Skill

  6. A 110 cc bike is ideal for new riders due to its lightweight and simple frame with less power. However, those looking for a step up in performance should consider the benefits that come with a 125 cc bike.

  7. Type of Roads and Traffic Conditions

  8. For heavy traffic and urban roads, a lightweight and simple 110cc bike is ideal. But longer distances, rough terrains or frequent highway use call for the expert performance of a 125 cc model.

  9. Weight and Load Requirements

  10. If you frequently carry a passenger or heavy loads, then the sturdy build and increased power of a 125cc bike will serve you well. On the other hand, solo and lightweight commuting can be carried out by a 110 cc bike.

Why Should You Consider Buying Two Wheeler Insurance?

Regardless of your choice, there are multiple reasons to buy bike insurance as the right choice to safeguard your bike:

  • It is legally required under the Motor Vehicles Act, 1988.

  • Ensures financial protection in case of an accident, damage or theft.

  • Allows you to drive with peace of mind without financial burdens.

It is vital to note that insurance costs may be lower for 110 cc bikes due to lower repair costs, but the difference may not be significant. Coverfox is a platform that allows you to buy two-wheeler insurance online in a simple and hassle-free manner.

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Conclusion

In all, the choice of your bike comes down to your priorities - be it fuel economy, affordability, performance or riding needs. A 110 cc bike is ideal for beginner or budget-conscious riders, offering a lightweight, fuel-efficient, and affordable ride for daily city commutes. On the other hand, a 125 cc bike will be a better choice for experienced riders who need more power, higher speed, and comfort for longer rides, including frequent pillion use.

Whatever your choice of bike, ensure you are covered with the right insurance policy. Simply head over to Coverfox and buy two-wheeler insurance online by comparing across a range of policies till you select the one that fits your needs the best!

Recommended Articles:

  • What is Cubic Capacity (CC) in Bikes?
  • Best Scooters Under 125cc in India
  • What Is Covered in Your Two-Wheeler Insurance Policy?

Frequently Asked Questions

What are the main advantages of 110 cc bikes?

A 110 cc bike offers multiple advantages. They are affordable to purchase, lightweight, fuel-efficient, have low repair costs and are easy to use for new riders. Additionally, these models may also offer lower premiums.

Is a heavier rider better suited to a 125cc bike?

Yes. Due to the sturdy build and higher power output of these bikes, they make a good choice for heavier riders or for those carrying heavy loads.

Is a 110cc bike good for beginners?

Yes. 110 cc bikes are a wise choice for learners, as they offer a lighter frame and less power output, reducing the risk of dangers on the road.

Which is best: a 110cc or 125cc bike?

Both offer their own unique set of advantages. A 110 cc bike is more affordable, fuel-efficient, lighter and easier to use, especially for beginners. However, a 125 cc bike offers more performance, speed, and comfort, especially for extended trips or navigating rough terrains.

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