A very important document for you will be your bike insurance, where it saves you from potential monetary loss that can be caused by the bike accident, theft, or damage. But people always seem to lose the actual paper copy of their two-wheeler insurance.
Bike insurance is a very important document for your bike insurance, where it saves you from potential monetary loss that can be caused by the bike accident, theft, or damage. But people always seem to lose the actual paper copy of their two-wheeler insurance.
It's a good thing then, in this digital world, to download your bike insurance copy instantly online.
This article will help you download your bike insurance policy online, explain the importance of having one, and answer common questions.
Why Do You Need a Bike Insurance Copy?
Your bike insurance policy is more than just a legal requirement; it's proof of financial coverage if there's an accident, theft, or other forms of damage. Here's why an accessible copy is very important:
Proof of Insurance
Easier Claims
Mandatory Legal Requirement
Paperless Facility
Easy Access
Convenient
Traffic policemen also ask for your insurance policy during road safety checks. Failure to provide a bike insurance policy can lead to hefty fines.
Insurance copies are necessary to file damages and theft claims. While filing a claim, you need to submit a copy of your two-wheeler insurance policy to the insurer.
By law, under the Motor Vehicles Act, 1988, a bike must possess third-party bike insurance at least to be able to ride on public roads of India.
No need to carry around a load of documents now; simply provide a soft copy of the bike insurance policy. This saves paper, is environmentally friendly, and removes the hassle of carrying multiple documents.
If you have a digital copy of your two-wheeler insurance, you can access it anytime, anywhere. In emergencies, you don’t need to search for physical documents.
You can show a digital copy of your bike insurance policy to traffic police or a potential buyer if you plan to resell your motorcycle.
Step-by-Step Guide to Download Your Bike Insurance Copy Online
The process of downloading your bike insurance copy is simple and can be done in a few steps. Here's a step-by-step guide:
1. Through Coverfox
Head over to the Coverfox website.
Log in using your registered email address or mobile number.
Go to the “My Policies” section.
Locate your insurance policy.
Click on “Download”.
Your file will be downloaded to your device.
2. Through Insurer
Visit your insurer’s official website.
Log in or register using your registered email address or mobile number.
Find the “My Policies” section.
Select your bike insurance policy.
Click on “Download”.
The file will be saved on your device.
3. Through Government Portals
Visit official government portals like MorTH or the Vehicle Insurance Database (VIDB).
Enter the required vehicle and personal details.
Request a duplicate copy of the insurance policy.
Verify via OTP sent to your registered mobile number or email.
Download the document to your device.
Pro Tip: Many insurance providers email your policy copy immediately after purchase. Check your inbox for quick access.
How to Download a Bike Insurance Copy via Mobile Apps?
Most insurance providers now offer mobile apps for added convenience. Here’s how to use them:
Download the App
Log In
Locate Your Policy
Download the Copy
Install your insurer’s official mobile app from Google Play Store or Apple App Store.
Use your registered credentials to log in.
Navigate to the “My Policies” section.
Tap on the policy and select the “Download” option.
Example: Apps like Tata AIG, Bajaj Allianz, and ICICI Lombard provide easy access to policy documents.
Alternatives to Downloading Online
If you’re unable to download your policy online, consider these alternatives:
Contact Customer Support
Call your insurer’s toll-free number or email customer support.
Provide your policy number or registered details to request a duplicate copy.
Visit the Nearest Branch
Visit your insurer’s branch with valid ID proof and vehicle registration details.
Insurance Aggregators
If you purchased the policy via Coverfox, log in to your account to view and download it.
How to Download Bike Insurance Copy Using Vehicle Number
You can download your bike insurance copy using your vehicle number via the Parivahan Portal:
Visit the Parivahan Portal.
Click on “Know Your Vehicle Details” under Online Services.
Log in or register using your mobile number and OTP.
View all vehicles linked to your mobile number.
Select your bike’s registration number.
Check insurance status, insurer name, policy number, and validity.
Click “View” next to insurance details if available.
Click “Download” to get the PDF copy.
Advantages of Downloading Your Bike Insurance Copy Online
| Benefit | Explanation |
|---|---|
| Rapid Resolution | No need to visit branches or wait for physical copies. |
| Environment Friendly | Reduces the need for paper documents. |
| Multiple Backups | Digital copies can be saved across devices for easy access. |
| Ease of Renewal | Digital copies make the renewal process easier by allowing quick reference. |
Why Are Physical Insurance Copies Not Safe?
Carrying a physical copy of your insurance document is risky. Here’s why digital copies are safer:
Damage Risk
Takes Space
Theft Risk
Misplacement
Physical copies can tear, spill, or get damaged easily, making replacement time-consuming.
You need dedicated storage space in your bike, increasing the risk of loss or damage.
Insurance documents contain sensitive information that can be misused if stolen.
Paper documents are easy to misplace and hard to find when urgently required.
Conclusion
In today’s digital era, carrying physical documents is no longer necessary. A digital copy of your bike insurance policy ensures convenience, safety, and easy access anytime. Whether it’s a traffic check, resale, or claim process, having your policy on your phone makes life simpler while also helping the environment.
Recommended Read:
Frequently Asked Questions
Can I download my bike insurance copy online?
Yes, you can download your policy document online through your insurer’s website, email or parivahan portal.
What Happens if I do not Carry Two-Wheeler Insurance Copy While Riding?
If you do not have a hard copy or a soft copy of your two-wheeler insurance copy you might face some hefty fines depending on the city you live in (Generally ₹2,000 to ₹4,000).
Will I be Penalized if I Carry Soft Copy of My Two-Wheeler Insurance Policy?
No, a soft copy of your two-wheeler insurance is considered valid and you cannot be penalised for carrying a soft copy.
 in Bikes.webp)
.webp)
.webp)
