TVS Apache 160 Insurance

The TVS Apache 160 has carved its niche as a stylish and performance-oriented commuter in the 150–160cc motorcycle segment. Known for its sporty design, responsive handling, and reliable performance, it appeals to both young enthusiasts and daily riders. The bike offers a perfect blend of affordability and thrill, making it one of the most successful models in the Apache lineup.

With features like ABS braking options, modern styling, digital consoles, and LED lighting in select variants, it stands out as a practical yet aspirational choice. Riders appreciate its versatility for both city commuting and occasional highway rides.

Given its popularity and value, securing your bike with the right TVS Apache 160 insurance policy is a must. Two wheeler insurance not only keeps you legally compliant but also shields you from financial setbacks caused by accidents, theft, or natural calamities.

The Apache 160 is powered by a 159.7 cc SI, 4-stroke, air-cooled, fuel-injection engine that generates a maximum power of 16.04 PS at 8,750 rpm and a peak torque of 13.85 Nm at 7,000 rpm, paired with a 5-speed manual transmission.

This TVS model delivers a mileage of around 47 kmpl (ARAI-claimed), supported by a 12-litre fuel tank for longer rides. Depending on the variant, the bike weighs 137–138 kg (kerb weight) and can achieve a top speed of nearly 107 km/h. Safety is enhanced with single or dual-channel ABS, front disc brakes, and optional rear disc brakes. Additional features include LED DRLs, semi-digital or digital console, LED headlamps, and ride modes that enhance both style and functionality.

Disclaimer: Insurance prices are subject to change based on city, variant, IDV, add-ons, and insurer terms. Premiums include Own Damage, Third-Party, and Compulsory Personal Accident cover with GST.

Enhance your Apache 160 insurance policy with optional add-ons for better protection:

Zero Depreciation Cover

Full claim settlement without deduction on parts like plastic, metal, and fibre.

Engine Protection Cover

Covers engine damage caused by water ingress, oil leakage, or hydrostatic lock.

Return-to-Invoice (RTI) Cover

In case of theft or total loss, reimburses the bike’s full invoice value including road tax and registration.

Roadside Assistance

Provides help in emergencies like breakdowns, flat tyres, or towing.

NCB Protection

Retains your No Claim Bonus even after making a claim.

Personal Accident Cover

Mandatory cover providing financial security in case of accidental injury or death.

Purchasing or renewing your Apache 160 insurance online is quick and hassle-free:

1. Visit the insurance portal and go to the two-wheeler insurance section.


2. Enter your TVS Apache 160 details – registration number, variant, year of purchase, and fuel type.


3. Compare Apache 160 insurance prices across different insurers.


4. Add optional covers such as Zero Depreciation, RTI, or Roadside Assistance.


5. Select the plan that best balances cost and coverage.


6. Pay securely online and receive your digital policy instantly.

Filing a claim for your Apache 160 insurance is simple and quick:

Cashless Claim Settlement

• Inform the insurer immediately after an accident, theft, or damage.


• Take your Apache 160 to an authorised cashless garage.


• Submit documents like insurance policy, RC, DL, and claim form.


• The surveyor inspects and approves repairs.


• The insurer directly pays the garage; you only cover deductibles or exclusions.

Reimbursement Claim Settlement

• Register a claim and repair your Apache 160 at any garage of your choice.


• Pay the repair bills upfront and collect original invoices.


• Submit the claim form, bills, RC, DL, insurance policy, and FIR (if applicable).


• The insurer verifies and reimburses the approved claim amount to your bank account.