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icon Car Insurance icon Bmw icon 2 Series
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

BMW 2 Series Insurance

BMW 2 Series Car looks stunning and offers you great value for money. The car features a cabin of excellent quality and both the interiors and exteriors are stunning. You can enjoy a comfortable driving and seating experience as it offers enough leg space. The 18 inch wheels are a great head turner and you can choose from over 3 variants and 8 colour options.

While you enjoy a comfortable and safe driving experience, it is also important to get additional protection with a car insurance policy. Buying BMW 2 Series Car Insurance ensures you protection against legal and financial damages arising out of theft of the car, natural or man made calamities and even third party person or property damage.

Types of BMW 2 Series Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your BMW 2 Series with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under BMW 2 Series Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under BMW 2 Series Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew BMW 2 Series Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim BMW 2 Series Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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BMW 2 Series Specification

Name of the variant Price of the variant
2 Series 220i Sport Rs. 41.50 lakh
2 Series 220i M Sport Rs. 43.50 lakh
2 Series 220d M Sport Rs. 44.50 lakh
Engine
ARAI mileage 18.64 kmpl
No of cylinder 4
Transmission type Automatic
Fuel Type Petrol
Maximum Power 187.74 bhp @ 4000 rpm
Gear box 8-Speed Steptronic
Maximum Torque 400 nm @ 1750 - 2500 rpm
Body Type Sedan
Boot Space 440
Fuel Tank Capacity 51 l
Suspension
Front Single-joint spring strut axle in lightweight aluminium-steel construction
Rear Adaptive M-specific Suspensio
Brakes
Front Ventilated Disc
Rear Ventilated Disc
Capacity
Seating 5
Dimensions
Length 4526 mm
Height 1420 mm
Width 2081 mm
No. of doors 4
Weight
Kerb Weight NA
Gross weight NA

Frequently Asked Questions

  • What is the importance of buying BMW 2 Series insurance?

    • Buying insurance for BMW 2 Series vehicle helps you stay protected against third party and own car damages. Third party insurance protects you against third party damages, disability or death. Whereas, own damage car insurance provides protection against damages caused to your own car as well as third parties. Also, buying third party insurance is mandatory as per the Motor Vehicles Act, 1988.

  • How to renew insurance for BMW 2 Series?

    • BMW 2 Series insurance can be renewed online on Coverfox.com.

  • What is the on-road price of a BMW 2 Series?

    • The on-road price of BMW M2 is Rs. 41. 50- Rs. 44.50 lakhs

  • BMW 2 Series is available in what colors?

    • BMW M2 is available in 8 colors such as alpine white, blue metallic, steel, black sapphire, etc.

  • What is the engine capacity of the BMW M2?

    • BMW 2 Series has an engine capacity of 1998 cc

  • What is the seating capacity of the BMW 2 Series?

    • BMW 2 Series has a five seater seating capacity

  • What is the mileage offered by BMW M2?

    • BMW M2 offers mileage of 10.63 kmpl

  • What type of car insurance should I choose for BMW M2?

    • If you are looking to choose insurance for your BMW M2 car, then you can choose either third party insurance cover or comprehensive policy. Third party provides coverage against damages caused to third party or property, whereas, comprehensive cover offers coverage against third party or property damages and damages caused due to natural, man-made calamities or theft.

  • Is there any way by which I can reduce the premium for BMW M2 insurance?

    • Here are few ways by which you can reduce premium for your BMW M2 car:

      • Avoid making small claims
      • Install anti theft device in the car
      • Don’t opt for major modifications or upgrades
      • Don’t purchase all the add-ons, Purchase only the ones required
  • Can I purchase BMW M2 insurance online?

    • Yes, you can purchase BMW M2 insurance online on Coverfox.com

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