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icon Car Insurance icon Chevrolet icon Optra

Chevrolet Optra Car Insurance

The Chevrolet Optra, originally was innovated by Daewoo in South Korea and later rebranded under the Chevrolet banner, was introduced globally in the year 2003. It gained popularity for offering a premium feel at an affordable price, making it a hit in emerging markets like India. Interestingly, the Optra was sold under multiple names worldwide, for example it was sold as the Suzuki Forenza in the U.S. Nevertheless, even if it's an old classic, you still need car insurance for this nostalgic car and as per Motor Vehicle Act 1988, a third-party liability cover is essential to drive on public roads.

Chevrolet Optra Variants with Car Insurance Price

Here is a table showcasing all Optra Variants, with their respective insurance prices:

Variant Name Ex-Showroom Price
Chevrolet Optra 1.6 ₹ 8,17,000
Chevrolet Optra 1.6 Elite ₹ 8,30,000
Chevrolet Optra 1.6 Platinum ₹ 8,61,000
Chevrolet Optra LS 2.0 TCDi ₹ 8,76,000
Chevrolet Optra 1.6 LS Elite ₹ 8,90,000
Chevrolet Optra 1.6 LS ₹ 8,97,000
Chevrolet Optra MAX 2.0 TCDi ₹ 9,08,000
Chevrolet Optra 1.8 ₹ 9,21,000
Chevrolet Optra 1.8 LS ₹ 9,21,000
Chevrolet Optra 1.8 MAX ₹ 9,21,000
Chevrolet Optra LT 2.0 TCDi ₹ 9,71,000
Chevrolet Optra 1.8 LS AT ₹ 9,72,000
Chevrolet Optra 1.6 LT Royale ₹ 9,73,000
Chevrolet Optra 1.8 LT ₹ 11,15,000
Chevrolet Optra 1.8 LT AT ₹ 11,83,000

*Note: Prices may differ as per location and dealership

Chevrolet Optra Features

Here are the key features of Chevrolet Optra:

Comfort & Convenience

  • Air Conditioning with Climate Control – Maintains optimal cabin temperature automatically.
  • Power Steering – Makes manoeuvring effortless, especially in city traffic.
  • Rear Armrest with Cup Holders – Adds comfort for rear passengers on long journeys.
  • Integrated Audio System – Equipped with a factory-fitted stereo with CD/MP3 playback and 6 speakers.

Safety

  • ABS (Anti-lock Braking System) – Enhances braking control and prevents wheel lock-ups.
  • Dual Front Airbags – Provides essential protection for driver and front passenger in case of a collision.
  • Fog Lamps – Improves visibility during poor weather conditions.

Interiors & Storage

  • Premium Interiors – Comes with leather upholstery and wooden trim that elevate the in-cabin feel.
  • Large Boot Space – Provides generous luggage capacity, ideal for family travel.
Types of Car Insurance Policy
Third Party Car Insurance
Third Party Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance

Specifications of Chevrolet Optra Car

Here are the key specifications of Chevrolet Optra:

Specification Details
Type Mid-size Sedan
Fuel Type Petrol / Diesel
Engine (Petrol) 1.6L – 1,598 cc / 1.8L – 1,799 cc
Engine (Diesel) 2.0L TCDi – 1,998 cc
Transmission 5-speed Manual / 4-speed Automatic (Petrol)
Mileage (ARAI) Petrol: 11–12 km/l Diesel: 14–16 km/l
Top Speed 170–180 km/hr (varies by variant)
Fuel Tank Capacity 60 litres Diesel: ~1,350 kg
Kerb Weight Petrol: ~1,200–1,260 kg
Seating Capacity 5 persons
Boot Space 405 litres
Steering Type Power-assisted rack & pinion
Brakes Front: Ventilated Disc Rear: Solid Disc
Front Suspension McPherson strut with anti-roll bar
Rear Suspension Dual-link with gas shock absorbers
Tyre Size 185/65 R14 (steel) or 195/60 R15 (alloy)

Inclusions of Chevrolet Optra Car Insurance

A Chevrolet Optra Car insurance policy covers:

  • Damages done to policyholder’s vehicle
  • Damages caused by Natural Calamities
  • Damages caused by Man-Made Hazards
  • Damages done to Third-Party
  • Personal Accident Cover
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Exclusions of Chevrolet Optra Car Insurance

Following things are not covered under car insurance for Chevrolet Optra:

  • Wear and tear due to general ageing
  • Damage by a person driving without a valid licence
  • Mechanical or electrical breakdown
  • Damage while driving under the influence
  • Damage to tyres and tubes (Except during an accident)
  • Consequential Damage
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No Claim Bonus(NCB)
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Engine Protect Cover
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Chevrolet Optra Car Insurance Add-ons

You use the following add-ons to customise your comprehensive car insurance policy for Chevrolet Optra:

  • Loss of Personal Belongings Cover
  • Key and Lock Replacement Cover
  • Passenger Cover
  • Consumables Cover
  • Personal Accident Cover
  • Engine Protection Cover
  • 24x7 Roadside Assistance Cover
  • Zero-Depreciation Cover
  • Driver Cover
  • Accessories Cover
  • Invoice Cover
  • Tyre Secure Cover
Car Insurance Add-Ons
Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

How to Buy Chevrolet Optra Car Insurance Online?

Buy insurance for Chevrolet Optra online through Coverfox by:

  1. Head over to Coverfox website, then to Insurance > Car Insurance tab
  2. Write down your registration number of the vehicle or
  3. Click on “Bought a new vehicle?”
  4. Select Chevrolet, then Optra
  5. Choose your powertrain
  6. Choose your variant
  7. Click on Get Quotes
  8. Compare prices and Select appropriate Add-ons
  9. Make an online payment through secure gateway
  10. Your policy will be emailed to you after verification

How to Renew Chevrolet Optra Car Insurance Online?

You should renew Chevrolet Optra car insurance before the policy lapse to ensure you maintain NCBs and don’t get higher insurance premiums. To renew in just 3 minutes, follow these steps:

  1. Head over to Coverfox car insurance page
  2. Enter your registration number of the vehicle
  3. If your insurance is expired, fill in the necessary details
  4. Click on “Renew here” if you already bought the insurance from Coverfox
  5. Login via mobile number or Renew your policy through the previous policy number
  6. Select the existing policy or new policy as per your needs
  7. Make the online payment through secured payment gateway
  8. Your renewed policy will be emailed to you after verification.
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Frequently Asked Questions

  • Q. What are the steps to renew an expired Optra car insurance policy?

    • Renew your Optra Car insurance policy in under 3 minutes through Coverfox. Enter your vehicle number, policy details, and select the new policy. Pay the fees and your policy will be renewed.

  • Q. Is it legal to drive my Optra with an expired insurance policy?

    • No, It is illegal to drive an Optra without a car insurance policy in India.

  • Q. What documents do I need to get my Chevrolet Optra car insurance renewed?

    • You will need the following documents:

      • Previous Policy
      • RC of the Car
      • Driving Licence
      • ID and Address Proofs
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