- Insurance
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- Claims
Contact your insurance agent immediately - This is the first and foremost step which you should take. Your insurance agent is like a relationship manager with the right kind of expertise. The insurance agent might be able to reinstate your lapsed policy without the need to pay a penalty. Also, it is advisable that you do not make any further delays, especially if you have an old car. The worst case scenario would be that you will be required to pay higher premiums.
Avoid driving your car - Accidents can happen anytime and anywhere, do not drive your car if your insurance policy has expired. In case you run into an accident, you will have to pay for the damages caused to yourself, your car and any third party involved.
Purchase the policy immediately - As soon as the inspection is completed by the insurance company, go ahead and buy the insurance policy within 24 hours.
Opt for a new policy - Apart from renewing your policy, this is also a good time to purchase a new car insurance from a different vendor. Online comparison is a good option.
Documentation - In case of new policy purchase, keep your basic documents such as previous year’s policy and Registration Certificate ready. These are the documents which the insurance agent will ask for as a mandatory requirement.
Vehicle survey - When a car insurance policy expires, the insurer will usually send a surveyor to review any pre-existing damages to ensure your eligibility for car insurance. The inspector will decide the predetermined fixed deductible based on the extent of damage, if any. The predetermined fixed deductible is charged in any of your future claims.
Simple: Fast and superior state of the art algorithms do all the needed research on your behalf and offer unbiased advice online.
Fast: Through the online mode of payment, get your car insurance policy in your inbox within minutes & save money.
Reliable: You are entitled to the services of an expert claims support team, 24x7, 365 days a year.
3-Day Express Claims Service with free car pick up & drop facility.
Nominee Assistance Program with claim support for nominee guaranteed.