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Lexus Car Insurance
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icon Car Insurance icon Lexus
  • Types
  • Models And Insurance Price
  • Top Models
  • Why Lexus Insurance
  • Essential
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  • Frequently Asked Questions

Lexus Car Insurance

Yet another division from the Japan based automotive giant Toyota comes in form of Lexus. This is a luxury group of cars and has captured more than 70 countries. Lexus was founded in the year 1989 and has been steadfast till date. Lexus Chief Engineer proudly says that “There is no such thing as impossible. It's just a matter of figuring out how”- Haruhiko Tanahashi. The brand clearly shouts - redefining luxury. A highest quality of attention is given right from the design conception to dealership and from purchase to service. They claim having unique designs, class performance, and imaginative technologies. Their hallmark Takumi craftsmanship is like driving a new relationship between man and machine.

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs
Disclaimer - Above mentioned prices are for a Maruti Wagon R, 1.2 VXI (1197 CC) registered in Mumbai on 2013 & previous policy has not expired.

Top Lexus Car Models With Car Insurance Price

Lexus Car Insurance premium rates for the top Lexus Cars are as follows:


Lexus Car Models(2019 Registration)
Lexus Model Variant Insured Declared Value Zero Depreciation Cover Lexus Insurance Price More Plans
Lexus NX 300h 33,50,339 34,576 56,186

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Lexus LX 450d - 3,140 7,897

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Lexus LS 500H LUXURY 4,63,165 4,562 7,413

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Lexus ES 300h 14,07,420 14,525 23,603

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Lexus RX 450h Luxury 19,32,210 19,940 32,403

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Lexus Ls 460 Sedan 6,26,850 6,174 10,033

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Disclaimer: The above Lexus car insurance premium rates may change as per the Lexus car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Lexus Top Models

Lexus LX
Lexus LX

Why Is It Important to Have Lexus Car Insurance

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

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Essential Information about Lexus Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Car Insurance Add-Ons

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

Inclusions of a Comprehensive Lexus Car Insurance ?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

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Best Car Insurance Companies in India April 2022

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Future Generali Car Insurance

Exclusions of a Comprehensive Lexus Car Insurance ?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

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Commercial Car Insurance
Commercial Car Insurance
Car Insurance Add Ons
Add Ons
Zero Depreciation Car Insurance
Zero Depreciation
No Claim Bonus(NCB)
No Claim Bonus(NCB)
Engine Protect Cover
Engine Protect Cover
Motor Insurance
Motor Insurance
Car Manufacturer
Car Manufacturer

Frequently Asked Questions

  • Q. What happens if my Lexus car insurance is already expired?
    • Not renewing your policy on or before your policy expiry will have consequences to it such as:

      • Inspection is required for renewal when policy is expired
      • You may lose out on offers and discounts if any
      • You lose out on the accumulated NCB (no claim bonus), because having an NCB provides discount on your policy premium
      • Most importantly, the premium will always be at the higher side, if policy is purchased after expiry
  • Q. Which add-ons should I look for when renewing my Lexus car insurance policy?
    • Below are the must haves add-ons for your Lexus car insurance policy or most recommended:

      • Road side assistance - A road side assistance is a must in case of any emergency. What if you get a flat tyre in the middle of a road or an accident? A road side assistance (RSA) will help you out in that case.
      • NCB Protection - When the Engine of the car is submerged in a water logged area, using or cranking the engine can result in engine seizing. This is not covered under regular Insurance..
      • Engine protector covers such non-accidental exclusions related to your engine. It is a must buy for luxury cars where engine is very costly & is placed at low ground clearance.
  • Q. Is premium dependent on engine capacity? If yes, then how?
    • Higher the cubic capacity, higher are the changes of an un-certain situation like accident to take place. Hence the engine capacity plays a role in premium calculation.

  • Q. What if I provided wrong information while buying Lexus car insurance?
    • In case if you happen to provide wrong information, the policy may stand null. Though changes can be done on those, at the discretion of the insurance company. However not all insurance companies will agree and make changes, some may also ask to cancel the policy. Note: To cancel a policy an alternate fresh and correct policy is required across all insurers

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