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icon Car Insurance icon Nissan icon Micra
  • Overview
  • Types of Insurance
  • How to Buy
  • Essential Information
  • Addons
  • What's Covered
  • What's Not Covered
  • Frequently Asked Questions

Nissan Micra Car Insurance

The contemporary looking hatchback, Nissan Micra with its compelling exterior and interior package caters amazingly to the occupants. Nissan engineers have worked proficiently to offer decent value for your money and benefits the occupants with classy appointments.

Stylish outlook, frugal drive and comfortable interior of new Nissan Micra offers a fun-to-drive experience to the driver. Nissan Micra employed with standard exterior parts look quite compelling, hence a complete insurance of your vehicle could make you feel relaxed and enjoy the drive.

Note - All the information contained in this page has been sourced from the website of Nissan.

Types of Car Insurance Policy

Third Party Car Insurance
Third Party Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance

How to Buy & Renew Car Insurance for Nissan Micra: Online & Offline

Offline Process:

  • Call the motor insurance company of your preference.
  • Get in touch with third party aggregator of your choice.

Online Process:

  • Most insurance companies offer its customers the convenience of applying for car insurance online through their official websites. All you need to do is enter details the model and make of the car that you want to insure, your personal details, the premium that you would prefer to pay, etc. The softcopy of your car insurance policy will be generated and forwarded to the email ID that you have registered with them.
  • Alternately, you can visit the website of any TPA, enter the required information to view quotes for various car insurance policies.
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Essential Information about Nissan Micra Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Boost the Protection of your Nissan Micra with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

Inclusions of a Nissan Micra Car Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
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Exclusions of a Nissan Micra Car Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils
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Nissan Micra Features

XL O, CVT XL O, DSL XV, DSL XV, CVT
Comfort and Convenience Y Y Y Y
Tilt Steering Y Y Y Y
Tachometer Y Y Y Y
Drive Computer Y Y Y Y
Rear Power Window Y Y Y Y
Front Power Window w/ Driver Side Auto up & Anti Pinch Y Y Y Y
Manual A/C Y Y Y -
Auto A/C - - - Y
Safety
Driver Airbag Y Y Y Y
Driver Armrest Y - - Y
Passenger Airbag Y Y Y Y
Immobiliser Y Y Y Y
Immobiliser w/ Alarm - - - Y
ABS + EBD + BA Y - Y Y
Central Door Locking Y Y Y Y
Speed Sensing Auto Door Lock Y Y Y Y
Follow me Home Lamps Y Y Y Y

Nissan Micra Specifications

Variants XL O CVT, XV CVT XL O DSL, XV DSL
Engine Type DOHC 12 Valve 3 Cyl SOHC 8 Valve 4 Cy
Displacement (cm3) 1,198 1,461
Fuel Type Petrol Diesel
Max. Power (ps @ rpm) 77 @ 6000 64 @ 4000
Max. Torque (nm @ rpm) 104 @ 4400 160 @ 2000
Steering Type Electric Power assisted Rack and Pinion Electric Power assisted Rack and Pinion
Minimum Turning Radius (m) 4.65 4.65
Front Brake Ventilated Disc Ventilated Disc
Rear Brake Drum Drum
Front Suspension McPherson Strut McPherson Strut
Rear Suspension Torsion Beam Torsion Beam
Wheel Type 14x5.5J Steel - XL, XL (O) 15x5.5J Alloy - XV 14x5.5J Steel - XL, XL (O) 15x5.5J Alloy - XV
Tyre 165/70 R14 - XL, XL (O) 175/60 R15 - XV 165/70 R14 - XL, XL (O) 175/60 R15 - XV
L x W x H (mm) 3825 x 1665 x 1530 3825 x 1665 x 1525

Nissan Micra Interior and Exterior

Interior

XL O, CVT XL O, DSL XV, DSL XV, CVT
Centre Console with Piano Black Finish Y Y Y Y
Interior Theme Black Y Y Y Y
Digital Clock Y Y Y Y
Adjustable Front & Rear Headrest Y Y Y Y
12V Power Outlet Y Y Y Y
I/S Door Handle Chrome Y Y Y Y

Exterior

XL O, CVT XL O, DSL XV, DSL XV, CVT
Chrome Finish on Lower Front Grille - - - Y
Rear LED Combination Lamp & LED Stop Lamp Y Y Y Y
Outside Door Mirror Body Colour Y Y Y Y
Full Wheel Cover Y Y Y -
Alloy Wheels - - - Y
Rear Wiper - - - Y

Nissan Micra Price in India

Models Prices
XL (O) CVT ₹6,62,880
XV CVT ₹7,81,686
XL D (O) ₹7,43,504
XV D ₹8,12,964

Frequently Asked Questions

  • Q. Is it mandatory to insure my Nissan Micra in India?
    • In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

  • Q. How will the engine’s CC affect my Nissan Micra’s car insurance premium?
    • The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:
      • Cars not exceeding 1000 cc
      • Cars exceeding 1000 cc but not exceeding 1500cc
      • Cars exceeding 1500cc
      Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

  • Q. What are the documents required to buy Insurance for my Nissan Micra?
    • With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.
      • The copy of your Registration Certificate (RC) of your vehicle
      • The invoice copy for a new car
      • Previous insurance policy
      • No claim bonus reserving letter, whenever required

  • Q. What if I had provided wrong policy information while buying my Nissan Micra’s car insurance?
    • You may wish to make changes to your existing Nissan Micra’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

  • Q. Is it possible to renew my Nissan Micra’S car insurance policy from third-party to comprehensive?
    • Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

  • Q. Can I renew my Nissan Micra car insurance with another Insurance company?
    • Yes, you can renew your car insurance with another insurance company without any hassles.

  • Q. How does Coverfox.com assist me with car insurance comparison?
    • When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

  • Q. What if I plan to cancel my Nissan Micra’s car insurance policy? In such a case, what should I do?
    • There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.

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