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icon Car Insurance icon Skoda icon Kylaq

Skoda Kylaq Car Insurance

The Skoda Kylaq is a stylish and powerful mid-size SUV that combines European design with strong performance and premium features, making it one of the most popular choices in India’s SUV segment. With advanced safety technology, a turbocharged petrol engine, and a solid build, it appeals to both families and young professionals. Owning such a premium SUV comes with responsibilities, and one of the most important is having the right car insurance. Skoda Kylaq car insurance not only ensures legal compliance but also protects you financially from damages, accidents, or unforeseen risks.

Variants and Price of Skoda Kylaq (Ex-showroom, India)

Here are the prices of the Skoda Kylaq and it’s variants are:

Variant Fuel Type Transmission Price (₹)
Skoda Kylaq Active Petrol Manual 11.99 Lakh
Skoda Kylaq Ambition Petrol Manual 13.49 Lakh
Skoda Kylaq Ambition AT Petrol Automatic 14.99 Lakh
Skoda Kylaq Style Petrol Manual 14.79 Lakh
Skoda Kylaq Style AT Petrol Automatic 16.19 Lakh
Skoda Kylaq Monte Carlo Petrol Automatic 16.79 Lakh

Reasons to Buy Car Insurance for Skoda Kylaq From Coverfox

You need car insurance for your Skoda Kylaq to ensure financial safety and legal compliance. Other than that, car insurance is required because:

Accident Coverage

Safeguards your Kylaq against expenses from accidental damage, reducing out-of-pocket repair costs.

Natural Calamities Protection

Covers losses from floods, earthquakes, and other natural disasters, keeping your Skoda SUV secure.

Theft & Vandalism Security

Ensures compensation in case your Kylaq is stolen, set on fire, or intentionally damaged.

Third-Party Liability Cover

Protects you financially if your Skoda Kylaq causes damage or injury to third-party property or individuals.

Customisable Add-ons

Let you upgrade your coverage with options like zero depreciation, engine protection, or roadside assistance.

Features of Skoda Kylaq

Here are the unique features of Skoda Kylaq:

  • Stylish SUV design with premium interiors.

  • Advanced infotainment system with connectivity features.

  • Equipped with safety tech like multiple airbags, ABS, and ESC.

  • Efficient petrol engine options with both manual and automatic gearboxes.

  • Strong build quality under Skoda’s “Solid SUV” design language.

Specifications of Skoda Kylaq

The Skoda Kylaq offers two engine options: a 1.0L TSI petrol engine producing 115 PS and 178 Nm of torque, and a 1.5L TSI petrol engine delivering 150 PS and 250 Nm of torque. It is available with three transmission choices: a 6-speed manual, 6-speed automatic (AT), or a 7-speed DSG. The car provides a mileage range of approximately 16 to 18 km/l and has a fuel tank capacity of 50 litres. Its top speed is around 190 km/h, and it can comfortably seat up to 5 passengers. The vehicle also boasts a ground clearance of 188 mm. In terms of safety, it is equipped with 6 airbags, ABS with EBD, ESC, Hill Hold Control, and a rear parking camera, ensuring a secure driving experience.

Inclusions of Skoda Kylaq Car Insurance

In a Skoda Kylaq car insurance policy, the following instances are typically covered:

  • Coverage for repair or replacement of the Skoda Kylaq’s body, engine, and electrical components due to accidents or collisions.

  • Protection against natural calamities such as floods, storms, earthquakes, and lightning.

  • Financial security for Kylaq against theft, vandalism, fire, or accidents caused by human actions.

  • Third-party liability cover if your Skoda Kylaq causes damage to another vehicle, property, or person.

  • Personal accident cover that provides compensation in case of injury or death of the driver or passengers during an accident.
  • Exclusions of Skoda Kylaq Car Insurance

    Exclusions of Skoda Kylaq insurance are:

    • Normal wear and tear or ageing parts of the Skoda Kylaq are not covered.

    • Damage caused when the car is driven by an unlicensed driver is excluded.

    • Mechanical or electrical breakdowns (not caused by an accident) are not covered under the standard policy.

    • Damages caused while driving under the influence of alcohol or drugs.

    • Tyre and tube damage, unless it results directly from an accident.

    • Any damage resulting from negligence or lack of regular maintenance.

    How to Buy Skoda Kylaq Insurance Online?

    Purchasing car insurance for your new Skoda Kylaq is quick and easy through the Coverfox website. Simply follow these steps:

    1. Visit the Coverfox website and navigate to Insurance > Car Insurance.

    2. Enter your car’s registration number, or if it’s a brand-new vehicle, click on “Bought a new vehicle?”

    3. Select the car brand (Skoda) and then choose the Kylaq model.

    4. Pick your specific variant and enter your RTO (Regional Transport Office) location.

    5. Click on “Get Quotes” to view a range of plans from top insurers.

    6. Compare different policies, coverage options, and add-ons to find the one that best suits your needs.

    7. Proceed to make a secure online payment.

    8. Once verified, your car insurance policy will be instantly delivered to your email.

    Enjoy instant coverage and peace of mind as you hit the road with your Skoda Kylaq!

    Frequently Asked Questions

    • Q. What is the best car insurance for Skoda Kylaq?

      • The best option is a comprehensive car insurance policy with add-ons like zero depreciation and roadside assistance for complete protection.

    • Q. Does Skoda Kylaq need comprehensive insurance?

      • Yes, comprehensive insurance is highly recommended as it covers not only third-party liabilities but also damages to your own Kylaq from accidents, theft, or natural calamities.

    • Q. What add-ons are recommended for Skoda Kylaq car insurance?

      • Popular add-ons include zero depreciation cover, engine protection, tyre secure, consumables cover, and 24x7 roadside assistance.

    • Q. How can I reduce my Skoda Kylaq insurance premium?

      • You can reduce premiums by maintaining a clean driving record, opting for voluntary deductibles, installing anti-theft devices, and comparing policies online before purchase.

    • Q. Should I opt for zero depreciation cover for my Kylaq?

      • Yes, zero depreciation cover is advisable as it ensures you get full claim benefits without deduction for part wear and tear during repairs.

    • Q. Is the Skoda Kylaq CNG available?

      • No, the Skoda Kylaq is not offered in a CNG variant; it comes with petrol engine options.

    • Q. What add-ons are available to enhance car insurance coverage for the Skoda Kylaq?

      • To enhance your Skoda Kylaq car insurance, you can opt for several useful add-ons such as Zero Depreciation Cover, Engine Protection Cover, Consumables Cover, Key and Lock Replacement, Passenger Cover, Personal Accident Cover, Roadside Assistance, Tyre Secure Cover, Invoice Cover (Return-to-Invoice), Loss of Personal Belongings Cover, Emergency Transport and Hotel Expenses, Driver Cover, and Glass Repair Cover. These add-ons provide extra protection and peace of mind beyond the standard policy.

    • Q. How can I file a car insurance claim for my Skoda Kylaq?

      • To file a claim for your Skoda Kylaq, inform your insurer immediately after an incident through their website, app, or helpline. Submit necessary details like your policy number, vehicle info, and damage description. A surveyor may inspect the vehicle, after which you can opt for cashless repairs at a network garage or claim reimbursement. Once verified, the approved amount is settled quickly, ensuring a smooth and hassle-free claim process.

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