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Volkswagen Car Insurance
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icon Car Insurance icon Volkswagen
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Volkswagen Car Insurance

"Volkswagen India Pvt Ltd.—a subsidiary of the Volkswagen Group India was founded in 2007. It has a production plant in Chakan, Maharashtra which is competent of producing 200,000 vehicles per annum. Besides Volkswagen vehicles, this plant also manufactures Škoda Rapid of Škoda Auto India Private Limited. Volkswagen Group Sales India Pvt. Ltd. has an extensive dealer network in India for the sale of products made by Volkswagen India Pvt. Ltd. Volkswagen India has around 119 showrooms and 113 service centers across the nation.

Types of Car Insurance Policy
Third Party Car Insurance
Third Party Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance

Best Volkswagen Car Models with Car Insurance Price

Volkswagen Car Insurance premium rates for the top Volkswagen Cars are as follows:

Volkswagen Car Models(2019 Registration) Model Variant Insurance Declared Value Zero Dep (in INR) Gross Premium (in INR) More Plans
Volkswagen Ameo 1.5 TDI TRENDLINE 4,02,500 2,616 6,580

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Volkswagen CrossPolo 1.5 TDI 5,15,900 3,353 8,434

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Volkswagen Tiguan COMFORTLINE 17,31,916 17,873 29,044

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Volkswagen Touareg 3.0 V6 TDI 32,90,552 23,034 60,282

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Volkswagen Polo GT 1.5 TDI 5,87,790 5,789 9,407

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Volkswagen Beetle 1.9 TDI 15,75,000 16,254 26,413

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Volkswagen GTI TSI 12,60,097 6,300 19,305

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Volkswagen Phaeton V6 32,41,982 14,589 98,232

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Volkswagen VENTO 1.5 COMFORTLINE MT 6,29,937 6,204 10,082

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Disclaimer: The above Volkswagen car insurance premium rates may change as per the Volkswagen car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Volkswagen Top Models

Volkswagen Tiguan
Volkswagen Tiguan
Volkswagen Passat
Volkswagen Passat
Hyundai Fluidic Verna
Hyundai Fluidic Verna
Volkswagen Cross Polo
Volkswagen Cross Polo
Volkswagen Vento
Volkswagen Vento
Volkswagen Polo
Volkswagen Polo
Volkswagen Jetta
Volkswagen Jetta
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Top 5 most insured Volkswagen models

Volkswagen Polo

Since its launch, the Volkswagen Polo has been delighting generations across the world. Over the years, the much-loved German-engineered hatchback has been redesigned and reimagined several times to be smarter, bolder, and sportier. The Polo is one of the world’s favorite cars with exhilarating power, stunning colors, and sporty design.Its 1.5L TDI engine is a powerhouse with a 4-cylinders coupled with a 5-speed manual transmission. The engine is also available in a power-studded 1.2L MPI Petrol option and is tailor-made with uncanny precision to get the maximum power out of minimum consumption. Volkswagen Polo provides an incredible mileage of 18 kmpl for Manual Transmission Diesel variant, 14 kmpl for Petrol variant and 15 kmpl for Automatic Transmission Petrol variant.

Volkswagen Vento

The Volkswagen Vento is a subcompact car manufactured by Volkswagen India, the ancillary of the German auto manufacturer Volkswagen, since 2010. It is basically a three-box Volkswagen Polo with an extended wheelbase and has been produced primarily for some markets including India. The additional wheelbase allows more rear legroom than the hatchback, 50mm extra wheelbase, and 500-liters of boot space. The car is available in three variants in India—Trendline, Comfortline, and Highline. The Petrol Highline also comes in automatic option. Particularly admired for its build quality, Volkswagen has been very popular and quite active in the Indian market.The Volkswagen Vento Petrol variant gives a fuel mileage of 12.5 kmpl on city roads and about 15.8 kmpl on highways. Volkswagen Vento Diesel variant provides a mileage of about 16 kmpl in the city and nearly 20 kmpl on the highways.

Volkswagen Jetta

"The Jetta is high on features, performance and most importantly, space. With storage available in the huge 510-litre boot, foldable rear seats, cup holders and even inside the front armrest, there's enough room for everything.Safety is of prime concern to Jetta. With a whole six-airbag system that offers maximum protection to both driver and passengers along with Electronic Differential Lock (EDL), ABS, Electronic Stabilisation Programme (ESP), and Traction Control, Jetta offers split-second responses in a critical driving condition. The parking sensors come handy in the most challenging of parking situations.The mileage of Volkswagen Jetta Manual Transmission Diesel variant is 17 kmpl. For Petrol variant it is 12 kmpl while for Automatic Transmission Diesel variant, it is 14 kmpl.

Volkswagen Passat

Currently discontinued model, however, Volkswagen is expected to launch the new Passat GTE in January 2017.

Volkwagen Ameo

"The Volkswagen started Ameo as a compact sedan in Indian markets on 5th of June 2016. Made and sold in India as a sedan, it is presented as "German engineering with an Indian soul". The Ameo is manufactured under 'Make in India' scheme. Volkswagen Ameo is laid out amazingly with smart exteriors and comfortable interiors with German technology. The company badge installed on the front grille, front dual-beam headlamps, and fog lamps give svelte looks to its front. Side profile displays tail lights at the rear, chic alloy wheels, and electrically manageable wing mirror with turn indicator makes the Volkswagen Ameo exceptional.Volkswagen manufactured the Ameo with a 1.2-Litre (1198cc) engine that transmits the power of 74bhp@5400rpm and peak torque of 110Nm@3750rpm with the help of a 5-speed manual gearbox. This compact sedan can deliver a mileage of 15 kmpl on city roads and 17 kmpl on the highway.

Why Is It Important to Have Insurance For Volkswagen Car Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive coverage for your own car
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Car Insurance Add-Ons

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

Essential Information about Insurance for your Volkswagen Car

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

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Inclusions of Volkswagen Car Insurance

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

Best Car Insurance Companies in India April 2022

HDFC ERGO Car Insurance
HDFC ERGO Car Insurance
Reliance Car Insurance
Reliance Car Insurance
Oriental Car Insurance
Oriental Car Insurance
Digit Car Insurance
Digit Car Insurance
Kotak Car Insurance
Kotak Car Insurance
Royal Sundaram Car Insurance
Royal Sundaram Car Insurance
National Car Insurance
National Car Insurance
SBI Car Insurance
SBI Car Insurance
Liberty Car Insurance
Liberty Car Insurance
Magma HDI Car Insurance
Magma HDI Car Insurance
Shriram Car Insurance
Shriram Car Insurance
Universal Sompo Car Insurance
Universal Sompo Car Insurance
ICICI Lombard Car Insurance
ICICI Lombard Car Insurance
Edelweiss Car Insurance
Edelweiss Car Insurance
United India Car Insurance
United India Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
IFFCO TOKIO Car Insurance
IFFCO TOKIO Car Insurance
New India Assurance Car Insurance
New India Assurance Car Insurance
Acko Car Insurance
Acko Car Insurance
Tata Aig Car Insurance
Tata Aig Car Insurance
Cholamandalam MS Car Insurance
Cholamandalam MS Car Insurance
L and T Car Insurance
L and T Car Insurance
Future Generali Insurance
Future Generali Car Insurance

Exclusions of Volkswagen Car Insurance

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

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Trim your Comprehensive Car Insurance Premium with these Discounts

No Claim Bonus- You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.

Installation of Security Devices- If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.

Membership of AAI A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.

Accident Cover- If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

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Car Insurance Expired Policy
Car Insurance Expired Policy
Comprehensive Car Insurance
Comprehensive Car Insurance
Commercial Car Insurance
Commercial Car Insurance
Car Insurance Add Ons
Add Ons
Zero Depreciation Car Insurance
Zero Depreciation
No Claim Bonus(NCB)
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Engine Protect Cover
Engine Protect Cover
Motor Insurance
Motor Insurance
Car Manufacturer
Car Manufacturer

Frequently Asked Questions

  • Q. Where can I purchase insurance for my Volkswagen car?
    • You can now compare car insurance policies for a Volkswagen car offered by all the top-rated insurers in India at Coverfox.com and then choose the plan that fulfills all your requirements. In case of any confusion, you can seek help from the experts and guide you in the process.

  • Q. Which insurer has the best claim settlement ratio for Volkswagen cars?
    • Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Volkswagen cars.

  • Q. How long will it take to insure my Volkswagen car?
    • Ensuring your Volkswagen car has become easier than ever. Visit Coverfox.com and insure your Volkswagen car in just 5 minutes.

  • Q. How to renew Volkswagen car Insurance?
    • You can renew your Volkswagen car insurance online very easily. Follow these mentioned steps:

      • First, visit your insurer’s website
      • Then log in with your Registered User ID, Password, and Policy Number
      • Select the Renew/Pay Premium Option
      • Make the Payment Online
      • Your Policy will be Renewed
  • Q. What Documents do I need to get my Volkswagen car insurance renewed?
    • You can get your Volkswagen car insurance policy renewed with just the following details:

      • Previous Year Policy Number
      • Previous Year Policy Expiry Date
      • Vehicle Registration Number
  • Q. Is renewing a Volkswagen car insurance very time-consuming?
    • You can renew your Volkswagen car insurance in just 5 minutes with Coverfox

  • Q. What are the insurance add-ons to buy with Volkswagen cars?
    • The car insurance add-ons bought with Volkswagen cars include engine cover, zero depreciation add-on, NCB (No Claim Bonus) cover and RSA (RoadSide Assistance) cover.

  • Q. Where to buy insurance for my Volkswagen car?
    • Visit Coverfox website, compare all the premium quotes for Volkswagen cars, and choose a plan which best fits your requirements.

  • Q. Which insurer has the top claim settlement ratio for Volkswagen cars?
    • Insurance companies like Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have recorded impressive claim settlement ratios for Volkswagen cars.

  • Q. Is it possible to pay my car insurance premium in installments?
    • Unlike other financial instruments where you might invest via monthly premium payments, your car insurance policy's premium amount has to be paid in advance. According to the guidelines of the Insurance Act 1938, this is how insurance companies assume no risk if the premium is received in advance.

  • Q. How to change the registration address or any vehicle information in my car insurance policy?
    • For any kind of change or modification in the registration address or the vehicular information, you have to raise a request for the same with a copy of the registration certificate.

  • Q. How do insurance companies calculate the IDV of any car or vehicle?
    • The IDV is calculated based on your car's selling price, fixed by the manufacturer, together with the car’s accessories fitted to it. The insurance company's IDV amount is considered while making claim payment for damages incurred during an accident.

  • Q. What is a voluntary deductible?
    • The insurance company does not bear the entire amount of claim that you make. It allows you to pay a percentage of the requested claim amount. The minimum price that you declare to bear while making a claim is called a voluntary deductible.

  • Q. Is it compulsory to inform the insurer about the additional CNG/LPG kit fitted to my car?
    • Yes, you need to inform the insurance company of any changes made to your vehicle. You need to get the additional CNG/LPG kit insured separately. These additional accessories have to be declared during the policy proposal.

  • Q. Is Online renewal of my Volkswagen car insurance possible?
    • Coverfox makes the renewal of your Volkswagen Insurance seamless and secure. We have a safe and fast online Volkswagen insurance policy renewal facility.

  • Q. How to buy a car insurance policy online for my Volkswagen car?
    • You can buy a car insurance plan online for your Volkswagen car either by visiting the insurance companies website from where you want to buy the policy. You can also visit the Coverfox. Here you can compare the policy's premium quotes provided by several insurers in the market and pick the plan that is best for your Volkswagen car.

  • Q. What is the compulsory time limit to buy a third party insurance cover while buying a Volkswagen car?
    • The Supreme Court of India made it compulsory for all car owners to have a 3-year third party car insurance policy. You must buy the third party car insurance cover while registering your car as it is a compulsion for all car owners, inclusive of the owners of Volkswagen cars, to have a liability-only car while driving.

  • Q. Can I buy an own-damage car insurance plan from a different insurer despite having a third party cover for my Volkswagen car?
    • Yes, you can buy a standalone own-damage car insurance plan from a different insurance company. This way, you can buy car insurance plans from insurance companies of your choice to ensure your Volkswagen car.

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