Ather Energy - Electric Scooters

Ather Energy is one of the most popular Indian electric motor companies in India that started in the year 2013. The company is founded by Swapnil Jain & Tarun Mehta. Ather Energy mainly manufactures the Ather 450 plus & the Ather 450X, which are two very popular electric scooters. The plus point is Ather Grid, which is the company's own established vehicle charging infrastructure for electric vehicles across the country.

Top Bike Insurance Plans in June 2025

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Reliance General Insurer

Amount Covered: ₹ 1 Lakh

Deal Price: ₹ 2,094 / Year

Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

Types of Insurance to Buy for Ather 450x

Comprehensive Bike Plan

This plan covers all third party liabilities & damages along with your own damages.
Even losses caused by man-made or natural calamities & even theft is covered.
If your bike is stolen or totally damaged, you’ll still get your bike’s full market value.

Third party insurance

Covers only third party liabilities & injuries.
Pays for the hospitalization treatment cost of the 3 rd party.
Pays for any legal liabilities with regards to the third party.
Pays compensation in case of the third party person’s death.

Top Electric Vehicle Manufacturer in India

Revolt Motors Electric

Hero Electric

Ola Electric

Ather Energy

Simple Energy One

Ola S1 Scooter Insurance

Ola Electric Scooter Insurance

Ather 450x Scooter Insurance

Bajaj Chetak Electric Scooter Insurance

Ola S1 Pro Insurance

Revolt Electric Bike Insurance

Hero Electric Bike Insurance

Ola Electric Bikes Insurance

Simple One Electric Scooter Insurance

Ather Energy Electric Two Wheelers Models

Ather 450x Scooter

Add-ons

Zero depreciation Add-on: An add-on that offers you the complete claim amount skipping any deductions.
NCB protection: Even if you raise a claim, this add-on protects your NCB benefits.
Engine Cover Add-on: Anything pertaining to the replacement or repair of your bike’s engine is covered.
Passenger Add-on: Pays for any injuries sustained by the person accompanying you on your bike.
RTI Cover: If your bike is stolen or completely damaged, you get the complete amount that’s specified in the bike’s invoice value.
Roadside assistance Add-on: This add-on is of great help especially in an emergency situation while traveling when your bike breaks down.

India's Popular Two Wheeler Manufacturers

Honda

Hyosung

Kawasaki

KTM

LML

Mahindra

Triumph

Royal-Enfield

Indian

BAJAJ

Piaggio

TVS

Yamaha

Harley-Davidson

Suzuki

Aprilia

Hero

How to claim for Ather 450x Bike Insurance?

Two-wheeler insurance claim in case of theft of Ather 450x

File an FIR by visiting the nearest station & inform about your bike’s theft

Call up your insurer after you’re done filing the FIR. Do this within a day or two & keep your policy no. & registration information handy.

You’ll be required to provide docs like FIR copy, claim form, original bike keys & reports of no trace to your insurer.

In a worst case scenario if your two wheeler isn’t found, the insurer will provide you with a claim amount which will be equal to your bike’s IDV.

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Own-damage two wheeler insurance claim for Ather 450x

Contact your insurer with a day or two & inform them about the accident

File an FIR by visiting the nearest station

Don’t shift the bike from the spot of accident unless & until you’ve informed the insurer & the police.

The insurer will send a person to conduct a proper survey at the spot of accident or garage to evaluate the damage.

Depending on where your bike is repaired, you’ll either get a cashless service or reimbursement. This is subjected to the network garages of the insurer.

Your claim amount will depend on your cover & repair expenses.

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Third party two wheeler insurance claim for Ather 450x

Inform the local police about the accident.

File an FIR by visiting the nearest station as it’s mandatory in case of 3 rd party insurance.

Contact your insurer in a day or two max.

Jot down the contact details of all the witnesses in your support.

Click photos if possible as it will serve as an evidence.

Collect the other party’s insurance details.

Make a case registration under the special Motor Accident Claims Tribunal court. Ensure that the place where the accident took place falls under their jurisdiction.

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