Ducati Panigale V4

Recently, in the 2022 version, Ducati Panigale V4 has received upgrades in terms of aerodynamics, engine, chassis, electronics and ergonomics. The bank offers high performance without making you feel fatigued. The Panigale V4 features a latest generation electronics package based on a 6-axis inertial platform which instantly detects the bike’s roll, yaw and pitch angles. While the bike does promise you a great riding experience, it is necessary that you insure it with third party or comprehensive insurance to protect yourself against any financial liabilities.

With the easy steps given below, you can buy or renew Ducati Panigale V4 Insurance online on Coverfox.com.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Ducati Panigale V4 bike insurance is available for purchase and renewal in the below types.

• Third party insurance

• Damages caused to third party person, vehicle or property
• Hospitalization cost of third party
• Coverage for legal liabilities
• Coverage for death or injury caused to third party person
• This type of insurance is compulsory under the Motor Vehicles Act, 1988.

• Comprehensive Insurance

• Coverage for own damage expenses as well as damages caused to third party person, vehicle or property
• Damages caused due to natural or man-made calamities or theft of the vehicle
• You can further enhance coverage by opting for additional riders like zero depreciation, no claim bonus, passenger cover, etc.

You can enhance coverage of your Ducati Panigale V4 insurance by choosing the below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciated vehicle parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for Ducati Panigale V4

• Step 1: Insurer should be informed in case the vehicle owner causes damage to the third party or property. If the vehicle owner is the victim, the insurance details of the third party policy are to be noted down. The issue should be reported to the insurance company of the third party vehicle.
• Step 2: The matter is then transferred to the Motor Insurance Tribunal who decides on the compensation amount to be granted to the third party.

Own-damage two wheeler insurance claim for Ducati Panigale V4

• Step 1: Inform the insurance company about the damages caused
• Step 2: Inform the nearest police station and file FIR report
• Step 3: Insurance company will appoint a surveyor to check on the extent of damages caused,
• Step 4: The surveyor will prepare a report and share with the garage
• Step 5: Post the garage work is done, the insurance company will directly settle the bill with the garage if the repair work is done at a network garage.
• Step 6: Insurance company will compensate for the damages after subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Ducati Panigale V4

• Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.
• Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.
• Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.