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CAR INSURANCE

Best FASTag Options in India: Find the Right Provider for Your Car

Shamshuddin S 20 June 2025

What if there's a way now to put a stop to those long queues at the toll plaza? Or, put an end to those manual toll payments? Here is where FASTag enters—to solve all your worries!

best FASTag providers

India's transport system has advanced significantly in recent years, with the launch of FASTag serving as a key milestone. These stickers on your windshield will allow you to easily breeze past your toll plazas—effortlessly!

Finding which FASTag is best in India is crucial as more suppliers enter the market to guarantee smooth toll transactions and other perks. Finding the finest FASTag in India is essential as more companies join the market to guarantee smooth toll transfers and extra perks.

What is FASTag?

FASTag is an electronic toll collection system, using Radio Frequency Identification (RFID) technology, that allows for automatic toll payments straight from a savings or prepaid account. This technique facilitates smooth movement for drivers and lessens traffic at toll plazas.

How Does FASTag Work?

  • A small FASTag sticker with an RFID chip is placed on your car’s windshield.
  • Once you receive this tag, activate it by linking it to your prepaid account.
  • You can do this online via the bank’s website or app, or by visiting the bank branch.
  • Add money to your FASTag account to start using it.
  • When you pass through a toll plaza, the FASTag is scanned automatically.
  • The toll fee is deducted from your prepaid account linked to the FASTag without stopping.
  • You receive an SMS alert confirming the toll payment.

Note: To avoid any penalties, always keep your FASTag topped up.

How to Get FASTag in India?

In India, obtaining a FASTag is simple and can be done in several ways:

1. Through Authorised banks

Many banks like State Bank of India (SBI), ICICI Bank, HDFC Bank, and Axis Bank issue FASTags. You can apply online on their websites or visit their branches to apply in person.

2. Using Digital payment platforms

Some digital platforms, like Paytm, are used to offer FASTag services. However, due to recent rule changes, it’s best to check if these platforms are currently authorised before applying through them.

3. At Point of Sale (POS) locations

Drivers can also buy FASTags at POS centres set up by the National Highways Authority of India (NHAI) at toll plazas and other transport hubs.

Note: Keep essential documents like Vehicle Registration Certificate (RC), Identification Proof and Passport-sized Photo during this process. FASTag is only activated upon the timely submission and verification of these documents.

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How Do You Pick The Best FASTag Service Provider?

To pick the best provider, take note of these to make sure your toll payments are easy and hassle-free.

1. Coverage Across Toll Plazas

Choose a provider that works at many toll plazas all over India so you can travel smoothly without any issues.

2. Joining Fees and Charges

Check the initial costs like joining fees, security deposits, and minimum balance requirements before deciding.

3. Easy Recharge Options

Look for providers that let you recharge your FASTag easily through mobile apps, websites, or UPI payments.

4. Good Customer Support

Pick a provider with reliable and quick customer service to help you solve any problems fast.

5. Extra Benefits

Some providers offer additional features like paying for parking, fuel, or managing your vehicle details through their app.

List of the Best FASTag for Cars in India (2025)

Take a look at some of the leading providers as of 2025:

Bank Joining Fees Security Deposit Why It's Good
State Bank of India (SBI) Around ₹100 Around ₹100 Benefits like cashback and ease of account management through SBI Yono app.
ICICI Bank Around ₹100 Around ₹200 User-friendly interface, widespread acceptance, and attractive cashback offers.
HDFC Bank Around ₹100 Around ₹200 Focus on seamless transactions and reliable customer assistance.
Axis Bank Around ₹100 Around ₹200 Competitive pricing, robust customer support, and occasional discounts on fuel and services.
Zurich Kotak Bank Around ₹100 Around ₹200 User-friendly interface and easy recharge options.
IDFC First Bank Around ₹100 Around ₹200 Competitive pricing and a straightforward application process
Punjab National Bank (PNB) Around ₹100 Around ₹200 Multiple recharge options, good customer support
Equitas Small Finance Bank Around ₹100 Around ₹200 User-friendly interfaces and reliable support

Benefits of Using FASTag

Here are some of the advantages of using FASTag options that can make your travel better:

  • Save Time

With FASTag, you don’t have to stop and wait in long queues at toll booths. You can drive through fast, saving minutes on every trip. This makes your journey quicker and smoother.

  • No Need for Cash

You don’t have to worry about carrying cash or finding exact change. FASTag lets you pay tolls automatically, making the process simple and hassle-free

  • Get Discounts and Rewards

Many FASTag providers give cashback, discounts, and rewards on toll payments, fuel, and parking. Using FASTag can help you save money while you travel.

  • Good for the Environment

Since you don’t have to stop and wait, your car uses less fuel and produces fewer emissions. This helps reduce pollution and is better for the planet.

  • Track Your Expenses

Some FASTag providers like HDFC, ICICI Bank, and Paytm offer apps that show your toll payments, vehicle trips, and traffic updates. This helps you keep track of your travel and expenses easily

Important FASTag Rules and Updates for 2025

Key updates for FASTag that came into effect as of 31st January, 2025:

1. KYC (Know Your Customer) is Mandatory for FASTag

To get a FASTag, vehicle owners must complete a detailed KYC process. This means your personal and vehicle details will be verified to make sure the FASTag is linked correctly and securely.

2. Update Vehicle and RC Images Every 3 Years

You need to update photos of your vehicle and its Registration Certificate (RC) every three years. This helps confirm that your FASTag is still linked to the right vehicle.

3. One Vehicle, One FASTag Rule (OVOT)

Each vehicle must have its own unique FASTag linked to its registration number. You cannot share or use the same FASTag on different vehicles.

4. Inactive FASTags Will Be Closed

If your FASTag has no transactions for three months, it will be automatically closed. To keep it active, make sure you use it regularly.

5.FASTag Replacement Every Five Years

FASTags must be replaced every five years by the issuing authority as part of regular maintenance.

6. Update New Vehicle Number Within 90 Days

If you buy a new vehicle, you must update its registration number in the FASTag system within 90 days. If you don’t, your FASTag balance will be reduced, and the tag will be closed after 120 days.

Summing Up

To ensure smooth and effective travel, it is essential to choose the finest FASTag in India. But just as crucial is spending money on auto insurance that protects your vehicles against a variety of unanticipated circumstances. Although third-party auto insurance is required, a complete policy guarantees your financial stability in the event of theft, damage, repair, and accidents.

IRDAI-authorised platforms like Coverfox make it easy to compare and buy the right car insurance policy that fits your needs and budget. Find the best insurance deals quickly and ensure your vehicle is well protected, alongside enjoying the convenience of FASTag for toll payments.

Read More:

How to Get FASTag Immediately in a Day

How to Check Car Owner Details By Registration Number Plate

How to Transfer Your Car Insurance Policy

Frequently Asked Questions

Which is the best FASTag service provider in India?

SBI and ICICI Bank are regarded as the top FASTag providers in India because of their market share and customer perks.

How much does a FASTag cost?

Although FASTag fees differ from provider to provider, they typically range from Rs 100 to Rs 500 and include a membership fee, security deposit, and minimum balance.

What happens if a FASTag has insufficient balance?

Recent regulations state that if a vehicle's wallet balance or FASTag account is not negative, it is permitted to pass through toll plazas. The transaction will be rejected, nevertheless, and the user might have to pay the toll price in cash if a FASTag has been banned for any reason, including a lack of money.

Can one FASTag be used for multiple vehicles?

Every Fastag has a unique vehicle registration number associated with it. Owners of vehicles are required to get unique FASTags for every vehicle.

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