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icon Car Insurance icon Hindustan Motors
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

Hindustan Motors Insurance

Hindustan Motors is an Indian automotive manufacturer, which was the largest in India even before the rise of Maruti. The company is well known for producing cars like Ambassador and Contessa, two most immensely popular car models in the country. The company was established in India just before the Indian Independence Act in 1947 and was named by Industrialist B.M. Birla of the Birla family.

While driving the car does offer you a great experience, it is imperative that you insure it with a car insurance that is mandatory as per the law. You can also choose to buy comprehensive car insurance to protect your car against third party and own damages.

Types of Hindustan Motors Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Addons for Hindustan Motors Insurance

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Hindustan Motors Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Hindustan Motors Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
View More +

How to Buy / Renew Hindustan Motors Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Hindustan Motors Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Frequently Asked Questions

  • Is Hindustan Motors still making cars?

    • No, currently Hindustan Motors is not manufacturing cars, however, as per the latest reports, the manufacturer will soon relaunch with an electric car

  • Why did Hindustan Motors shut?

    • High pricing structure, limited engine options, poor marketing strategies, etc. lead to shutting down of the Hindustan Motors.

  • Who owns Hindustan Motors?

    • Hindustan Motor is currently owned by CK Birla Group

  • Is Hinudstan Motors’ Ambassador making a comeback?

    • Yes, Ambassador car is all set to make a comeback in EV avatar

  • What is the mileage offered by Hindustan Motors Ambassador car?

    • The Hindustan Motors Ambassador car offers you mileage of 10 kmpl-14 kmpl

  • Is Hindustan Motors Ambassador car available for purchase?

    • Currently, the Hindustan Motors Ambassador car is not available for purchase as the company stopped its production in the year 2014

  • What are the documents required to buy Hindustan Motors Insurance insurance?

    • If you want to buy insurance for new Hindustan Motors Insurance then you are required to submit documents like identity proof, address proof, car make and model details, registration year, and vehicle invoice

  • How to renew Hindustan Motors Insurance insurance?

    • You can renew Hindustan Motors insurance online in India on Coverfox.com. Compare quotes by various insurers, check on the coverage and get the best insurance for your car.

  • What are the add-ons to buy with Hindustan Motors insurance?

    • You can purchase add-ons like zero depreciation, engine cover, roadside assistance with your Hindustan Motors insurance. These add ons help you get enhanced protection for your car at an additional premium.

  • Which is the ideal insurance cover to buy for Hindsutan Motors?

    • The ideal insurance cover to buy for Hindustan Motors is comprehensive policy which offers protection against own damages and third party

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