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Hyundai Xcent Car

Grace meets practicality in the face of the new automobile named as Hyundai Xcent. The car is a new subcompact sedan by the South Korean automaker Hyundai that was unveiled on February 4, 2014. In India the car was introduced on March, 2014 as a replacement for the second generation Accent.

The mild dynamism injected in the car hints towards a necessary insurance cover for the exterior parts.

This car has new design style along with good cabin space and seating arrangement. The mileage ranges between 16.1 to 24.4 kmpl, depending on the car variant and the type of fuel. The car competes with compact sedan cars like Swift Dzire and Honda city. This car is one of the premium segment cars that get all the detailing.

Hyundai Xcent: Features & Specifications

The following are the salient features and specifications of Hyundai Xcent:

Mileage16.1 to 24.4 kmpl
Engine1186 to 1197 cc
TransmissionManual and Automatic
Fuel TypePetrol and Diesel
Seating Capacity5


Engine and Trim PlanESSXSX(O)
1.2 Kappa Dual VTVT Petrol
1.2 U2 CRDi Diesel


Central Locking-SSS
Front Fog Lamps-SSS
Rear Defogger-SSS
Inside Rear view Mirror, Day & Night-SSS
Parking Assist, Rear Parking SensorSSSS
Parking Assist, Rear Camera With Display on Audio--SS
Keyless Entry, Standard-S--
Keyless Entry, Folding Key--S-
Keyless Entry, Smart Key---S
Airbags, DriverSSSS
Airbags, PassengerSSSS
Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD)SSSS
Driver & Passenger Seat Belt ReminderSSSS
Speed Alert SystemSSSS
Impact Sensing Auto Door Unlock--SS

Hyundai Xcent: Interior and Exterior


Chrome Radiator GrilleSSSS
Chrome Radiator Grille & Slats-SSS
Sweptback Headlamps & Wraparound Tail lampssSSS
LED Daytime Running Lamps-SSS
B-Pillar Blackout-SSS
Rear Chrome GarnishSSSS
Roof Antenna, Micro Typess--
Roof Antenna, Shark Fin--ss
Body Coloured, BumpersssSs
Body Coloured, Outside Door Mirrors-ssS
Body Coloured, Outside Door Handles-SS-
Chrome Outside Door Handles---S
Full Wheel Covers-S--
Alloy Wheels, R14 Clean Silver--S-
Alloy Wheels, R15 Diamond Cut---S
Turn Indicators on Outside Mirrors--SS
Boot Lid Spoiler-sSS


2-Tone Beige & Black Key Interior ColourSSSS
Blue Interior IlluminationsSSS
Front & Rear Door Map PocketssSSS
Front & Rear Room LampssSSS
Adjustable Rear Seat HeadrestssSSS
Rear Seat Center Armrest with cup holder-SSS
Front Passenger Seat Back Pocket--ss
Metal Finish Inside Door Handles--ss
Chrome Finish, Gear Knob--Ss
Chrome Finish, Parking Lever Tip--sS
Leather-wrapped Steering Wheel---S
Leather-wrapped gear knob with chrome coating---S

Instrumental Panel & Centre Fascia Display

Warning & Indicators, Gear Shift (MT only)sSSS
Warning & Indicators, Door & Trunklid AjarsSSS
Warning & Indicators, Low FuelsSSS
Multi Information Display (MID), Digital Clock-SSS
Multi Information Display (MID), Dual TripmeterSSSS
Multi Information Display (MID), Average Vehicle SpeedSSSS
Battery SaverSSSS


2-DIN Integrated Audio-MT Only--
12.83cm Color Touch Screen Audio-AT Only--
17.64cm Audio Video with Smart Phone Navigation*--SS
Apple CarPlay--SS
Android Auto--SS
Mirror Link--SS
Voice Recognition*--SS
Bluetooth Connectivity-SSS
Aux-in & USB Connectivity-SSs
Steering Wheel Mounted Controls, Audio-SSS
Steering Wheel Mounted Controls, Bluetooth-SSS
Steering Wheel Mounted Controls, Voice Recognition--SS
iblue (Audio Remote Application)-SSS
Radio with DRM Compatibility-SSS
Smart Phone Holder with Charging Port-AT only--
Front (2) & Rear (2) Speakers-SSS

Comfort & Convenience

Motor Driven (Electric) Power SteeringSSSS
Air Conditioning, Manual AC with HeaterSSS-
Air Conditioning, Full Automated Temperature Control (FATC)---S
Air Conditioning, Rear AC Vents-SSS
Air Conditioning, Eco Coating TechnologySSSS
Tinted GlassSSSS
Power Outlet, FrontSSSS
Power Outlet, Rear-SSS
Power Windows, FrontSSSs
Power Windows, Rear-SSS
Power Windows, Auto Down (Driver only)-SSS
Outside Mirror, Internally adjustableS---
Outside Mirror, Electrically adjustable-SSS
Outside Mirror, Electric Folding--SS
Cooled Glove BoxSSSS
Wireless Phone Charger--SS
Passenger Vanity Mirror--SS
Luggage Lamp--SS
Tilt Steering-SSS
Driver Seat Height Adjuster--SS
Push Button Start/Stop---S

Hyundai Xcent: Variants

Below are the variants of Hyundai Xcent, as in August, 2019:

  • Xcent 1.2 VTVT E1197 cc, Manual, Petrol, 20.14 kmpl
  • Xcent 1.2 VTVT S1197 cc, Manual, Petrol, 20.14 kmpl
  • Xcent 1.2 CRDi E1186 cc, Manual, Diesel, 25.4 kmpl
  • Xcent 1.2 VTVT SX1197 cc, Manual, Petrol, 20.14 kmpl
  • Xcent 1.2 VTVT S AT1197 cc, Automatic, Petrol, 17.36 kmpl
  • Xcent 1.2 CRDi S1186 cc, Manual, Diesel, 25.4 kmpl
  • Xcent 1.2 VTVT SX Option1197 cc, Manual, Petrol, 20.14 kmpl
  • Xcent 1.2 CRDi SX1186 cc, Manual, Diesel, 25.4 kmpl
  • Xcent 1.2 CRDi SX Option1186 cc, Manual, Diesel, 25.4 kmpl

Hyundai Xcent: Price in India

The follow are the ex-showroom prices for each of the variants of Hyundai Xcent, as in August, 2019:

Xcent 1.2 VTVT E1197 cc, Manual, Petrol, 20.14 kmplRs. 5.74 lakhs
Xcent 1.2 VTVT S1197 cc, Manual, Petrol, 20.14 kmpl Rs. 6.44 lakhs
Xcent 1.2 CRDi E1186 cc, Manual, Diesel, 25.4 kmplRs. 6.67 lakhs
Xcent 1.2 VTVT SX1197 cc, Manual, Petrol, 20.14 kmplRs. 7.06 lakhs
Xcent 1.2 VTVT S AT1197 cc, Automatic, Petrol, 17.36 kmplRs. 7.35 lakhs
Xcent 1.2 CRDi S1186 cc, Manual, Diesel, 25.4 kmplRs. 7.43 lakhs
Xcent 1.2 VTVT SX Option1197 cc, Manual, Petrol, 20.14 kmplRs. 7.84 lakhs
Xcent 1.2 CRDi SX1186 cc, Manual, Diesel, 25.4 kmplRs. 8.0 lakhs
Xcent 1.2 CRDi SX Option1186 cc, Manual, Diesel, 25.4 kmplRs. 8.78 lakhs

Why Is It Important to Have Hyundai Xcent Car Insurance Through Coverfox?

  • Covers for any damages/losses caused to the third party

  • Provides comprehensive coverage for your own car

  • Offers cashless transactions through network garages

  • Get end to end claims assistance

Essential Information about your Hyundai Xcent Car Insurance

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What is covered under a Comprehensive Car Insurance?
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What is not covered under a Comprehensive Car Insurance?
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Increase Protection of Hyundai Xcent Car with these Add-ons

Choose The Right IDV

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Comprehensive Car Insurance Premium with these Discounts


    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.


    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.


    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.


    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

How to Buy/Renew Car Insurance for Hyundai Xcent

Below is the online and offline process for purchase and renewal of Hyundai Xcent:

Online Process

  • Visit the official website of your preferred insurance company. All you need to do is enter the required information regarding your Hyundai Xcent variant, along with some personal details, the premium that you want to pay, etc. Complete the payment process to generate the car insurance policy, which will be forwarded to your registered email ID.

  • Alternatively, you can visit the website of any Third Party Aggregator, enter the required details to view the quotes for a varied range of car insurance plans across insurers.

Offline Process

  • Do a comparative analysis of car insurance policies across insurance companies and take a well informed decision.
  • Get in touch with third party aggregators and take a pick.
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Review of Hyundai Xcent

Xcent, from the South Korean global car manufacturer, Hyundai, was launched in India in early 2014 as the substitute for second generation Accent. The sedan is a balanced blend of utility and aestheticism with its varied range of practical and luxury features, making it one of the best choices of premium sedan for a family.

FAQs on Hyundai Xcent

Is it mandatory to insure my Hyundai Xcent in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

How will the engine’s CC affect my Hyundai Xcent’s car insurance premium?

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc

Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

What are the documents required to buy Insurance for my Hyundai Xcent?

With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required

What if I had provided wrong policy information while buying my Hyundai Xcent’s car insurance?

You may wish to make changes to your existing Hyundai Xcent’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Hyundai Xcent’S car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Hyundai Xcent car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does assist me with car insurance comparison?

When you compare quotes on, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Hyundai Xcent’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.