- About Coverfox
Grace meets practicality in the face of the new automobile named as Hyundai Xcent. The car is a new subcompact sedan by the South Korean automaker Hyundai that was unveiled on February 4, 2014. In India the car was introduced on March, 2014 as a replacement for the second generation Accent.
The mild dynamism injected in the car hints towards a necessary insurance cover for the exterior parts.
This car has new design style along with good cabin space and seating arrangement. The mileage ranges between 16.1 to 24.4 kmpl, depending on the car variant and the type of fuel. The car competes with compact sedan cars like Swift Dzire and Honda city. This car is one of the premium segment cars that get all the detailing.
The following are the salient features and specifications of Hyundai Xcent:
|Mileage||16.1 to 24.4 kmpl|
|Engine||1186 to 1197 cc|
|Transmission||Manual and Automatic|
|Fuel Type||Petrol and Diesel|
|Engine and Trim Plan||E||S||SX||SX(O)|
|1.2 Kappa Dual VTVT Petrol||•||•||•||•|
|1.2 U2 CRDi Diesel||•||•||•||•|
|Front Fog Lamps||-||S||S||S|
|Inside Rear view Mirror, Day & Night||-||S||S||S|
|Parking Assist, Rear Parking Sensor||S||S||S||S|
|Parking Assist, Rear Camera With Display on Audio||-||-||S||S|
|Keyless Entry, Standard||-||S||-||-|
|Keyless Entry, Folding Key||-||-||S||-|
|Keyless Entry, Smart Key||-||-||-||S|
|Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD)||S||S||S||S|
|Driver & Passenger Seat Belt Reminder||S||S||S||S|
|Speed Alert System||S||S||S||S|
|Impact Sensing Auto Door Unlock||-||-||S||S|
|Chrome Radiator Grille||S||S||S||S|
|Chrome Radiator Grille & Slats||-||S||S||S|
|Sweptback Headlamps & Wraparound Tail lamps||s||S||S||S|
|LED Daytime Running Lamps||-||S||S||S|
|Rear Chrome Garnish||S||S||S||S|
|Roof Antenna, Micro Type||s||s||-||-|
|Roof Antenna, Shark Fin||-||-||s||s|
|Body Coloured, Bumpers||s||s||S||s|
|Body Coloured, Outside Door Mirrors||-||s||s||S|
|Body Coloured, Outside Door Handles||-||S||S||-|
|Chrome Outside Door Handles||-||-||-||S|
|Full Wheel Covers||-||S||-||-|
|Alloy Wheels, R14 Clean Silver||-||-||S||-|
|Alloy Wheels, R15 Diamond Cut||-||-||-||S|
|Turn Indicators on Outside Mirrors||-||-||S||S|
|Boot Lid Spoiler||-||s||S||S|
|2-Tone Beige & Black Key Interior Colour||S||S||S||S|
|Blue Interior Illumination||s||S||S||S|
|Front & Rear Door Map Pockets||s||S||S||S|
|Front & Rear Room Lamps||s||S||S||S|
|Adjustable Rear Seat Headrests||s||S||S||S|
|Rear Seat Center Armrest with cup holder||-||S||S||S|
|Front Passenger Seat Back Pocket||-||-||s||s|
|Metal Finish Inside Door Handles||-||-||s||s|
|Chrome Finish, Gear Knob||-||-||S||s|
|Chrome Finish, Parking Lever Tip||-||-||s||S|
|Leather-wrapped Steering Wheel||-||-||-||S|
|Leather-wrapped gear knob with chrome coating||-||-||-||S|
|Warning & Indicators, Gear Shift (MT only)||s||S||S||S|
|Warning & Indicators, Door & Trunklid Ajar||s||S||S||S|
|Warning & Indicators, Low Fuel||s||S||S||S|
|Multi Information Display (MID), Digital Clock||-||S||S||S|
|Multi Information Display (MID), Dual Tripmeter||S||S||S||S|
|Multi Information Display (MID), Average Vehicle Speed||S||S||S||S|
|2-DIN Integrated Audio||-||MT Only||-||-|
|12.83cm Color Touch Screen Audio||-||AT Only||-||-|
|17.64cm Audio Video with Smart Phone Navigation*||-||-||S||S|
|Aux-in & USB Connectivity||-||S||S||s|
|Steering Wheel Mounted Controls, Audio||-||S||S||S|
|Steering Wheel Mounted Controls, Bluetooth||-||S||S||S|
|Steering Wheel Mounted Controls, Voice Recognition||-||-||S||S|
|iblue (Audio Remote Application)||-||S||S||S|
|Radio with DRM Compatibility||-||S||S||S|
|Smart Phone Holder with Charging Port||-||AT only||-||-|
|Front (2) & Rear (2) Speakers||-||S||S||S|
|Motor Driven (Electric) Power Steering||S||S||S||S|
|Air Conditioning, Manual AC with Heater||S||S||S||-|
|Air Conditioning, Full Automated Temperature Control (FATC)||-||-||-||S|
|Air Conditioning, Rear AC Vents||-||S||S||S|
|Air Conditioning, Eco Coating Technology||S||S||S||S|
|Power Outlet, Front||S||S||S||S|
|Power Outlet, Rear||-||S||S||S|
|Power Windows, Front||S||S||S||s|
|Power Windows, Rear||-||S||S||S|
|Power Windows, Auto Down (Driver only)||-||S||S||S|
|Outside Mirror, Internally adjustable||S||-||-||-|
|Outside Mirror, Electrically adjustable||-||S||S||S|
|Outside Mirror, Electric Folding||-||-||S||S|
|Cooled Glove Box||S||S||S||S|
|Wireless Phone Charger||-||-||S||S|
|Passenger Vanity Mirror||-||-||S||S|
|Driver Seat Height Adjuster||-||-||S||S|
|Push Button Start/Stop||-||-||-||S|
Below are the variants of Hyundai Xcent, as in August, 2019:
The follow are the ex-showroom prices for each of the variants of Hyundai Xcent, as in August, 2019:
|Xcent 1.2 VTVT E1197 cc, Manual, Petrol, 20.14 kmpl||Rs. 5.74 lakhs|
|Xcent 1.2 VTVT S1197 cc, Manual, Petrol, 20.14 kmpl||Rs. 6.44 lakhs|
|Xcent 1.2 CRDi E1186 cc, Manual, Diesel, 25.4 kmpl||Rs. 6.67 lakhs|
|Xcent 1.2 VTVT SX1197 cc, Manual, Petrol, 20.14 kmpl||Rs. 7.06 lakhs|
|Xcent 1.2 VTVT S AT1197 cc, Automatic, Petrol, 17.36 kmpl||Rs. 7.35 lakhs|
|Xcent 1.2 CRDi S1186 cc, Manual, Diesel, 25.4 kmpl||Rs. 7.43 lakhs|
|Xcent 1.2 VTVT SX Option1197 cc, Manual, Petrol, 20.14 kmpl||Rs. 7.84 lakhs|
|Xcent 1.2 CRDi SX1186 cc, Manual, Diesel, 25.4 kmpl||Rs. 8.0 lakhs|
|Xcent 1.2 CRDi SX Option1186 cc, Manual, Diesel, 25.4 kmpl||Rs. 8.78 lakhs|
Covers for any damages/losses caused to the third party
Provides comprehensive coverage for your own car
Offers cashless transactions through network garages
Get end to end claims assistance
A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.
If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.
Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.
The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.
You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.
If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.
Below is the online and offline process for purchase and renewal of Hyundai Xcent:
Visit the official website of your preferred insurance company. All you need to do is enter the required information regarding your Hyundai Xcent variant, along with some personal details, the premium that you want to pay, etc. Complete the payment process to generate the car insurance policy, which will be forwarded to your registered email ID.
Alternatively, you can visit the website of any Third Party Aggregator, enter the required details to view the quotes for a varied range of car insurance plans across insurers.
Xcent, from the South Korean global car manufacturer, Hyundai, was launched in India in early 2014 as the substitute for second generation Accent. The sedan is a balanced blend of utility and aestheticism with its varied range of practical and luxury features, making it one of the best choices of premium sedan for a family.
Is it mandatory to insure my Hyundai Xcent in India?
In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.
How will the engine’s CC affect my Hyundai Xcent’s car insurance premium?
The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:
• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc
Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.
What are the documents required to buy Insurance for my Hyundai Xcent?
With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.
• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required
What if I had provided wrong policy information while buying my Hyundai Xcent’s car insurance?
You may wish to make changes to your existing Hyundai Xcent’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.
Is it possible to renew my Hyundai Xcent’S car insurance policy from third-party to comprehensive?
Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.
Can I renew my Hyundai Xcent car insurance with another Insurance company?
Yes, you can renew your car insurance with another insurance company without any hassles.
How does Coverfox.com assist me with car insurance comparison?
When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.
What if I plan to cancel my Hyundai Xcent’s car insurance policy? In such a case, what should I do?
There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.