Lamborghini Car Insurance

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Lamborghini Car Insurance

It was founded by Ferruccio Lamborghini in 1963. Lamborghini is owned by Volkswagen Group through its subsidiary Audi. Lamborghini needs no introduction. It is a class in itself. Their cars are renowned for their design that is blended with richness, speed, elegance, and built. Lamborghini builds cars that are par excellence when it comes to supercars. At present, Lamborghini offers 3 car models for Indian customers - Aventador, Urus and Huracan. With Lamborghini Huracan as the lowest priced model and Lamborghini Aventador as the highest priced. Lamborghini, the name is enough.

Top Lamborghini Car Models With Car Insurance Price

Lamborghini Car Insurance premium rates for the top Lamborghini Cars are as follows:

Lamborghini Car Models(2019 Registration)
Lamborghini Model Variant Insured Declared Value Zero Depreciation Cover Lamborghini Insurance Price More Plans
Lamborghini Huracan LP 610 4 2,22,88,000 1,46,672 4,17,655
Lamborghini Aventador LP700 4 2,83,68,720 1,86,688 5,31,602
Lamborghini Urus V8 1,73,60,000 1,14,242 3,25,310

Disclaimer: The above Lamborghini car insurance premium rates may change as per the Lamborghini car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Add-ons For Your Lamborghini Car Insurance

Why Is It Important to Have Lamborghini Car Insurance

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Its Simple and Instant


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Essential Information about Lamborghini Car Insurance

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Inclusions of a Lamborghini Car Insurance?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

Its Simple and Instant

Exclusions of a Lamborghini Car Insurance?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Frequently Asked Questions

  • Q. What happens if my Lamborghini car insurance is already expired?
    • Even if your car insurance policy lapses for a single day, you may have to pay a hefty penalty. Because having a valid and legal car insurance policy is a must for all the vehicles plying on the Indian roads as per the Motor Vehicles Act, 1988.

      If your policy has expired, you need to renew car insurance policy immediately without delaying it any further. It's not only about the penalty, but also, if in between the period of renewal, any loss or damage incurred due to an unfortunate incident will not be covered by the insurance company.

      To renew car insurance policy, you can simply use the Coverfox's car insurance premium calculator to compare quotes offered by the top insurers. Once you finalize the insurer, the insurance company will send a surveyor to take a survey of your car. That is, the insurance company will arrange for an inspection of your Lamborghini car. If there are no damages and the surveyor confirms, the insurance company will issue an insurance policy.

      Things to keep in mind: Delay in more than 90 days to renew your Lamborghini car insurance means no NCB discounts. Plus, the premium may increase.

      It is therefore advisable, to renew your car insurance policy before it lapses. Buying your Lamborghini car insurance policy from Coverfox ensures that you never forget your renewal date, lose NCB discounts or pay a hefty penalty. Stay covered.

  • Q. Which add-ons should I look for when renewing my Lamborghini car insurance policy?
    • If you have purchased a new Lamborghini car, it is advisable to check out few add-on covers. The most common add-ons that you must check out are Zero Depreciation, Return to Invoice, and Engine Protector.

      Buying these add-ons means an increase in premiums, but is a sure shot way to save tons of money in case of any unfortunate incidents or at the time of claims. The garage cost would be too high.

  • Q. Is premium dependent on engine capacity? If yes, then how?
    • Yes, the premium of car insurance policy depends on the engine capacity of the car. The higher the engine capacity (cc), the higher is the premium charged. So, if you bought a Lamborghini Urus, having the engine capacity of 3996 cc and your friend has a car with an engine capacity of 1200cc, your will be charged more because of the higher engine capacity.

  • Q. What if I have provided wrong information while buying Lamborghini car insurance?
    • If you have given any wrong information, even if it is by mistake, but you need to get it corrected immediately.

      For instance, you've bought Lamborghini Urus, but the in your policy it mentions a wrong engine chassis number or engine capacity, it is considered as null and void. And such a policy is not considered as a legal document to support your claims.

      Even if there’s a minor correction in the spelling of your name or surname, it is recommended to get it rectified immediately.

      Please ensure everything mentioned in the Lamborghini car insurance policy document is as it should be. And check all the minute to minute details the moment you receive it in your inbox.

      If you find anything that is wrongly informed or printed, contact the insurance company for the required changes and only then accept the car insurance policy.

  • Q. From whom should I buy/renew my Lamborghini car insurance, broker, agent or insurance company?
    • There are a number of ways you can buy or renew a car insurance policy for your Lamborghini car. You may be knowing some agent from who you had previously purchased, however, agents can only sell policy from one company. A broker will provide you with a number of options of premium quotes from the top insurance companies. Lastly, you can also directly buy or renew from an insurance company.

      Each has their own benefits. However, there are things that are exclusively offered by online insurance brokerage company. When you buy an insurance policy from an online insurance broker like Coverfox, you get many goodies:

      • You can compare quotes and add-on covers online at no cost.
      • You can customize your policy and select the right type of insurance policy.
      • You get policy instantly in your inbox. And with no paperwork, you save time.
      • supports you at the time of claims. We have a team of experts to support you at every step to ensure a hassle-free claims process.
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