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icon Car Insurance icon Lexus icon Es
  • Overview
  • Types
  • Addons
  • Inclusions
  • Exclusions
  • How to Buy
  • How to Claim
  • Frequent Questions

Lexus ES Insurance

Lexus ES is a luxury midsize sedan with a sleek and sporty design, giving you a classic driving experience. The car gets a striking illumination owing to elegant LED lights and provocative grille pattern. The car features a range of safety features i.e. the Lexus Safety System+ 2.5 that is designed to provide you with more peace of mind. In terms of comfort too, you get access to a spacious legroom, power wear sunshade, and supple semi-aniline leather–trimmed seats.

The 7th generation of the car was first displayed at the Beijing Motor show. While the car does promise you a comfortable and safe experience, you should also get enough peace of mind with a car insurance policy too. Buying Lexus ES insurance is mandatory as per the law as it offers you financial and legal protection. You can choose to insure your Lexus ES car with Coverfox.com.

Types of Lexus ES Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

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Boost the Protection of your Lexus ES with these Add-ons

subtitle
No Claim Bonus

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.
Zero Depreciation

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.
Roadside Assistance

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.
Personal Accident Cover

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.
Engine Protection Cover

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.
Daily Allowance Cover

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses
Consumable Cover

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.
Accessories Cover

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.
Passenger Cover

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.
Invoice Cover

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.
Key Replacement Cover

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.
Loss of Personal Belonging

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Paid Driver Cover

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.
Tyre Damage Cover

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
RIM Damage Cover

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
Voluntary Deductible

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Lexus ES Insurance?

Accidents
Accidents
Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered
Theft
Theft
In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy
Natural and man-made calamities
Natural and Man-made Calamities
Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.
Personal Accident
Personal Accident
Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.
Third party liability
Third Party Liability
Get protection against death, disability or injury caused to the third party due to your car
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What's Not Covered under Lexus ES Insurance?

Electrical breakdown
Mechanical breakdown
Normal wear and tear
Driving without valid driving license
Consequential loss of car
Driving under influence of drugs/alcohol
Using car for illegal purpose
Commercial use of private car
Depreciation of car parts
Damages due to contributory negligence
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How to Buy / Renew Lexus ES Insurance Online at Coverfox?

  • 1 Enter Car Details
    Enter Car Details
    Fill in your Car registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Lexus ES Insurance?

  • Contact the insurance company within 48 hours of the accident or theft
  • File an FIR in case of third party damage or theft of the bike
  • Submit the required documents
  • The insurance company will appoint a surveyor to check on the extent of damages
  • The car will be sent to the garage for repair
  • Cashless service will be provided in case the car is being repaired at a network garage
  • In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report
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Lexus ES Specification

Name of the variant Price of the variant
ES 300h Exquisite Rs. 59.50 lakh
ES 300h Luxury Rs. 65.60 lakh
Engine
Number of Cylinders 4
Number of Valves 4
Transmission type Automatic
Fuel Type Petrol
Maximum Power 214.56 bhp @ 5700 rpm
Gear box E-CVT
Maximum Torque 202 Nm @ 3600 - 5200 rpm
Body Type Sedan
Engine displacement 2487
Fuel Tank Capacity 65
Suspension
Front MacPherson struts
Rear Double Wishbone
Brakes
Front Disc
Rear Disc
Capacity
Seating 5
Dimensions
Length 4975 mm
Height 1445 mm
Width 1865 mm
No. of doors 4
Weight
Kerb Weight 1740
Gross weight 2150

Explore Car Insurance for Other Lexus Models

Here are some quick links to find out more about car insurance for other Lexus models in detail
Lexus LX Insurance
Lexus ES Insurance
Lexus LS Insurance
Lexus NX Insurance
Lexus RX Insurance

Frequently Asked Questions

  • What is the mileage offered by Lexus ES?

    • Lexus ES offers mileage of up to 23km/l

  • What is the average ex-showroom price of Lexus ES?

    • The average ex-showroom price of Lexus ES is Rs. 59.50 lakh

  • What does ES stand for in Lexus ES?

    • ES stands for Elegant Sedan in Lexus ES

  • In what fuel type is Lexus ES available?

    • Lexus ES is available in hybrid fuel type i.e. both electric and petrol models

  • What type of coverage does Lexus ES insurance provide?

    • If you choose to buy Lexus ES third party insurance then you get coverage against third party death, disability and damages, whereas, comprehensive car insurance for Lexus ES offers coverage against third party damages as well as own damage.

  • Can I purchase Lexus ES insurance online?

    • Yes, you can compare car insurance premium quotes for Lexus ES insurance online to get covered with the best policy at an affordable rate.

  • What happens if I don’t buy Lexus ES insurance?

    • Not purchasing Lexus ES can lead to legal and financial trouble for you. In case you end up causing damages to a third party or your own vehicle is damaged then the insurance company will not provide any coverage and you will have to pay for the damages out of your pocket. Moreover, you will be held legally liable to pay a fine up to Rs. 2,000 or be imprisoned for 3 months in case you drive the car without a valid third party car policy. It is imperative to understand that buying third party cover for Lexus ES is mandatory as per the law.

  • What are the different types of car insurance add ons I can buy with Lexus ES?

    • The different types of add ons you can buy with Lexus ES are: Key protection add on, roadside assistance, zero depreciation, return to invoice cover, etc.

  • What is the validity of no claim bonus for Lexus ES insurance?

    • Lexus ES insurance policy’s no claim bonus is valid for a period of 90 days from the date of policy expiry

  • Can I get a discount on Lexus ES insurance?

    • Yes, you can get a discount on Lexus ES insurance by installing an anti theft device in the vehicle, claiming NCB discount or opting for a high voluntary deductible.

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