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Skoda Car Insurance
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icon Car Insurance icon Skoda
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Skoda Car Insurance

Skoda Auto India Pvt Ltd. has been serving India since November 2001 as a part of Skoda Auto, one of the largest car companies in Europe. It has set up a top-notch manufacturing plant in Shendra near Aurangabad in Maharashtra. SKODA Auto strictly believes in its principle of using the advanced technology to assure that the cars are made to the highest standard and are available at winning prices. This dedication also stretches to the excellent quality, the best services, and care for the environment.The Octavia was the original domestically produced Škoda in India.

Skoda Car Insurance
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Third Party Car Insurance
Third Party Car Insurance
Own Damage Car Insurance
Own Damage Car Insurance
Comprehensive Car Insurance
Comprehensive Car Insurance

Top Skoda Car Models With Car Insurance Price

Skoda Car Insurance premium rates for the top Skoda Cars are as follows:


Skoda Car Models(2019 Registration)
Model Variant Insured Declared Value Zero Depreciation Cover Skoda Insurance Price
Skoda Superb 2.5 ELEGANCE 14,09,940 14,551 23,645

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Skoda Laura TSI AMBITION AT 9,60,266 9,910 16,104

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Skoda Kodiaq 2.0 TDI Style 21,94,920 22,652 36,809

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Disclaimer: The above Skoda car insurance premium rates may change as per the Skoda car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

SkodaTop Models

Skoda Kodiaq
Skoda Kodiaq
Skoda Fabia
Skoda Fabia
Skoda Yeti
Skoda Yeti
Skoda Rapid
Skoda Rapid
Skoda Octavia
Skoda Octavia
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Why Is It Important to Have Insurance For Skoda Car Through Coverfox?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

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Essential Information about Insurance for your Skoda Car

Third-party Liability Insurance:

  • Covers bodily injury and /or death of third party
  • Property damage to third party

Comprehensive Coverage

  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants

Car Insurance Add-Ons

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Engine Protection Cover
Engine Protection Cover
Consumables Cover
Consumables Cover
Key Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Accident Cover
Daily Allowance Benefits
Daily Allowance Benefits
Cover Your Car Accessories
Cover Your Car Accessories

What is covered under a Comprehensive Skoda Car Insurance ?

  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover

Best Car Insurance Companies in India April 2022

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Royal Sundaram Car Insurance
Royal Sundaram Car Insurance
National Car Insurance
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SBI Car Insurance
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Liberty Car Insurance
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Shriram Car Insurance
Universal Sompo Car Insurance
Universal Sompo Car Insurance
ICICI Lombard Car Insurance
ICICI Lombard Car Insurance
Edelweiss Car Insurance
Edelweiss Car Insurance
United India Car Insurance
United India Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
IFFCO TOKIO Car Insurance
IFFCO TOKIO Car Insurance
New India Assurance Car Insurance
New India Assurance Car Insurance
Acko Car Insurance
Acko Car Insurance
Tata Aig Car Insurance
Tata Aig Car Insurance
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Cholamandalam MS Car Insurance
L and T Car Insurance
L and T Car Insurance
Future Generali Insurance
Future Generali Car Insurance

What is not covered under a Comprehensive Skoda Car Insurance ?

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

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Car Insurance Expired Policy
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Comprehensive Car Insurance
Commercial Car Insurance
Commercial Car Insurance
Car Insurance Add Ons
Add Ons
Zero Depreciation Car Insurance
Zero Depreciation
No Claim Bonus(NCB)
No Claim Bonus(NCB)
Engine Protect Cover
Engine Protect Cover
Motor Insurance
Motor Insurance
Car Manufacturer
Car Manufacturer

Upcoming Skoda Cars in India 2025

Skoda is set to impress India with new cars that blend stylish design, advanced technology, and powerful performance. These models promise a luxurious driving experience with innovative features and unmatched comfort.

Car Model Expected Price Range Expected Date of Release
Skoda Octavia Facelift Starts from 40 lakhs March 2025
Skoda Enyaq iV Starts from 55 lakhs March 2025
Skoda Kodiaq 2025 Starts from 40 lakhs April 2025

*Prices may vary across cities due to factors like taxes, dealer charges, and location-based fees.

Frequently Asked Questions

  • Q. How much time does the renewal of a Skoda car insurance take?

    • Visit the Coverfox website and renew your Skoda car insurance in 5 minutes.

  • Q. What insurance add-ons should I buy with Skoda cars?

    • The commonly opted car insurance add-ons with Skoda cars include zero depreciation, engine cover, NCB (No Claim Bonus) cover and RSA (Roadside Assistance) cover.

  • Q. Where to purchase a car insurance policy for my Skoda car?

    • You can visit our website Coverfox.com, compare the available premium quotes for Skoda cars, and choose what best suits your needs.

  • Q. How will the engine’s CC affect my Skoda car insurance premium?

    • The total volume of all the cylinders in the car’s engine added together in cubic centimeters (cc) or liters. This has a direct impact on third-party premium. Driving a car that has a high engine CC will have more power and travel faster as it as a great mileage. The risk here is greater as compared to driving a vehicle with low engine CC (with less horsepower and limitation on speed). Higher the cubic capacity, higher is the risk. And if the risk is high, the insurance premium would be more.

  • Q. Which insurer holds the best claim settlement ratio for Skoda cars?

    • Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are the car insurers who have registered a great claim settlement ratio for Skoda cars.

  • Q. How to renew my Skoda car insurance online?

    • Coverfox makes the renewal process of your Skoda Insurance even more convenient. We have a safe and quick online Skoda insurance policy renewal facility.

  • Q. Where to buy a car insurance plan online for my Skoda car?

    • You can buy a car insurance plan online for your Skoda car by visiting the website of Coverfox. The Coverfox platform helps you compare car insurance premium quotes provided by several insurance companies for your Skoda car. This process enables you to pick a policy based on your budget and requirements.

  • Q. Do I need to have third party car insurance for Skoda cars?

    • Yes, you need to have a third party car insurance plan at least while driving, as per the Indian Motor Tariff. Thus, it is mandatorily applicable for all Skoda cars’ car owners to own a liability-only car insurance plan.

  • Q. Will I have to purchase a standalone own-damage car insurance policy for my Skoda car compulsorily?

    • No, it is not compulsory to own a standalone own-damage car insurance policy; it is only an option. However, it is recommended for all the car owners as the third party car insurance provides cover to third party people only, and no coverage is offered for your damages.

  • Q. Can I shift the No Claim Bonus (NCB) benefit from my old insurance plan to my new Skoda car insurance plan?

    • Yes, you can shift your No Claim Bonus (NCB) benefit from your last car insurance plan to your new Skoda car insurance plan as it is provided to the policyholders and not to the car. With this process's help, you can get your earned NCB discount on your new car insurance policy and reduce your next year’s amount of premium.

  • Q. How to include a zero depreciation add-on cover in my plan for my Skoda car?

    • You can include a zero depreciation add-on cover in your Skoda car's car insurance policy by paying a little extra cost of premium along with the premium of the base car insurance cover. You can include this add-on cover online or offline via the Coverfox platform or from the insurance company.

  • Q. How to get insurance-related assistance for my Skoda car?

    • You can contact the customer care support of Coverfox by calling 1800 209 9930 any time from 10 am - 7 pm.

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