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Skoda Octavia Car

Skoda Octavia is a classy sedan model. It has elegant interior and exterior design. It has electronic brake force distribution mechanism which provides steady performance.

It is well equipped with adorable seats and alloy wheels.

The front side of the car has an aggressive look with radiant tail light, bumper colored with color same as the body color, etc. The interior of the car is both comfortable and classy. There are 5 variants of this car with 3 engine, 2 transmission and 2 fuel option.
Note - All the information contained in this page has been sourced from the website of Skoda Auto

Skoda Octavia Features

The features of Skoda Octavia include:

  • Strong, chiseled aesthetic
  • Powerful, refined engine variants
  • Various active and passive assistant systems
  • Electrically-adjustable panoramic sunroof made from tinted glass
  • Two types of headlamps available

Skoda Octavia Specifications

AmbitionStyleL & K
Alloy wheels R(16), AlcatrasStandard equipment
Alloy wheels R(16), VelorumStandard equipmentStandard equipment
Chrome Package
Chrome surround for radiator grilleStandard equipmentStandard equipmentStandard equipment
Chrome trim on controls for infotainment system and air conditioningStandard equipmentStandard equipmentStandard equipment
Chrome trim on front and rear air conditioning ventsStandard equipmentStandard equipmentStandard equipment
Chrome trim on steering wheel, interior door handles, gear-shift selector Standard equipmentStandard equipmentStandard equipment
ABS (Anti-lock Braking System)Standard equipmentStandard equipmentStandard equipment
EBD (Electronic Brake force Distribution)Standard equipmentStandard equipmentStandard equipment
HBA (Hydraulic Brake Assistant)Standard equipmentStandard equipmentStandard equipment
Dual front airbagsStandard equipmentStandard equipmentStandard equipment
Side airbags at frontStandard equipmentStandard equipmentStandard equipment
SeatsStandard equipmentStandard equipment
12-way electrically adjustable passenger seat including lumbar support Standard equipment
Information Display
Central infotainment systemStandard equipmentStandard equipmentStandard equipment
Colour MaxiDOT Board computer - with Audio / Telephone / Vehicle / Driving Data Standard equipmentStandard equipment
1.4 TSI/110 kW1.8 TSI/132 kW (A)2.0 TDI/105 kW2.0 TDI/105 kW (A)
Engine typeTurbocharged petrol engine, direct injection systemTurbocharged petrol engine, direct injection systemTurbocharged diesel engine with common rail systemTurbocharged diesel engine with common rail system
Displacement [cm3]1395179819681968
Wheel drivefront wheel drive front wheel drive front wheel drive front wheel drive
TransmissionManual 6-speedAutomatic 7-speed DSGManual 6-speedAutomatic 6-speed DSG

Skoda Octavia Interior and Exterior


  • Chrome trim on controls for infotainment system and air conditions
  • Silver decor - front centre console and door panels
  • Ivory colour upholstery
  • Rear windscreen defogger with timer
  • Dual front airbags and side airbags at front
  • 6.5-inch colour touchscreen central infotainment system capacitive technology
  • Dual-zone climatronic


  • Alloy wheels R16, Velorum
  • Chrome surround for radiator grille
  • Turn indicator in external mirrors
  • Front fog lights
  • Body colour - bumpers, door handles and external mirrors

Source: Skoda Auto

List of Skoda Octavia models/variants

Sl. No.Variants
3L & K

Skoda Octavia Price in India

Octavia VariantEx-showroom Price
Style 1.8 TSI AT₹ 20,59,599
L & K 1.8 TSI AT₹ 23,59,599
Ambition 1.4 TSI₹ 15,99,599
Style 1.4 TSI₹ 18,99,599
Style 2.0 TDI CR AT ₹ 22,99,599
L & K 2.0 TDI CR AT₹ 25,99,599
Ambition 2.0 TDI CR MT₹ 17,99,599
Style 2.0 TDI CR MT₹ 20,79,599

Source: Skoda Auto

Why Is It Important to Have Insurance For Skoda Octavia Car Through Coverfox?

  • Covers for any damages/losses caused to the third party

  • Provides comprehensive coverage for your own car

  • Offers cashless transactions through network garages

  • Get end to end claims assistance

Essential Information about Insurance for your Skoda Octavia Car

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What is covered under a Comprehensive Car Insurance?
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What is not covered under a Comprehensive Car Insurance?
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Increase Protection of Skoda Octavia Car with these Add-ons

Choose The Right IDV

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Comprehensive Car Insurance Premium with these Discounts


    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.


    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.


    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.


    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

How to Buy/Renew Car Insurance for Skoda Octavia?

You can buy or renew car insurance for your Skoda Octavia through the website of Compare the different policies available and then shortlist your options on the basis of which plan fits your needs the best. Submit the basic details of your car, like make, model, registration number, manufacturer, and then select the premium amount. Next, submit your KYC details, such as your personal details and communication address. Post submission, you will be directed to the payment page, where you can pay your premiums and purchase the policy. You can also request a call back by submitting your telephone number on the website and schedule an appointment with an agent.

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Review of Skoda Octavia

Skoda Octavia has taken automobile performance standards to new levels. It is the perfect blend of comfort, luxury, space and performance. The exterior design of Skoda Octavia is sleek, crystalline, strong and robust, while the interior is astutely designed.

FAQs on Skoda Octavia

Is it mandatory to insure my Skoda Octavia in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

How will the engine’s CC affect my Skoda Octavia’s car insurance premium?

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

• Cars not exceeding 1000 cc
• Cars exceeding 1000 cc but not exceeding 1500cc
• Cars exceeding 1500cc

Incidentally, the cubic capacity of the car also has a direct impact on the Third Party premium, too. So, the higher the cubic capacity of your car, the more is the premium.

What are the documents required to buy Insurance for my Skoda Octavia?

With the availability of online platforms, buying insurance is a very simple and hassle-free procedure. However, following are the documents that you would need to keep handy.

• The copy of your Registration Certificate (RC) of your vehicle
• The invoice copy for a new car
• Previous insurance policy
• No claim bonus reserving letter, whenever required

What if I had provided wrong policy information while buying my Skoda Octavia’s car insurance?

You may wish to make changes to your existing Skoda Octavia’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Skoda Octavia’S car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Skoda Octavia car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does assist me with car insurance comparison?

When you compare quotes on, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Skoda Octavia’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.