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Diseases list covered by Health Insurance

It’s important to know that health insurance pays for most of your hospitalization expenses. However, it’s equally important to understand which diseases are covered under health insurance. Here’s a list of diseases covered by a general health insurance plan.

Please note: What’s covered & not covered can at times be different from plan to plan. It’s advisable to connect with an expert and understand your plan properly.

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Top Health Insurance Plans

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Health Insurance Companies Provides Cashless Treatment

HDFC ERGO
HDFC ERGO Health Insurance
Reliance
Reliance Health Insurance
Oriental
Oriental Health Insurance
Royal Sundaram
Royal Sundaram Health Insurance
National
National Health Insurance
SBI
SBI Health Insurance
Liberty General
Liberty Health Insurance
Universal Sompo
Universal Health Insurance
ICICI Lombard
ICICI Lombard Health Insurance
United India
United India Health Insurance
Bajaj Allianz
Bajaj Allianz Health Insurance
IFFCO TOKIO
IFFCO TOKIO Health Insurance
LIC
LIC Health Insurance
Care
Care Health Insurance
Raheja
Raheja QBE Health Insurance
Niva Bupa
Niva Bupa Health Insurance
New India Insurance
New India Health Insurance
TATA AIG Insurance
TATA AIG Health Insurance
Aditya Birla
Aditya Birla Health Insurance
Star
Star Health Insurance
ManipalCigna
ManipalCigna

Types of Diseases covered by Health Insurance

Diabetes

Diabetes Mellitus, most commonly called diabetes, is a type of metabolic disease causing high blood sugar. Diabetes can lead to various complications like;

  • Heart disease
  • Kidney ailments
  • Skin conditions
  • Eye damage
diabetes

Malaria

Malaria is caused when the infected anopheles mosquito bites you. When this infected mosquito bites, it releases the malaria causing parasite into your bloodstream. If not treated quickly, the infection can lead to severe complications causing;

  • Anaemia
  • Kidney failure
  • Coma
  • Death
Malaria

Novel Coronavirus

Coronavirus disease also commonly known as COVID-19 is mainly caused by a virus called SARS-CoV-2. Most people getting infected by COVID-19 will experience mild or moderate symptoms. They can recover with simple treatment. However, people with pre-existing diseases or comorbidities will require serious medical attention. COVID-19’s complications include;

  • Pneumonia
  • (ARDS) acute respiratory distress syndrome
  • Septic shock
  • Multiple organ failure
  • Death
Novel Coronavirus

Dengue

Dengue is caused when the infected mosquito bites you. The dengue virus is carried by a group of mosquitoes namely genus Aedes. If not treated quickly, the infection can lead to severe complications causing;

  • Oophoritis
  • Orchitis
  • Iritis
  • Pneumonia
  • Hepatic injury
  • Viral encephalitis
  • Encephalopathy
  • Seizures
  • Cardiomyopathy
Dengue

Vector-borne

Vector-borne diseases are a set of infections that are caused when the infected arthropod species bite you. These infected insects include blackflies, sandflies, triatomine bugs, ticks & mosquitoes. Vector-borne diseases lead to further diseases like;

  • Tularemia
  • Mountain spotted fever
  • Plague
  • West Nile (Viral disease)
  • Dengue
  • Lyme
Vector-borne

Tuberculosis

Tuberculosis, also called TB, is a life-threatening infectious disease. It mainly affects your lungs. The bacteria causing TB spreads from person to person via tiny infected droplets in the air, when a person sneezes or coughs. Tb can be fatal as the infection spreads throughout the lungs & other parts like;

  • Lymph glands
  • Spinal cord
  • Brain
  • Spine
  • Bones
Tuberculosis

Low Blood Pressure

Low blood pressure is when a person's blood pressure is many times lower than the normal range. Blood pressure which is in the normal range is considered to be around 120/80mmHg. Blood pressure that is 90/60 or lower is considered as low blood pressure. Low blood pressure can lead to complications like;

  • Fainting
  • Weakness
  • Dizziness
  • Heart damage
  • Brain damage
Low-Blood-Pressure

High Blood Pressure

High blood pressure also called hypertension is when a person's blood pressure is consistently quite higher than the normal range. Blood pressure which is in the normal range is considered to be around 120/80mmHg. Blood pressure that is 140/90mmHg or higher is considered as high blood pressure. High blood pressure can lead to complications like;

  • Stroke
  • Heart failure
  • Heart attack
  • Kidney problems
  • Dementia
  • Metabolic syndrome
High-Blood-Pressure

Heart Attack

A heart attack happens when one of your coronary arteries or multiple coronary arteries are blocked. These blockages happen due to fatty deposits caused by high cholesterol. The risk factors that can lead to a heart attack include;

  • High blood pressure
  • Obesity
  • High cholesterol
  • Family history
  • Excessive mental stress
  • Diabetes
Heart-Attack

List of Diseases Covered by Health Insurance

Asthma
Asthma
Dengue
Dengue
Diabetes Mellitus
Diabetes Mellitus
Malaria
Malaria
Thyroid
Thyroid
Corona Virus
Corona Virus
Oral Cancer
Oral Cancer
Heart Attack
Heart Attack
Stroke
Stroke
Paralysis
Paralysis
Obesity
Obesity
Fatty Liver
Fatty Liver
Sarcopenia
Sarcopenia
Swine Flu
Swine Flu
Vector Borne
Vector Borne
Thyroid Cancer
Thyroid Cancer
Testicular Cancer
Testicular Cancer
Spinal Cord Tumour
Spinal Cord Tumour
Tuberculosis
Tuberculosis
Parkinson
Parkinson
Alzheimer
Alzheimer
Blood Pressure
Blood Pressure
Plaque
Plaque
Breast Cancer
Breast Cancer
Polio
Polio
Bird Flu
Bird Flu
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