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icon Health Insurance icon Diseases icon Blood Pressure

Blood Pressure

The network of blood vessels in the human body keeps changing with age. Eventually, arteries turn out to be stiffer than usual. This creates a major impact on blood pressure. While people might feel they are doing just fine, this silent killer condition does not show any highlighted signs of illness that can help detect blood pressure at an early stage.

Another fact about high and low blood pressure is, although more than half of the adults get affected by this condition, they are hardly aware of it. Under such circumstances, it is important to study the condition properly and start doing your part to take control of it before it takes control of you!. Getting Health insurance helps in medical expenses for any-kind of Diseases.

What is blood pressure?

Blood pressure definition can be stated as the amount of force that the human heart puts to pump blood across the body. Blood pressure is generally categorized into two parts: High blood pressure and low blood pressure.

Blood Pressure Range

Blood pressure is measured in millimetres of mercury (mm hg). Blood pressure ranges are calculated by their readings. Typically,

  • Diastolic blood pressure: the lowest number in a BP reading. It is measured when the vessels experience pressure in between the heartbeats when the heart fills the blood at the time of returning from the body.
  • Systolic blood pressure: the highest number in a BP reading. This number measures the blood pressure that your vessels experience as the heart pumps the blood out to the body.

Based on your readings, it is important to maintain your lifestyle to stay within a normal blood pressure range.

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Blood Pressure Types

As stated above, blood pressure is categorised into two parts. Usually, doctors prefer treating blood pressure by age. Let's talk about each in brief.

High blood pressure:

High blood pressure is all about close relations with smoking, being overweight, unhealthy habits, etc. If left untreated, high BP can elevate the risk of developing chronic heart and kidney disease.

Low blood pressure:

This condition is generally less common. Sometimes, the side effects of medicines, underlying conditions like dehydration and heart failure can cause low BP.

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Causes Of Blood Pressure

Low Blood Pressure

Although the cause is not always clear, low blood pressure is associated with:

  • Hormonal problems like diabetes, underactive thyroid, low blood sugar, pregnancy
  • Heart diseases like failure, arrhythmia
  • Due to medicines prescribed for depression or Parkinson's
  • Liver disease
  • Heatstroke
  • Dilation or widening of blood vessels

High Blood Pressure

Similar to low blood pressure, the causes of high BP are not clear but few things play a vital role.

  • Excessive salt in diet
  • Obesity
  • Smoking and alcohol consumption (over 2 drinks a day)
  • Lack of physical activity
  • Old age, genetics, stress
  • Chronic kidney disease, thyroid disorder
  • Family history of Blood Pressure

Symptoms of Blood Pressure

Let us take a look at the various symptoms that you need to watch out for

High Blood Pressure Symptoms

Severe high BP has the following symptoms:

  • Dizziness
  • Flushing
  • Blood spot in eyes
  • Nosebleeds and headaches (rare)
  • If you have a Family history of heart disease, your health provider will recommend you checking your blood pressure twice a year

Low Blood Pressure Symptoms

This means the crucial organs are not receiving enough blood. Individuals might feel unwell or tired. Some symptoms include

  • Lightheadedness, dizziness, tiredness, fatigue
  • Nausea
  • Discomfort in the stomach
  • Urge to vomit
  • Blurry vision
  • Unconscious feeling/fainting
  • Persistent feelings and mood changes
  • Clammy damp sweaty skin
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Preventive Measures Against Blood Pressure

When you have risk factors for high blood pressure and low blood pressure, you can take preventive measures to lower the risk and intensity of the condition and complications. Here's how!

High BP

  • Cut on unhealthy food and add more fresh vegetables and fruits to your diet
  • Limit the intake of refined sugar-sweetened foods, cereals, sodas, yoghurts, on daily basis
  • Watch your sodium intake. Try keeping it between 1500-2300 milligrams per day
  • Cut off/reduce the amount of prepackaged and fast food. They are high in sodium, oil, etc.
  • Aim for weight loss goals. Create a diet chart and start doing physical activities
  • Monitor your lifestyle. Lower all your unhealthy habits
  • Check in with your doctor regularly to keep a track of your normal blood pressure range.

Low BP

  • Bring a change in your lifestyle. Adopt a healthy lifestyle to lower your hypotension
  • Stay hydrated always. This prevents dehydration and helps you sustain in a hot location
  • Increase your electrolyte consumption to keep a normal blood pressure
  • Study your stress and emotional triggers. Plan ahead to avoid situations when you are dizzy, unwell.
  • Flex your legs and move around when you stand for long periods
  • Rather than standing up fast, take your time and use small movements.
  • Avoid standing up immediately after having food
  • Take smaller meals throughout the day
  • Some conditions require medical assistance. Check-in with your doctor to get medications for low blood pressure.

Health Plans for Blood Pressure

Being prepared for blood pressure issues may not always be possible, as in most cases, the problem arises suddenly. Being aware of the signs that your body may give you is crucial. Under such a scenario it becomes all the more important that you get the coverage of a health insurance plan so that even in case of a medical emergency, you can get the best treatment. Let us take a look at some health plans for Blood Pressure:

Name of the Plan Best Features
Care Freedom Health Insurance Plan
  • Sum insured ranges from INR 3 lakhs to 10 lakhs
  • Covers annual health check-ups
  • No pre-policy medical tests required
  • Only a 2-year waiting-period for pre-existing diseases
HDFC Life Health Insurance
  • Hospitalisation expenses are covered
  • Helps you save on the OPD bills and doctor’s visits
  • Road Ambulance expenses are covered
Aditya Birla Activ Health
  • Covers in-patient hospitalisation expenses
  • Covers Domiciliary Hospitalisation
  • Reload of the sum insured is available
  • Daycare treatment is covered
ICICI Lombard Complete Health Insurance
  • This plan covers covid-19 hospitalisation as well
  • Unlimited reset benefit
  • No co-payment clause
  • 2-year waiting-period for pre-existing diseases

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Benefits of health insurance for Blood Pressure

Irregular blood pressure can cause serious damage to your body. It is extremely important that you get the coverage as health insurance plans for Blood Pressure come with the following benefits:

Helps manage high-cost treatment:

With the right kind of health insurance plan you can rest assured that you would be able to afford quality treatment without having to worry about hospital bills.

Comprehensive Coverage:

Most health insurance plans that cover Blood Pressure will include the in-patient expenses, doctor’s consultation, investigations, cost of medicines etc.

Wide Range of Sum Insured:

Depending on your insurance needs you can opt for a sum insured that can be up to INR 2 crore.

Peace of Mind:

In today’s times when blood pressure problems are becoming more and more common, it is reassuring that you have the financial backup of a health insurance policy that would keep you safe and help you in getting the right treatment.

Inclusions in a health insurance policy for Blood Pressure

Most health insurance plans for BP offer comprehensive coverage for their patients. Let us take a look at the common inclusions in such plans. Please bear in mind that the list is only indicative. For an exhaustive list, please refer to the policy document:

  • In-patient medical treatment expenses are covered, once the waiting period is over
  • When you go to a network hospital, you can avail the benefit of cashless hospitalisation
  • Most plans cover alternative treatments: Ayurveda, Yoga, Unani, Siddha, and Homoeopathy
  • Annual health check-ups allow you to keep a close eye on your physical condition
  • Pre and post hospitalisation charges are covered up to a specified number of days
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Exclusions in a health insurance policy for Blood Pressure

Let us now take a look at the situations that are not covered in a health insurance policy for Blood Pressure:

  • No coverage is provided unless the required waiting period/ survival period is complete
  • Treatment taken outside India is not covered
  • Treatment that is taken for, Alcoholism, or any addictive condition is not covered

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  • 2 Compare the Plans
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    You will soon see a list of plans that suit your requirements. Browse through them. You can select a few to compare them further.
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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

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Frequently Asked Questions

  • Q. How to lower blood pressure?

    • You should exercise regularly, lose extra pounds, quit smoking, cut on extra sodium, caffeine, etc. For best treatment, try doing yoga and meditation, after consulting your doctor/ physician.

  • Q. How to control blood pressure?

    • Keep a track of your sugar and carbohydrate intake. Eat more potassium. Ensure getting good sleep, stop caffeine, smoking, drinking, and pump in plenty of iron content food. Eat less salt. Be in regular touch with your doctor/ physician.

  • Q. How to increase blood pressure?

    • To increase your blood pressure, try increasing salt intake, canned food, cottage cheese, drink plenty of fluids, boost b12 intake, and drink caffeine. However, such steps should be taken in consultation with your doctor.

  • Q. Is high blood pressure covered by insurance?

    • Yes. Insurances do provide cover for hypertension/high blood pressure.

  • Q. Is it hard to get life insurance with high blood pressure?

    • An individual with high blood pressure is eligible for life insurance only if there are no other serious health conditions present. Also, individuals need to state they are following their doctor's advice to manage blood pressure.

  • Q. Can I claim a blood pressure monitor?

    • Yes. Under the appliances grouping, patients can claim a BP monitor. However, it is recommended that you check the same from your insurance provider.

  • Q. Why do patients with hypertension need health insurance?

    • Patients with hypertension need health insurance to build a safe future. Generally, as hypertension is a chronic disease, the medical expenditure keeps recurring. Hence, check with your insurance provider to get yourself enrolled under the insurance plan.

  • Q. Can I get life insurance with high blood pressure and diabetes?

    • Yes. You can get life insurance with diabetes and high blood pressure. However, the coverage options might be limited. Also, it depends on the level of risk you are linked with.

  • Q. Why would I get turned down for life insurance?

    • The reasons could be anything. From medical reasons like serious heart disease to poor results of medical exams, or fake medical reports. Some non-medical reasons include having a criminal record, facing bankruptcy, having a positive drug test, etc.

  • Q. How much does a blood pressure policy cost?

    • When it comes to the blood pressure policy cost, a lot of factors play a role. This includes your age, your gender, your present medical condition and your history. The premium of the policy also depends on the coverage and plan option that you opt for. Different insurance providers have different premium structures

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