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icon Health Insurance icon Diseases icon Swine Flu

Swine Flu

Swine Influenza, commonly called Swine Flu is a respiratory disease caused by Type A Influenza Virus. This disease is found in pigs. When the human, swine (pigs), and avian (bird) flu strains get mixed in pigs and spread to humans, it causes the H1N1 virus in humans. It is the evolved version of the Swine Flu virus found in pigs. The disease affects the respiratory system and may lead to pneumonia, worsening pre-existing asthma or diabetes in humans

Swine Flu has been one of the deadliest communicable diseases known in history that continues to exist. The Swine Flu pandemic was first reported in April 2009 when found in two children in California. Soon in June 2009, Who declared it a pandemic but the situation ended by August 2010. Swine Flu deaths reported were approximately 5.7 Lakhs worldwide. Even the Spanish Flu of 1918 is considered to be an H1N1 virus. However, now the situation is better due to the availability of the Swine Flu vaccine all across the globe.

Health Insurance Companies Provides Cashless Treatment

HDFC ERGO
HDFC ERGO Health Insurance
Reliance
Reliance Health Insurance
Oriental
Oriental Health Insurance
Royal Sundaram
Royal Sundaram Health Insurance
National
National Health Insurance
SBI
SBI Health Insurance
Liberty General
Liberty Health Insurance
Universal Sompo
Universal Health Insurance
ICICI Lombard
ICICI Lombard Health Insurance
United India
United India Health Insurance
Bajaj Allianz
Bajaj Allianz Health Insurance
IFFCO TOKIO
IFFCO TOKIO Health Insurance
LIC
LIC Health Insurance
Care
Care Health Insurance
Raheja
Raheja QBE Health Insurance
Niva Bupa
Niva Bupa Health Insurance
New India Insurance
New India Health Insurance
TATA AIG Insurance
TATA AIG Health Insurance
Aditya Birla
Aditya Birla Health Insurance
Star
Star Health Insurance
ManipalCigna
ManipalCigna

Causes Of Swine Flu

There are a number of Swine Flu causes that lead to the transmission of this disease. One essential point to note is eating pork does not cause Swine Flu disease. It spreads from human to human.

Let's understand what all causes this disease to spread-

  • When an infected person coughs/sneezes and the droplets are contacted by another human.
  • When an infected surface is touched by humans and then if they touch their nose or eyes, they get infected.
  • An infected person is capable of spreading the virus from the day of early signs till the 7th day. However, children may spread it for 10 days.
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Symptoms of Swine Flu

Swine Flu symptoms might appear like common cold and flu. However, you must be careful if the symptoms get severe and see your doctor as soon as possible to avoid any further severity. In pigs, Humans generally experience mild symptoms that may include-

  • Fever
  • Chills
  • Sore throat
  • Cough
  • Body aches
  • Joint aches
  • Headache
  • Lack of appetite
  • Problems in breathing
  • Runny nose and watery eyes
  • Fatigue
  • Abdominal pain
  • Some may also have diarrhoea or vomiting

When these Swine Flu symptoms become severe, it may lead to pneumonia, kidney failure, dehydration, or neurological issues.

More About Swine Flu

Swine flu in India began in 2009 with an outbreak in Hyderabad. Swine Flu Treatment is now possible due to successful vaccines and antiviral drugs. There are swine flu vaccines even for the new strain of swine flu found in 2009. People with low to mild symptoms and healthy bodies may recover on their own without any medication. However, the ones with serious symptoms may need oral drugs like Zanamivir and oseltamivir or hospitalisation

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Preventive Measures Against Swine Flu

Swine Flu disease now hopefully has a number of ways to stop its spread and transmission in humans and pigs as well. Due to the availability of the Swine Flu vaccine, this task of controlling the flu has become further possible. Other ways to prevent the spread of this disease-

  • Taking the complete dose of the vaccine is essential to avoid the chances of being infected.
  • On the farm, the farmers must use disinfectant and have a controlled temperature so that the disease does not spread further. The affected animals must be isolated and quarantined until they are fit to be a part of the herd
  • Farmers and all those having direct contact with infected pigs must follow preventive measures like sanitising hands, wearing masks, PPE and other essentials before touching them
  • One must keep washing hands on a frequent basis either with a sanitiser or soap water
  • Avoid touching your nose and mouth uselessly and try to sanitise your hands before you do so
  • In case someone you met had been infected, it is better to isolate yourself and get tested
  • When there is flu season, it is best to avoid unnecessary gatherings and crowd visits

Health Plans for Swine Flu

Here are some of the swine flu health plans that provide coverage for this disease. In times of medical care, all you need is financial support to help you focus only on your recovery and not the bills.

Name of the Plan Best Features
Care Freedom Health Insurance
  • Get cashless treatment benefits at more than 8250 network hospitals
  • The plan offers lifelong renewability
  • Individuals can also get companion benefits to certain limit
  • It includes annual health check-ups, daycare, in-patient hospitalisation and many more
HDFC Ergo Optima Restore
  • Sum insured can be 100% restored after the first claim in case of both partial and complete utilisation of the financial aid
  • 2X multiplier benefit as no claim bonus
  • Save up to ₹75,000 tax
  • Get lifetime renewals
  • With 13,000 plus cashless network, the company had a claim settlement ratio of 97%
Aditya Birla Activ Health
  • Covers mental illness hospitalisation expenses
  • Get dental consultation and investigations covered
  • Modern treatment like robotic surgeries, oral chemotherapy, etc. covered
  • Get the guidance of expert health coach
Niva Bupa Health Companion
  • Get 20% extra sum insured up to 100% as no claim bonus
  • The plan offers cashless health check-ups
  • Get in-patient treatment under Ayush up to the sum insured
  • Individuals may also avail tax benefits on the premium that is paid
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Benefits of health insurance for Swine Flu

Health insurance provides a lot of benefits to the insured individual. Some of the features may differ from plan to plan. However, the ones that are sure to avail include-

  • Comprehensive medical expenses are covered

    A health insurance plan provides a wide range of coverage ranging from hospitalisation expenses to day-care, medical check-ups, consultation, and many more

  • Cashless benefits

    Almost all the leading health insurance companies have a number of network hospitals. Here, you can get cashless treatment without any hassle

  • Tax Benefits

    Most health insurance plans also offer tax benefits under Section 80D of the Income Tax Act on the health insurance premium that is paid

  • Financial support

    During the time of medical emergencies, financial support plays a major role. This is what a health plan primarily provides

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Critical Illness Insurance
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Maternity Health Insurance
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Health Insurance for Parents of NRIs
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Family Floater Health Plans
Family Floater Health Plans

Inclusions in a health insurance policy for Swine Flu

There is a wide range of coverage provided under health plans for Swine Flu disease. Let's have a look at them-

  • Pre and post hospitalisation expenses required due to Swine Flu and other listed diseases are included
  • Day-care treatment
  • Emergency road ambulance for patients
  • Organ donor expenses is covered
  • One can save tax under Section 80D of Income Tax
  • Some plan offers lifetime renewals of the health plan
  • Some of the companies also offer modern treatment covers like oral chemotherapy
  • No claim bonus can also be availed as a benefit of making no claims
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Exclusions in a health insurance policy for Swine Flu

Providing all sorts of coverage under one plan is not practically possible. Hence, all the health plans have some exclusions. In the case of Swine Flu as well, not everything is covered. Exclusions are-

  • Some health plans do not cover pre-existing diseases
  • Illness caused due to intoxicants like drugs and alcohol is not included
  • Cosmetic treatments are mostly not covered
  • Injuries and illness occurred due to suicide attempt is excluded.

How to buy from Coverfox?

  • 1 Fill in your Details
    Fill in your Details
    Go to Health Insurance. Enter the required details. Click Get Quotes.
  • 2 Compare the Plans
    Compare the Plans
    You will soon see a list of plans that suit your requirements. Browse through them. You can select a few to compare them further.
  • 3 Make a Decision
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    When you make up your mind, you can select the policy and click ‘Buy Now’.
  • 4 Check Out
    Check Out
    Submit the application. A company executive will be in touch with you soon.

List of Diseases Covered by Health Insurance

Asthma
Asthma
Dengue
Dengue
Diabetes Mellitus
Diabetes Mellitus
Malaria
Malaria
Thyroid
Thyroid
Corona Virus
Corona Virus
Oral Cancer
Oral Cancer
Heart Attack
Heart Attack
Stroke
Stroke
Paralysis
Paralysis
Obesity
Obesity
Fatty Liver
Fatty Liver
Sarcopenia
Sarcopenia
Swine Flu
Swine Flu
Vector Borne
Vector Borne
Thyroid Cancer
Thyroid Cancer
Testicular Cancer
Testicular Cancer
Spinal Cord Tumour
Spinal Cord Tumour
Tuberculosis
Tuberculosis
Parkinson
Parkinson
Alzheimer
Alzheimer
Blood Pressure
Blood Pressure
Plaque
Plaque
Breast Cancer
Breast Cancer
Polio
Polio
Bird Flu
Bird Flu

Best Health Insurance Plans

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Frequently Asked Questions

  • Q. Is there a human vaccine for swine flu?

    • Yes, there are swine flu vaccines for humans.

  • Q. Is the flu covered by health insurance?

    • Yes, if the treatment fulfils the eligibility, most health insurance plans provide coverage for the Swine Flu disease.

  • Q. Which medicine is best for swine flu?

    • Swine Flu treatment is possible with the help of drugs like Zanamivir and Oseltamivir.

  • Q. Can I get a vaccine without insurance?

    • Yes, you can get a swine flu vaccine even without having health insurance.

  • Q. How did the swine flu start?

    • The history of Swine Flu disease began in California when two children were found infected. Gradually, it became a widespread disease.

  • Q. Why is H1N1 called the swine flu?

    • Swine flu is a disease found in pigs. When the strain develops and affects humans, it is known as the H1N1 virus. Initially, the lab tests found similar genes in swine flu as compared to influenza in pigs. However, H1N1 is a subtype of the Swine Flu influenza virus.

  • Q. Is H1N1 still around in 2021?

    • Yes, H11N1 continues to exist. However, the severity and transmission rate is much lower.

  • Q. How does swine flu affect humans?

    • Swine Flu can spread by coming in contact with infected humans. When infected, it affects your respiratory system and causes cough and cold, fever, sore throat, runny nose, etc. Most people get revived on their own while some need medications and hospitalisation. Sometimes, swine flu may also cause pneumonia, kidney failure, or neurological disease leading to death.

  • Q. When did the swine flu end?

    • WHO declared the end of the swine flu pandemic by 10th August 2010. However, swine flu may exist forever. But with the help of medications and vaccines, the pandemic-like situation can be controlled.

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