BMW R 1200 GS

Known for manufacturing high end luxury vehicles, BMW tops the list. BMW R 1200 GS two wheeler by the german automaker is a sports bike that is bound to draw looks. The bike is a good pick for adventure lovers and is suitable for daily work trips or tours. High-quality design elements with the combination of colors and style make this bike look robust. The bike also features innovative features like front spray guard, wind guiding elements and offroad protective parts that lend you support in difficult conditions. Two wheeler insurance is mandatory in India.

Buying or renewing insurance for BMW R 1200 GS from Coverfox.com is simple. Follow the below steps to understand the process in detail.

• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Third party bike insurance

• This type of insurance is mandatory as per the Motor Vehicles Act, 1988
• Compensates for the damages caused to the third party or property
• Insurance Regulatory and Development Authority of India determines the premium for this type of insurance

Comprehensive bike insurance

• This type of insurance provides coverage against damages caused to your own vehicle as well as third party
• You can purchase add-ons with this policy
• Extent of coverage provided varies from insurer to insurer
• Premium may vary depending on the coverage offered

• Zero depreciation: With this add on, you will get full claim amount without any deduction on depreciated parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in the form of towing, emergency repair case of breakdown of the vehicle

Third party two wheeler insurance claim for BMW R 1200 GS?

Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurer should be informed. In case if the vehicle owner is the victim, insurance details of the third party which has caused damage to the vehicle has to be taken down and information about the damages has to be passed on to their insurer.

Step 2: the insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount.

Own-damage two wheeler insurance claim for BMW R 1200 GS?

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company and the nearest police station.

Step 2: A surveyor is appointed by the insurance company to examine the extent of damage. The surveyor prepares a report and sends the same to the garage.

Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of BMW R 1200 GS?

Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.

Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.