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icon Two Wheeler Insurance icon Bmw icon C 650 Gt
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BMW C 650 GT Insurance

BMW C 650 GT is the latest and the most exclusive mini scooter launched by BMW. It is uber stylish, has a comfortable seating, features a high windshield that allows you to travel long distances comfortably. The scooter also has a large storage compartment in which you can easily store shopping, luggage or two helmets. Priced at over Rs. 11,00,000, it is important that you financially protect it against damages. Buy BMW C650 GT insurance to protect the vehicle against damages caused due to third party or property. Not buying two wheeler insurance for BMW C650 GT can put you in legal trouble as the Motor Vehicles Act, 1988 makes it mandatory for you to do so.

How to buy/renew BMW C 650 GT?

Insuring your BMW C 650 GT is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW C 650 GT on Coverfox.com

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

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Types of Insurance to Buy for BMW C 650 GT

BMW C 650 GT bike can be insured online with the below types of bike policies

Third party bike insurance

Under this type of insurance, you get the following

  • This cover is mandatory as per Indian Law. It secures you against any third party damages caused due to your vehicle.
  • It covers Third party bodily injury or death and Third party property damage
  • It also covers treatment or hospitalization cost of third party
  • It provides coverage for legal liabilities
  • Liabilities arising out of third party death are also covered

Comprehensive bike insurance

Under this type of coverage, you get the following

  • This type of car insurance is not mandatory as per the law.
  • This type of car insurance policy insures you and your vehicle in case of any damages due to man-made and natural calamities.
  • Along with this, a car insurance policy also covers third party liability and also provides a personal accidental cover for the owner

Add-ons

With comprehensive coverage for BMW C 650 GT, you can purchase below add-ons by paying additional premium

  • Zero depreciation: Get full claim amount without any deduction on depreciation of parts
  • No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
  • Engine protection: Get coverage for repair or replacement of the engine
  • Passenger cover: Provides coverage to the person sitting behind you on the bike
  • Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
  • Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation
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What is covered under BMW C 650 GT Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under BMW C 650 GT Insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for BMW C 650 GT Bike Insurance?

Third party two wheeler insurance claim for BMW C 650 GT

  • Visit the nearest police station to file FIR
  • Inform your insurance company about it between 24-48 hours.
  • Take photographic evidence and names and phone numbers of witnesses, if possible
  • Collect the insurance details of the other party or parties involved.
  • Register the case with the special Motor Accident Claims Tribunal court with jurisdiction over the area where the accident took place.

Own-damage two wheeler insurance claim for BMW C 650 GT

  • Call the insurance company and inform them about the accident within 24-48 hours
  • Visit the nearest police station to lodge an FIR, if required.
  • A surveyor will be sent to assess the extent of the damages.
  • If the car is being repaired at a garage that falls under the network of the insurer, you are eligible to get the cashless claim service. If not then the claim amount will be reimbursed.
  • The claim settlement will be done based on the policy terms and conditions

Two-wheeler insurance claim in case of theft of BMW C 650 GT

  • Visit the nearest police station to lodge an FIR for the stolen bike.
  • After filing the FIR, call the insurance company to inform them about the theft.
  • You will have to submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others to the insurance
  • In case the bike is not found, the claim amount equivalent to the IDV of the bike will be given.
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Specifications of BMW C 650 GT

SPECIFICATIONS DETAILS
Engine capacity 647.00 cc
Max Power 44 kW @ 7750 rpm
Max Torque 63 Nm @ 6000 rpm
Kerb Weight 261.0 kg
Front Brake and Rear Brake Disc
Fuel type Petrol
Fuel tank capacity 16 litres
Wheels type Aluminium cast wheels

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Frequently Asked Questions

  • Q. What is the on-road price of the BMW C 650 GT?

    • On-road price of BMW C 650 GT is Rs. 11, 50,000

  • Q. In what colors is the BMW C 650 GT available?

    • BMW C 650 GT is available in three color variants-silver, black and sparkling metallic

  • Q. What is the insurance price for BMW C 650 GT?

    • Insurance price for Honda CRF1100L Africa Twin can be found online on Coverfox.com. With us, you can compare and get up to 80% discount on bike insurance.

  • Q. How can I renew insurance for BMW C 650 GT?

    • You can renew insurance for Honda Activa 125 insurance online on Coverfox.com. All you need to do is select bike insurance, enter bike details and make the payment. However, when renewing, keep the below documents handy.

      • Previous policy number
      • Registration copy
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