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icon Two Wheeler Insurance icon Bmw icon R 1200 Rt
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BMW R 1200 RT

BMW R 1200 RT is a sports bike that offers you effortless riding experience. The features of the bike such as keyless riding, central operating system, daytime running lights, audio system offer you optimal experience. The bike is available in two variants and three colors-blue, gray and black. As a proud owner of BMW R 1200 RT, it is your responsibility to protect the vehicle against damages. Buying BMW R 1200 RT two wheeler insurance is mandatory as per the law.

How to buy/renew BMW R 1200 RT?

Insuring your BMW R 1200 RT is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW R 1200 RT bike on Coverfox.com

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

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Types of Insurance to Buy for BMW R 1200 GT

BMW R 1200 GT insurance can be insured online with the below types of bike policies

Third party bike insurance

Under this type of insurance, you get the following

  • This type of insurance provides coverage against damages caused to a third party person, vehicle or property.
  • Insurance Regulatory and Development Authority of India determines the premium for this type of insurance
  • This type of insurance offers you financial and legal assistance against damages caused to third party

Comprehensive bike insurance

Under this type of coverage, you get the following

  • This type of insurance is a combination of third-party and own-damage cover.
  • It provides coverage against all kinds of damages caused to your vehicle, you and any other individual or property.
  • It also offers coverage against any damages caused due to man-made or natural calamities.
  • It also covers theft

Add-ons

With comprehensive coverage for BMW R 1200 GT, you can purchase below add-ons by paying additional premium

  • Zero depreciation: Get full claim amount without any deduction on depreciation of parts
  • No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
  • Engine protection: Get coverage for repair or replacement of the engine
  • Passenger cover: Provides coverage to the person sitting behind you on the bike
  • Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
  • Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation
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What is covered under BMW R 1200 GT Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under BMW R 1200 GT Insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for BMW R 1200 GT Bike Insurance?

Third party two wheeler insurance claim for BMW R 1200 GT?

  • Report the matter at the nearest police station
  • Inform your insurance company about the accident
  • Register the case with the special Motor Accident Claims Tribunal court with jurisdiction over the area where the accident took place. The claim amount will be decided by the court.

Own-damage two wheeler insurance claim for BMW R 1200 GT?

  • Intimate the insurance company about the accident within 24-48 hours
  • Visit the nearest police station to register a formal report, if required.
  • A surveyor appointed by the insurance company will visit the accident spot or garage to inspect the damages
  • Cashless claims service will be provided in case the bike is repaired at a network garage.
  • Claim settlement will be done as per the policy terms and conditions

Two-wheeler insurance claim in case of theft of BMW R 1200 GT?

  • In case of a stolen bike, inform the police and the insurance company as soon as possible.
  • Submit documents like PUC certificate, license, and registration certificate.
  • Non-traceable certificate is issued by the police if the bike is not traceable. The report has to be submitted to the insurance company for successful claim settlement.
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Specifications of BMW R 1200 GT

SPECIFICATIONS DETAILS
Engine capacity 1170 cc
Max Power 123 bhp @ 7750 rpm
Max Torque 125 Nm @ 6500 rpm
Kerb Weight 276 kg
Front Brake and Rear Brake Disc
Fuel type Petrol
Fuel tank capacity 25 litres
Wheels type Alloy

BMW R 1200 GT Variants

Variant Price
R 1200 RT STD Rs. 18, 35, 000
R 1200 RT PRO Rs. 20, 55, 000

BMW R 1200 GT on-road Price in Different Cities in India

City Price
Mumbai Rs. 18.5 lakh- Rs. 20.5 lakh
Delhi Rs. 18.5 lakh- Rs. 20.5 lakh
Bangalore Rs. 18.5 lakh- Rs. 20.5 lakh
Chennai Rs. 18.5 lakh- Rs. 20.5 lakh
Kolkata Rs. 18.5 lakh- Rs. 20.5 lakh
Chandigarh Rs. 18.5 lakh- Rs. 20.5 lakh

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Frequently Asked Questions

  • Q. Where can I purchase insurance for BMW R 1200 RT?

    • You can purchase BMW R 1200 RT insurance online on Coverfox.com at 80% discount on premium.

  • Q. What is the on-road price of the BMW R 1200 RT?

    • On-road price of BMW R 1200 RT is Rs. 18.5 lakh- Rs. 20. 5 lakh

  • Q. What are the documents I need to purchase bike insurance for BMW R 1200 RT?

    • To purchase BMW R 1200 RT insurance, you will need the below documents

      • Identity proof
      • Address proof
      • Vehicle registration copy
  • Q. Can I get insurance for the BMW R 1200 RT at a low price?

    • Yes, you can get comprehensive insurance for BMW R 1200 RT at a low price if you choose for a higher deductible or opt for install anti theft devices. Buying insurance for BMW R 1200 RT from Coverfox.com can also help you get a discount up to 85%.

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