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icon Two Wheeler Insurance icon Bmw icon R 1250 Gs
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BMW R 1250 GS

BMW R 1250 GS is a perfect pick for bikers who have a boundless thirst for adventure. The bike features seven riding modes that ensure optimum grip and superior handling at all times. The dynamic engine brake control offers stability and helps you get complete control of the bike, without experiencing jerk or slip. Additional features such as seat heating offer you extra comfort and LED lights give it a brilliant look. The bike is available in 1 variant and 4 colours. Bike insurance is mandatory in India.

Top Bike Insurance Plans in June 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

How to buy/renew BMW R 1250 GS?

Insuring your BMW R 1250 GS is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW R 1250 GS on Coverfox.com

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

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Types of Insurance to Buy for BMW R 1250 GS

BMW R 1250 GS insurance can be insured online with the below types of bike policies

Third party bike insurance

Under this type of insurance, you get the following

  • Cost of damages caused to third party or property
  • Treatment or hospitalization cost of third party
  • Coverage for legal liabilities
  • Liabilities arising out of third party death

Comprehensive bike insurance

Under this type of coverage, you get the following

  • This type of insurance offers extensive coverage-covering third party as well as own damage
  • You get coverage for damages caused due to natural or man-made calamities or even theft
  • In case if the vehicle is completely damaged or stolen, you will get the insured declared value i.e. total market value of the bike

Add-ons

With comprehensive coverage for BMW R 1250 GS, you can purchase below add-ons by paying additional premium

  • Zero depreciation: Get full claim amount without any deduction on depreciation of parts
  • No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
  • Engine protection: Get coverage for repair or replacement of the engine
  • Passenger cover: Provides coverage to the person sitting behind you on the bike
  • Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
  • Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation
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What is covered under BMW R 1250 GS Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under BMW R 1250 GS Insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for BMW R 1250 GS Bike Insurance?

Third party two wheeler insurance claim for BMW R 1250 GS?

Step 1: In case if the vehicle owner causes third party damage then police as well as the insurer have to be informed within 24-48

hours.In case if the vehicle owner is the victim, insurance details of the third party have to be taken down.

Step 2: The matter is then transferred to the motor insurance tribunal court that decides on the claim amount.

Own-damage two wheeler insurance claim for BMW R 1250 GS?

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company within 24-48 hours. Report should be filed at the nearest police station if required.

Step 2: A surveyor is appointed by the insurance company to examine the extent of damage and prepare a report estimating the claim amount.

Step 3: The insurer then pays for the damages subtracting the deductible amount. Cashless claim service is offered if the repair work is being done at a network garage.

Two-wheeler insurance claim in case of theft of BMW R 1250 GS?

Step 1: In case of bike theft then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted.

Step 3: Non-traceable certificate is issued by the police in case the bike is not traceable. The claim is then settled as per the policy terms and conditions.

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Specifications of BMW R 1250 GS

SPECIFICATIONS DETAILS
Engine capacity 1245 cc
Max Power 136 bhp
Max Torque 143 Nm @ 6250 rpm
Kerb Weight 249 kg
Front Brake and Rear Brake Disc
Fuel type Petrol
Fuel tank capacity 20 liters
Wheels type Cast aluminum

BMW R 1250 GS Variants

Variant Price
Pro 40 years edition Rs. 21.. 30 lakh
Pro BS 6 Rs. 22. 50 lakh

BMW R 1250 GS Pro BS6 on-road Price in Different Cities in India

City Price
Mumbai Rs. 23, 68, 106
Delhi Rs. 22, 85, 906
Bangalore Rs. 25, 32, 095
Chennai Rs. 22, 85, 906
Kolkata Rs. 23, 27, 006
Chandigarh Rs. 22, 21, 953

BMW R 1250 GS Pro 40 Years Edition on-road Price in Different Cities in India

City Price
Mumbai Rs. 27, 14, 763
Delhi Rs. 23, 68, 833
Bangalore Rs. 23, 68, 833
Chennai Rs. 23, 68, 833
Kolkata Rs. 23, 68, 833
Chandigarh Rs. 23, 68, 833

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Add-Ons

Frequently Asked Questions

  • Q. How can I renew my BMW R 1250 GS Insurance?

    • You can renew insurance for BMW R 1250 GS insurance online on Coverfox.com. All you need to do is select bike insurance, enter bike details and make the payment. However, when renewing, keep the below documents handy.

      • Previous policy number
      • Registration copy
  • Q. What are the benefits of purchasing BMW R 1250 GS insurance from Coverfox?

    • When you insure your BMW R 1250 GS with Coverfox.com, you get the below benefits

      • Get up to 80% discount on bike insurance
      • Expert assistance at the time of purchase
      • Free claims support and express claims assistance
  • Q. From where can I purchase insurance for my BMW R 1250 GS bike?

    • You can purchase insurance for your BMW R 1250 GS bike online on Coverfox.com. With Coverfox, you can compare insurers online and get up to 80% discount on bike insurance purchase.

  • Q. What is the mileage offered by BMW R 1250 GS?

    • BMW R 1250 GS offers mileage of 21 km/l

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