Harley Davidson Sportster Two Wheeler Insurance

Initially introduced in the year 1957, the Sportster series is undoubtedly one of the longest running production motorcycle moniker in Harley’s portfolio. The Sportster is designed and engineered for riders who believe twists and turns are a vital part of bike riding. While most Harley motorcycles adorn a large dimensional figure and are lower slung to optimize high speed cruising stability, the Sportster series is squarely aimed to attack corners at insane speeds. Currently, the Indian Sportster line-up includes these motorcycles SuperLow, Iron 883 and Forty Eight.

Bike insurance is mandatory in India.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Comprehensive Bike Plan

• This type of insurance pays for all 3rd party damages & injuries as well as your own injuries & damages.
• Even losses due to man-made calamities or natural calamities along with theft is compensated for in this plan.
• In case your Harley Davidson gets stolen or is absolutely damaged, the insurer still makes provision for you to get your two wheeler’s complete market worth.

Third party insurance

• Pays for only 3rd party’s liabilities, damages & injuries.
• Pays only for the hospital treatment expenses incurred by the 3rd party.
• Pays only for any types of legal liabilities pertaining to the third party.
• Pays a lump sum amount the third party person passes away due to an accident.

• Zero Dep Add-on: A rider policy offering the whole claim money completely bypassing any deduction amounts.
• NCB protection cover: Even if the policyholder files a claim, this rider cover guards your No Claim Bonuses.
• Engine Protection Add-on: Anything with regards to the part replacement or repairing work of your Harley Davison’s precious engine is paid for as per this rider policy.
• Passenger Add-on rider: Compensates for the hospitalization treatment costs of any injuries sustained by the one sitting behind you on the bike.
• RTI Cover Add-on: If someone steals your bike or completely causes damage to it, this add-on helps you to get full payment as per the Harley Davidson bike’s total invoice value
• Roadside assistance Rider: This rider top-up policy becomes a boon when you face an emergency on the road in case of a bike break down or any other peril.

Two-wheeler insurance claim in case of theft of Harley Davidson Sportster

1. Filing an FIR by going to the closest station & informing about your Harley Davidson’s theft should be your first step.
2. Once you are through the FIR process, get in touch with your insurer through your agent or the toll free number. Do this quickly & take not more than two days to get done with this. Also keep your bike policy no. & bike registration essential info handy.
3. After the previous work is done, you must give docs like a copy of the FIR, claim form, bike’s original keys & zero trace reports to your insurance organization.
4. In case your Harley Davidson isn’t found anywhere, the insurance company will pay you a claim money that equals your Harley Davidson’s IDV value.

Own-damage two wheeler insurance claim for Harley Davidson Sportster

1. Quickly inform the insurer about the accident & take no longer than 48 hours to do so.
2. File a First Information Report at the closest police station.
3. Do not move your Harley Davidson from the exact accident spot. You can do so only after speaking with your insurance company’s executive & the police officer.
4. After this, the insurance organization usually sends an inspection executive to the accident spot or the respective garage so that he can thoroughly assess the situation & damages.
5. After this you’ll either avail compensation in reimbursement form or a cashless repair. This will be based on whether your Harley Davidson is being repaired at the insurance company’s network garages or any other local garage.
6. The claim money will depend on the type of cover & the amount of repair expenses.

Third party two wheeler insurance claim for Harley Davidson Sportster

1. Provide information about the accident to the local police.
2. File a First Information Report as it’s obligatory when it comes to 3rd party insurance.
3. Get in touch with your insurer within 48 hrs.
4. Take down the contact information of all the standing witnesses who are in your favour.
5. Click photographs, it will be a great evidence.
6. Note down the 3rd party person’s insurance information in detail.
7. Register a case under the special Motor Accident Claims Tribunal court. Confirm that the location where the 3rd party related accident took place comes under their jurisdiction.