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icon Two Wheeler Insurance icon Ktm icon 390 Adventure

Ktm 390 Adventure Bike Insurance

As the name suggests, KTM 390 Adventure is an adventure bike best suited for long bike rides. The bike was one of the most awaited bikes of the year 2020. With this launch, KTM marked its entry in the entry level adventure tourer segment. The bike features lightweight chassis and class-leading electronics that make it significant for you to insure it.

Purchasing bike insurance cover for KTM 390 Adventure is mandatory as per the Indian Motor Vehicles, Act 1988. Two wheeler insurance is mandatory in India.

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

  • How to Buy Renew
  • Add Ons
  • What is Covered
  • What is Not Covered
  • How to Claim
  • Specifications
  • Top Insurer
  • Variants
  • On Road Price
  • Top Models
  • Top Make
  • Frequently Asked Questions

How to buy/renew?

In few simple steps, you can buy KTM 390 Adventure Bike insurance from Coverfox.com

  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

Add-ons

  • Zero depreciation: With this add on, you will get full claim amount without any deduction on depreciated parts
  • No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
  • Engine protection: Get coverage for repair or replacement of the engine
  • Passenger cover: Provides coverage to the person sitting behind you on the bike
  • Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
  • Roadside assistance cover: Round-the-clock assistance is provided in the form of towing, emergency repair case of breakdown of the vehicle
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What is covered under KTM 390 Adventure Bike Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What is Not covered under KTM 390 Adventure Bike Insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Lapsed policy
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim insurance for Ktm 390 Adventure ?

Third party two wheeler insurance claim for Ktm 390 Adventure

Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurer should be informed. In case if the vehicle owner is the victim, insurance details of the third party which has caused damage to the vehicle has to be taken down and information about the damages has to be passed on to their insurer.

Step 2: the insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount.

Own-damage two wheeler insurance claim for Ktm 390 Adventure

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company and the nearest police station.

Step 2: A surveyor is appointed by the insurance company to examine the extent of damage. The surveyor prepares a report and sends the same to the garage.

Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Ktm 390 Adventure

Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.

Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.

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Specifications of KTM 390 Adventure Bike

SPECIFICATIONS DETAILS
Engine (cc) 37.0cc
Max Power 33.00 bhp
Max Torque 37.00 Nm
Fuel Tank Petrol
Kerb Weight 158Kg
Front Brake and Rear Brake Disc
Fuel tank capacity 14.5 L
Clutch type Slipper
Wheels type Alloy

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List of KTM 390 Adventure Variants

Variant Price
KTM 390 Adventure STD Rs. 3.28 lakh

KTM 390 Adventure on-road Price in Different Cities in India

City Price
Mumbai Rs. 3.27 lakh
Delhi Rs. 3.28 lakh
Bangalore Rs. 3.28 lakh
Kolkata Rs. 3.29 lakh
Pune Rs. 3.27 lakh
Chennai Rs. 3.28 lakh

More KTM Models

Here are some quick links to find out more about bike insurance for other models
Ktm 390 Adventure
Ktm Duke
Ktm Duke 125
Ktm Duke 200
Ktm Duke 250
Ktm Duke 390
Ktm Duke 790
Ktm Rc

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Add-Ons

Frequently Asked Questions

  • Q. What are the add-ons I can purchase with the KTM 390 Adventure bike?

    • You can insure your KTM 390 Adventure bike with various add-ons like zero depreciation, key replacement, no claim bonus, consumables, etc.

  • Q. What are the documents required to renew KTM 390 Adventure insurance?

    • You will need to submit your previous year’s policy number, identity proof, address proof and registration copy to renew bike insurance for your KTM bike.

  • Q. KTM 390 Adventure bike is available in which colors?

    • KTM 390 Adventure is available in two colors- orange and white.

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