Here are the 4 ways to check car insurance expiry date, online and offline. Read this article to know more.
It is compulsory to have a valid car insurance policy while driving a car in India. Irrespective of how skilled a driver you are, you must have valid insurance for your four-wheeler. The insurance policy comes with an expiry date which is why it is important to check car insurance status regularly.
There are multiple ways to check car insurance online and offline. By keeping a check on your policy, you will be able to avoid any lapses in the renewal and save yourself from paying hefty fines. Let us understand in detail how to check car insurance status online and offline.
Ways to Check Car Insurance Policy Status
It is critical to get car insurance. To begin, third-party car insurance is required. Second, car insurance add-ons adds an extra layer of protection against the hazards of the road. It is critical for all policyholders to be aware of the status of their auto insurance. Most of the insurance policies have an expiration date, and the majority of them must be renewed on a yearly basis.
Furthermore, having an expired policy might result in significant fines. As a result, you may wish to check the status of your car insurance policy, the policy period, whether your car is still secured, or other pertinent facts at some point. There are several methods for checking the status of your car insurance policy, online and offline.
Let’s take a look at some,
How To Check Car Insurance Online
How To Check Car Insurance Status Online via IIB
Insurance Information Bureau (IIB) is a web portal initiated by the Insurance Regulatory and Development Authority of India (IRDAI) in 2009 to help the insurance market in India to run smoothly.
Under IIB, all information pertaining to insurance policies issued in the country is compiled and made available to policyholders in order to increase the overall transparency of the operation.
As a result, if you're thinking "how to check car insurance status online," the simplest solution is to go through IIB and complete a few simple steps. They consist of the following:
How To Check Car Insurance Status via VAHAN
VAHAN is the national vehicle registry, which compiles all vehicle registration information and makes it available to authorities and citizens alike. In 2018, around 21.68 crore automobiles were registered through VAHAN. (source)
Furthermore, because the portal captures all information required by the Motor Vehicles Act 1988, you can easily retrieve a car's insurance information through it.
If you're wondering "how to check vehicle insurance online" with VAHAN, simply follow the procedures outlined below:
- Step 01: Visit VAHAN e-services and click on the "know your car details" option at the top of the website.
- Step 02: Enter the vehicle's registration number and the appropriate "code for verification."
- Step 03: A "search vehicle" option will be displayed. Simply click on it.
- Step 04: The vehicle's specifications will be displayed. It will allow you to verify the status of your car insurance.
These are the two techniques for checking the status of a car insurance policy online.
However, if both of the preceding procedures have failed, you can turn to offline methods. Offline verification of insurance details, on the other hand, can be time-consuming and inconvenient, to say the least.
Nonetheless, because online methods are efficient, you should be able to acquire the relevant car information without difficulty.
How To Check Car Insurance Status Offline via RTO
If the online car insurance checking procedures fail, you can fall back on offline options.
For example, if you're wondering "how to check car insurance offline," you can go to the RTO office of your respected district.
- Arrive at the office and present your car registration number. You will be informed of the status of your coverage as well as other policy details.
You can also contact the car insurance company to check the status of car insurance coverage and expiry dates.
Frequently Asked Questions
How to check a car's insurance status online?
You can easily check the car insurance status online at any time. Just visit the website of IIB or VAHAN and enter the basic details as required. The portal will provide you with all the insurance details of your car online.
Why do I need to check my policy status?
If you are involved in an accident, you will need the policy details in order to make a claim for the damages your vehicle has suffered. You should also be aware about the policy status so that you do not miss the renewal date.
Why am I unable to find my policy status on the IIB portal?
While entering the information, make sure you have entered the correct details in order to see the policy status of your car. If you are still not able to see the details, contact your insurer.
How to check car insurance expiry date?
You can check he expiry date of your car insurance in the insurance document. If you have purchased insurance from Coverfox, you can download the Coverfox Insurance App to check details of your policy.