Here are the 4 ways to check car insurance expiry date, online and offline. Read this article to know more.
A car insurance policy protects the vehicle owner against covered financial loss caused by the insured vehicle's damage/theft (as per the applicable terms and conditions). In India, it is mandatory to have a valid car insurance policy for every car owner. Even though you are a skilled driver or you rarely take your car out for a drive, you must have an insurance policy for your four-wheeler.
A lot of times it also happens that people forget to renew their car insurance. This may result in hefty fines and even a sentence to jail. In order to avoid that, keep a regular check on the status of your auto insurance. There are multiple ways to check car insurance online and offline.
Ways to Check Car Insurance Policy Status
It is critical to get car insurance. To begin, third-party car insurance is required. Second, car insurance adds an extra layer of protection against the hazards of the road. It is critical for all policyholders to be aware of the status of their auto insurance. Most of the insurance policies have an expiration date, and the majority of them must be renewed on a yearly basis.
Furthermore, having an expired policy might result in significant fines. As a result, you may wish to check the status of your car insurance policy, the policy period, whether your car is still secured, or other pertinent facts at some point. There are several methods for checking the status of your car insurance policy, online and offline.
Let’s take a look at some,
How To Check Car Insurance Status Online via IIB
Insurance Information Bureau (IIB) is a web portal initiated by the Insurance Regulatory and Development Authority of India (IRDAI) in 2009 to help the insurance market in India to run smoothly.
Under IIB, all information pertaining to insurance policies issued in the country is compiled and made available to policyholders in order to increase the overall transparency of the operation.
As a result, if you're thinking "how to check car insurance status online," the simplest solution is to go through IIB and complete a few simple steps. They consist of the following:
How To Check Car Insurance Status via VAHAN
VAHAN is the national vehicle registry, which compiles all vehicle registration information and makes it available to authorities and citizens alike. In 2018, around 21.68 crore automobiles were registered through VAHAN. (source)
Furthermore, because the portal captures all information required by the Motor Vehicles Act 1988, you can easily retrieve a car's insurance information through it.
If you're wondering "how to check vehicle insurance online" with VAHAN, simply follow the procedures outlined below:
- Visit VAHAN e-services and click on the "know your car details" option at the top of the website.
- Enter the vehicle's registration number and the appropriate "code for verification."
- A "search vehicle" option will be displayed. Simply click on it.
- The vehicle's specifications will be displayed. It will allow you to verify the status of your car insurance.
These are the two techniques for checking the status of a car insurance policy online.
However, if both of the preceding procedures have failed, you can turn to offline methods. Offline verification of insurance details, on the other hand, can be time-consuming and inconvenient, to say the least.
Nonetheless, because online methods are efficient, you should be able to acquire the relevant car information without difficulty.
How To Check Car Insurance Status Offline via RTO
If the online car insurance checking procedures fail, you can fall back on offline options.
For example, if you're wondering "how to check car insurance offline," you can go to the RTO office of your respected district.
- Arrive at the office and present your car registration number. You will be informed of the status of your coverage as well as other policy details.
You can also contact the car insurance company to check the status of car insurance coverage and expiry dates.