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CAR INSURANCE

Plastic Money for Traffic Rules

Neha Gadoo Neha Gadoo 17 February 2017

Whether you break a traffic law knowingly or unknowingly, you can now pay the penalty with plastic money. Don’t have enough cash in your hand? No worries, you can pay with your credit or debit card. The traffic police are devising and working on this plan, and it can be expected to go live from the next year.

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Currently, fines are only collected by cash by each traffic division and assimilated at the Worli Police Headquarters to be sent to the treasury of the government. This lengthy process will now be automated and replaced by an easy bank transfer. The option of paying cash is still open, but when you do not have cash just swipe your card.

List of Traffic Fines for major offenses:

  • Drunk Driving – Rs.2,000
  • Driving dangerously and causing hindrance – Rs.500
  • By-passing stipulated speed limit – Rs.500
  • Not carrying a driving license – Rs.300
  • Not wearing helmet or seat belt – Rs.100
  • Jumping signals – 100
  • Illegal Racing – Rs.300

How automation is playing a major role in the development

Automation is taking place in multiple divisions of the government, and all will welcome this move. It will also help collect computerized data and maintain an excellent database. The traffic police are also looking to acquire high-end devices like breath analyzers and speed guns.

Traffic violation data is currently being captured manually, but the traffic division is seeking to gather computerized data and have a central database for the same. As a result, there will be good access to the data and the police will be able to catch constant traffic defaulters or violators. By gaining access to a common database, the police can quickly determine if it is a fake license plate or if the owner has any impending fines as well.

If a driver has a bad history of repeated violations or fines, then their case can be forwarded to the transport commission to void their permit or license. An automated process of collecting fines and a central computing database will actually enforce the rules of traffic and get rid of willful traffic violations. An efficient system in place is what is needed on the road now.

Use of the Electronic Challan

There is also another automated system of electronic challan that has been developed and used in many metropolitan cities. Electronic Challan is a hand-held device that has replaced the manual challan book that was previously used by the traffic police. This database will also help to give out electronic challans.

The mobile number and email ID of every license-holder will be recorded in the database. So, an electronic challan or e-challan can be easily emailed or texted via SMS, whenever required.

This novel method of e-challan and maintaining a central computerized database will help to keep our road safety and contribute to improve traffic conditions. Reckless drivers can be kept in constant checks by the police.

You will no longer be able to dodge the traffic penalty. No more excuses of insufficient cash on hand. Your fines can be paid through your plastic cards.

Neha Gadoo
Written by Neha Gadoo
Daring and Bold, Neha loves philosophy, trekking and walking bare feet in the rain. Loves talking and can stare out of a car window for hours continuously.