If you are looking to purchase car insurance for Maruti Suzuki Victoris, you have come to the right place! It is essential to insure your prized possession, to protect the Victoris from accidental damage, theft, man-made or natural disasters. Compare plans and get the best car insurance policy for your Victoris SUV today.
Here are the Maruti Suzuki Victoris Car variants along with prices:
| Variants of Maruti Suzuki Victoris | Insured Declared Value | Zero Depreciation | Net Premium |
|---|---|---|---|
| Lxi 1.5 MT | ₹8,39,920 | ₹3,487 | ₹24,638 |
| Vxi 1.5 MT | ₹9,43,920 | ₹3,919 | ₹26,268 |
| Zxi 1.5 MT | ₹10,85,520 | ₹4,507 | ₹28,487 |
| Zxi Plus (O) 1.5 MT | ₹12,65,520 | ₹5,254 | ₹31,307 |
| Vxi 1.5 eCVT | ₹10,68,721 | ₹5,440 | ₹31,211 |
| Zxi 1.5 eCVT | ₹12,10,320 | ₹5,911 | ₹32,991 |
| Lxi 1.5 CNG MT | ₹9,19,920 | ₹3,819 | ₹26,600 |
| Zxi (O) 1.5 6AT | ₹12,51,120 | ₹5,245 | ₹31,274 |
| Vxi 1.5 6AT | ₹10,68,721 | ₹4,437 | ₹28,223 |
NOTE: The insurance premiums mentioned above are indicative and may vary based on location, driving history, and other factors. Please contact your insurer for an accurate quote.
Victoris is a mid-sized SUV that has advanced safety, multiple fuel options, premium comfort, and an ample amount of features, like:
Level 2 ADAS for enhanced driving safety
Strong hybrid technology delivering excellent fuel efficiency
ALLGRIP AWD option for improved traction across terrains
Petrol, CNG, and hybrid powertrain flexibility
SmartPlay Pro+ infotainment with connected features
Premium 8-speaker sound system experience
360-degree camera for easier parking and manoeuvring
Panoramic sunroof enhances the cabin experience
High ground clearance suited for Indian roads
5-star safety rating for added peace of mind
| Specification | Details |
|---|---|
| Engine | 1.5L Petrol / 1.5L Strong Hybrid |
| Power | 103 PS Petrol / 116 PS Combined Hybrid |
| Torque | 137 Nm Petrol / 141 Nm Hybrid |
| Mileage | 20.5 km/l Petrol / up to 27.9 km/l Hybrid |
| Fuel Type | Petrol, CNG, Hybrid |
| Transmission | Manual, Automatic, e-CVT |
| Fuel Tank Capacity | 45 litres |
| Top Speed | Approx 170 km/hr |
| Ground Clearance | 210 mm |
| Seating Capacity | 5 |
| Safety Features | 6 Airbags, ABS with EBD, ESC, ADAS, 360 Camera |
Maruti Suzuki Victoris car insurance includes:
Coverage for accidental damage to the Victoris, including impacts affecting the hybrid system components
Protection against natural disasters such as floods, cyclones, and landslides
Coverage for fire, explosion, or self-ignition
Theft or total loss coverage
Third-party liability cover for injury, death, or property damage as per legal requirements
Personal accident cover for the owner-driver
Coverage for damages during transit by road, rail, or water
Optional add-ons like zero depreciation for expensive body panels, engine protection for water damage, and roadside assistance for long-distance travel
Cashless repair facility at network garages, useful for premium variants with advanced features like ADAS
Maruti Suzuki Victoris car insurance excludes:
Normal wear and tear of parts such as tyres, brake pads, and clutch components
Mechanical or electrical failures not caused by an accident, including routine hybrid system wear
Damage caused by driving in flooded areas, leading to engine or electrical failure without an add-on cover
Driving without a valid driving licence or necessary documentation
Driving under the influence of alcohol or intoxicating substances
Consequential damages arising from delayed repairs or negligence
Use of the vehicle for commercial purposes when insured for private use
Claims arising from war, nuclear risks, or civil unrest beyond standard coverage
Depreciation costs on replaced parts unless a zero depreciation add-on is opted for
You can purchase car insurance online for your Victoris SUV through Coverfox through these simple steps:
Visit the Coverfox website and go to the car insurance section
Enter your vehicle details, such as registration number, or select “new car” and choose Victoris model
Fill in basic details like city (RTO), fuel type, and variant
Compare multiple insurance plans from top insurers in one place
Customise your policy by selecting add-ons like zero depreciation, engine protection, or roadside assistance
Review premiums, IDV, and coverage details before final selection
Enter personal details and upload required documents if needed
Make the payment securely online
Receive your policy instantly via email within minutes
To claim Maruti Suzuki Victoris insurance, follow these steps:
Inform your insurer or register a claim immediately after the incident via helpline or online
You can also raise a claim request directly through Coverfox support
Choose between a cashless claim (network garage) or a reimbursement claim
Get your car inspected by the surveyor (mandatory for major damage)
Submit required documents and repair estimates
Once approved, repairs are carried out, and the claim is settled accordingly
Duly filled and signed claim form
Car insurance policy document
Copy of driving licence
Copy of RC (Registration Certificate)
FIR copy in case of theft or major accident
Repair bills and invoices
ID proof (Aadhaar, PAN, etc.)
Photographs of damage (if required)
Yes, car insurance is mandatory for the Maruti Suzuki Victoris under Indian law. At a minimum, you must have third-party liability insurance to legally drive on public roads; failing which penalties or legal action may apply.
A comprehensive car insurance plan is generally the best option for a Maruti Suzuki Victoris, as it provides coverage for both third-party liabilities and damages to your own vehicle. You can further enhance protection with add-ons like zero depreciation, engine protection, and roadside assistance.
The cost of insurance depends on factors such as the car’s variant, location, Insured Declared Value (IDV), and selected add-ons. Typically, the annual premium for a comprehensive plan in this segment may range between ₹25,000 and ₹50,000.
Roadside assistance is not included by default in most standard car insurance policies. However, it can be added as an optional add-on, offering services like towing, battery jumpstart, flat tyre support, and emergency fuel delivery.
Common add-ons available for a Maruti Suzuki Victoris include zero depreciation cover, engine protection cover, roadside assistance, No Claim Bonus (NCB) protection, and return to invoice cover. These are particularly useful for higher variants and hybrid models with advanced components.
To purchase or renew car insurance, you typically need the vehicle’s Registration Certificate (RC), previous insurance policy details (if applicable), identity proof, and basic vehicle information. Additional documents may be required during claims.
You can buy car insurance online through platforms like Coverfox by entering your vehicle details, comparing plans from multiple insurers, selecting suitable add-ons, and completing the payment securely to receive your policy instantly.
Car insurance policies are typically valid for one year and must be renewed before expiry. Timely renewal ensures continuous coverage and helps retain benefits such as the No Claim Bonus.
Yes, the car insurance policy can be transferred to the new owner when you sell your Maruti Suzuki Victoris. It is important to initiate the transfer within 14 days of the sale to ensure uninterrupted coverage and compliance with regulations.
