The NRG in Tata Tiago NRG stands for ‘Energy’. This hatchback is not only energy-packed but also a value-for-money car. It provides various features and specifications which are often found in higher car segments. The Tata Tiago NRG is a city-style car with a robust exterior, black rooftop, shark fin antenna, comfortable interiors and optimised fuel economy.
Let us have a glimpse of various models and their respective prices in the below table.
The table below consists of a list of different model variants in Tata Tiago NRG car insurance:
| Model Variant | Ex-Showroom Price (in ₹ )* |
|---|---|
| Tata Tiago XZ NRG | ₹ 7.20 lakh |
| Tata Tiago XZ NRG CNG | ₹ 8.19 lakh |
| Tata Tiago ZXA NRG | ₹ 7.74 lakh |
| Tata Tiago ZXA NRG | ₹ 8.74 lakh |
*The above prices are ex-showroom prices and are subject to changes as per company, location, and city.
While buying a car insurance policy for Tata Tiago, various factors such as budget, usage frequency, and add-ons should be considered before buying. The following pointers will help you to decide:
There are three types of insurance: Comprehensive car insurance (own damage + third-party + add-ons if subscribed), Standalone insurance (own damage) and Third-party car insurance.
Add-ons such as Zero depreciation, Engine protection, and Return to invoice are most common.
Take the opinion of another Tata Tiago NRG owner who has been using it for a long period.
Choose the appropriate IDV value.
Understand the claim settlement ratio of the insurer.
Comparing will help you pick from multiple types of policies which will suit your needs.
Below are three major types of car insurance policies for Tata Tiago NRG:
It is the most basic form of coverage, and is mandatory under the Motor Vehicles Act of 1988. It covers financial liabilities arising from injuries to third-party individuals caused by your car. This type of policy is typically the most affordable because it offers limited coverage.
This insurance focuses solely on covering damages caused to your car, offering flexibility to those who already have third-party insurance. It includes protection against accidents, theft, fire, and natural or man-made disasters. The coverage is subject to change as per the intermediary and insurer. It is advisable to check very carefully before taking a policy.
Comprehensive insurance provides extensive coverage, ensuring inclusive protection for third-party liabilities and damages to your vehicle. It includes the benefits of third-party car insurance by covering damages or injuries to third parties. Additionally, it protects your car against accidents, theft, fire, natural calamities (floods, earthquakes), and man-made events (riots, vandalism).
Below are the features of Tata Tiago NRG:
Below are the specifications of Tata Tiago NRG:
| Specification | Petrol variant | CNG variant |
|---|---|---|
| Engine | 1.2L Revotron Engine | 1.2L Revotron Engine |
| Capacity, Cylinder | 1199cc, 3 Cylinders | 1199cc, 3 Cylinders |
| Power | 86 PS @ 6000 RPM | 75.5 PS @ 6000 RPM |
| Torque | 113 Nm @ 3300 RPM | 96.5 Nm @ 3500 RPM |
| Length (mm) | 3802 | 3802 |
| Width (mm) | 1677 | 1677 |
| Height (mm) | 1537 | 1537 |
| Wheelbase (mm) | 2400 | 2400 |
| Transmission | 5 Speed Manual / 5 Speed AMT | 5 Speed Manual / 5 Speed AMT |
| Front suspension | Independent, Lower wishbone, McPherson (Dual Path ) strut type | Independent, Lower wishbone, McPherson Strut with coil spring |
| Rear suspension | Rear Twist Beam with coil spring mounted on Hydraulic shock absorbers | Semi-independent, closed profile twist beam with dual path strut |
| Ground clearance | 181mm | 177mm |
| Boot space | 242L | No boot space available |
| Fuel tank capacity (litres) | 35L | 60L (Water capacity) |
Below are the inclusions of Tata Tiago NRG car insurance:
Below are the exclusions of Tata Tiago NRG car insurance:
Various add-ons which you can subscribe to while purchasing Tata Tiago NRG car insurance are as follows:
You can buy Tata Tiago NRG car insurance in a few simple steps as given below:
You can renew Tata Tiago NRG car insurance in a few simple steps as given below:
Buying third-party insurance is mandatory for cars.
You can save money by opting out of unnecessary add-ons, selecting a budget-friendly IDV value, and negotiating with the insurer.
The ideal insurance type depends on factors like how often you drive, the car's age, year of registration, and fuel type. For older vehicles, a third-party or standalone own-damage policy may be more suitable, while newer cars are better protected with a comprehensive insurance plan.
To reduce your Tata Tiago NRG car insurance price you can use the No Claim Bonus (NCB), Opt for higher deductibles and compare multiple policies to negotiate.
It depends on the policy type, whether it is a yearly or a long-term plan.
