Tata Magic Insurance

The passenger vehicle from Tata, Magic, was launched in 2007. Tata Magic is a 5-10 seater passenger mini-van, which is compact and suitable for driving through narrow lanes. Everyone must have noticed the yellow school van that goes around the city, helping students reach their home and school—that’s Tata Magic. It is an affordable and compact car, which is perfect for a passenger vehicle.

Even though this vehicle is bridging the gap between a rickshaw and a bus, having car insurance for Tata Magic is legally required, and highly recommended. Whether you're using the vehicle for personal or commercial purposes, securing the right insurance ensures that you are financially protected against any mishap. The Tata Magic insurance price may vary depending on the model, usage, and the type of coverage you choose, but investing in the right plan guarantees peace of mind.

Let us understand four-wheeler insurance for Tata Magic and get the best Tata Magic Insurance Quote. By comparing different policies, you can ensure that you select the coverage that suits your needs and offers the best value for your money.

Here are the key features of the Tata Magic Car:

1. Compact and Spacious Design

Small but spacious enough for 6-10 passengers

2. Strong All-Metal Body

Durable and sturdy, made for long-term use.

3. Fuel-Efficient Engine Options

Offers petrol, diesel, and bi-fuel (CNG + petrol) variants with impressive mileage.

4. High Ground Clearance

Designed to handle uneven roads and rural terrain with ease.

5. Tight Turning Radius

Excellent manoeuvrability in narrow city lanes and crowded areas.

6. Comfortable Seating Layout

Ergonomically designed seats with ample legroom for passengers.

7. Multiple Variant Options

Available as standard, school van, ambulance, and electric versions to suit diverse needs.

8. Easy Maintenance

Simple mechanical layout ensures low maintenance costs and high uptime.

Here are the list of add-ons insurer provide for Tata Magic Insurance:

• Loss of Personal Belongings Cover

• Key and Lock Replacement Cover

• Passenger Cover

• Consumables Cover

• Personal Accident Cover

• Engine Protection Cover

• 24x7 Roadside Assistance Cover

• Zero-Depreciation Cover

• Repair of Glass

• Emergency Transport and Hotel Expenses

• Driver Cover

• Accessories Cover

• Invoice Cover

• Tyre Secure Cover

Here is a table representing key specifications of Tata Magic:

*NOTE: These are specifications for Tata Magic Express Model.

Here are key benefits of buying insurance for Tata Magic:

• Legal Compliance: Required to drive on public roads in India

• Covers Third-party liability: Any damage done to third-party in an accident is covered by insurance

• Covers Own Damage: Covers damages done to own vehicle during an accident.

• Personal Accident Cover: Covers damages to the policyholder (death or disability).

• Peace of Mind: Having car insurance ensures financial security, and you can drive without the burden of financial danger.

• Add-ons: Add-ons ensure enhanced insurance coverage, making all-round financial security for the car.

• Easy Online Process: Buy Tata Magic insurance at the comfort of your home through Coverfox

Following factors affect insurance rate of Tata Magic:

• Coverage plan: The type of insurance you select affects insurance rates.

• Add-ons: Each add-on adds to the premium cost. Select only the add-ons that you require, as unnecessary add-ons can unnecessarily increase your Tata Magic insurance price.

• Model and Variant: Higher variants have higher insurance premiums.

• Age of the car: Older vehicles have less IDV, newer vehicles have higher IDV.

• Driver History: Driving record of the driver also affects insurance premium price. A clean driving record can get you discounts.

• NCBs: No claim bonuses provide discounts on overall premium costs on renewals.

• Location: Urban cities typically have higher insurance premiums.

Following documents are required to be digitally submitted to buy Tata Magic insurance:

• Driving Licence

• Route Permit

• Fitness Certificate

• RC

• ID and Address Proof

The Claim Process for Tata Magic Insurance is:

• Contact the insurance company within 48 hours of the accident or theft

• File an FIR in case of third party damage or theft of the car

• Submit the required documents

• The insurance company will appoint a surveyor to check on the extent of damages

• The car will be sent to the garage for repair

• Cashless service will be provided in case the car is being repaired at a network garage

• In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report

• Apply for reimbursement if not getting the car repaired at a network garage.

Following documents are required for Tata Magic Claim Process:

• Claims Form

• FIR (If required)

• Fitness Certificate

• Route Permit

• Insurance Policy Document

• Id and Address Proof

• Receipts from Garage (For reimbursement)