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Suitable tenures and attractive interest rates on Saraswat Bank Fixed Deposits enable you to build a healthy corpus and plan your future financially. It helps you put away a certain part of your monthly income towards securing your future financially. A term deposit, which is an Interest Payout savings scheme, offers interest at yearly, half-yearly, quarterly and monthly basis.
Rates for Domestic Term Deposits (W.E.F. 4th February, 2019):
Click here to know about Saraswat Bank Fixed Deposit Rates For Single term deposits up to Rs. 50 lakh
Click here to know about Saraswat Bank Term Deposit Rates For Single term deposit of Rs. 50 lakh but below Rs. 3 cr
Click here to know about Saraswat Bank Fixed Deposit Interest Rates For Single term deposit of Rs. 3 crore and above
What is the interest rate that Saraswat Bank Fixed Deposit offers on senior citizens FDs?
The FD rate at Saraswat Bank for senior citizens is an additional 0.25% over and above the standard rates.
Can I make alterations to the tenure of my ongoing Saraswat Bank Fixed Deposit?
No, once you have opted for a tenure at the time of starting a Fixed Deposit at Saraswat Bank, you cannot change the tenure.
How to open a Saraswat Bank Fixed Deposit account without a PAN card?
Yes, you can submit Form 16 while opening a Fixed Deposit with Saraswat Bank, instead of your PAN card.
What is the highest interest rate that is offered by the Saraswat Bank Fixed Deposit?
The highest rate for Saraswat Bank Fixed Deposits is 7.60% for the following tenures.
What are the FD tenure options offered by Saraswat Bank Fixed Deposit?
What is the minimum amount required to start a Saraswat Bank Fixed Deposit account?
The minimum amount required to start a Fixed Deposit at Saraswat Bank is Rs. 1,000 and a subsequent increase can be done in multiples of Rs. 100 on Term Deposits for a period of above 12 months to 36 months only.
What is the eligibility criteria to open a Saraswat Bank Fixed Deposit account?
The eligibility criteria is as follows-